Turnover
≈ €51,000 estimated
The accounts state no turnover.
Ag Software
Overview
Lifetime
3 annual accounts with figures on one time axispeak €15,911 (2024)
€9,446▼ 40.6%
lowest -€269 (2025)
-€269▼ €7,990
peak €26,312 (2024)
€26,043▼ 1.0%
€396,005▲ 32.1%
Board1 name since 2023
1 directorSIKIER Asiye
Documentsfilings and deeds
11-05-202611 days late
2025micro format
Gross margin from €15,911 to €9,446Loss of €269Debts from €299,813 to €396,005
Key points
from the 2025 annual accountsDebts
€396,005 94% of the balance sheet
Financial debts 69%Suppliers 9%Taxes and wages 3%Other 19%
Of this, €121,001 falls due within a year.
Liquidity
2.62 was 4.52 in 2024
Short-term debts rose from €71,899 to €121,001.
Filings
3 annual accounts 4 filings, 2 late
The 2024 accounts came latest: 19 days after the end of the period.
At the same address
28 companies
Position in the sector
6.2%
Lower solvency than 87% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
79
Excellent
Financially stronger than 32% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.7%▲ +0.1 percentage points vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 1.0%▲ +0.3 percentage points vs 04-2025highest value
06-2025: 0.2%▼ -0.8 percentage points vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.7%▲ +0.3 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.5%▼ -0.2 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.62
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €422,048
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 60% on liquidity, 18% on profitability and 38% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as Ag Software has now. Each dot stands for 4 companies, two years later.
92.6%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Ag Software itself is lower: 0.5% within 12 months. It rests on far more data about Ag Software than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for Ag Software. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.62 (4.52 in 2024), above the usual 1.5. Short-term debt is 28.7% of total assets. However, 93.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 12%
← weakest
strongest →
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
11 days late
2024
19 days late
2023
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 6 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 11 May (3 of the last 3 accounts filed within 59 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797983861
Incorporation
Founding capital of €10,000, 100 shares · Founder: SIKIER Asiye · Appointment: SIKIER Asiye (director) · published on 07-02-2023 · Gazette deed
First establishment
Fotografielaan 18, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ag Software Antwerp | €422,048 | €9,446 | 6.2% | - |
| SOUNDNODES Sint-Gillis (bij-Brussel) | €303,285 | €10,776 | 26.7% | - |
| MV & CO CONSULT Courcelles | €417,609 | €12,714 | -23.2% | - |
| PimLayer Deinze | €285,499 | €8,589 | 26.2% | - |
| WISEWORKS Herentals | €368,663 | €16,155 | 12.1% | - |
| Calqi Stabroek | €719,949 | €8,773 | 37.7% | - |
| NOX energy Antwerp | €591,802 | €17,497 | -39.7% | 2.9 |
These companies have the same main activity as Ag Software: computer programming (NACE 62100). They are comparable in size and age: total assets between €285,000 and €720,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 03-02-2023Normal situation
- Registered office
- 29 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.344.336.7782610 Antwerp, since 03-02-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 23-12-2025
Annual accounts to 30-09-2025
- €9,446▼ 40.6%
- €269
- €26,043▼ 1.0%
- €422,048▲ 29.4%
- Filing
- Filed on 11-05-2026
Insights on Ag Software
Ag Software files the micro format. That format states no turnover. The gross margin rose from €8,489 in 2023 to €9,446 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-05-2026, 11 days late€9,446
▼ 40.6%
€9,326
▼ 40.9%
-
-
6.2%
▼ 1.9 percentage points
2.62
▼ 1.90
Money flows
no detail for 2025Balance sheet
balance sheet total €422,048 on 30-09-2025What the company ownsHow it is paid for
in euro
Position in the sector
6.2%
Higher than 12% of 21,206 companies in 2025.
2.62
Higher than 53% of 20,569 companies in 2025.
-0.1%
Higher than 17% of 20,744 companies in 2025.
Ag Software
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
422,048 | 326,125 | 269,414 | |
20 |
902 | 902 | 902 | |
21/28 |
104,018 | - | - | |
22/27 |
104,018 | - | - | |
23 |
104,018 | - | - | |
29/58 |
317,128 | 325,223 | 268,513 | |
40/41 |
317,128 | 316,060 | 266,960 | |
40 |
266,500 | 266,500 | 266,500 | |
41 |
50,628 | 49,560 | 460 | |
54/58 |
- | 9,163 | 1,553 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
422,048 | 326,125 | 269,414 | |
10/15 |
26,043 | 26,312 | 18,590 | |
10/11 |
10,000 | 10,000 | 10,000 | |
11 |
10,000 | 10,000 | 10,000 | |
1109/19 |
10,000 | 10,000 | 10,000 | |
14 |
16,043 | 16,312 | 8,590 | |
17/49 |
396,005 | 299,813 | 250,824 | |
17 |
275,004 | 227,914 | 100,000 | |
170/4 |
275,004 | 227,914 | 100,000 | |
42/48 |
121,001 | 71,899 | 150,824 | |
42 |
69,225 | 43,130 | - | |
44 |
34,928 | 20,809 | 117,689 | |
440/4 |
34,928 | 20,809 | 117,689 | |
45 |
11,848 | 7,960 | 33,136 | |
450/3 |
11,848 | 7,960 | 33,136 | |
47/48 |
5,000 | - | - | |
| Income statement | ||||
70 |
- | - | 194,404 | |
9900 |
9,446 | 15,911 | 8,489 | |
60/61 |
- | - | 185,915 | |
640/8 |
120 | 118 | - | |
9901 |
9,326 | 15,793 | 8,489 | |
75/76B |
- | 151 | 101 | |
75 |
- | 151 | 101 | |
65/66B |
9,595 | 5,146 | - | |
65 |
9,595 | 5,146 | - | |
9903 |
-269 | 10,798 | 8,590 | |
67/77 |
- | 3,076 | - | |
9904 |
-269 | 7,721 | 8,590 | |
9905 |
-269 | 7,721 | 8,590 | |
| Appropriation of the result | ||||
9906 |
16,043 | 16,312 | 8,590 | |
14P |
16,312 | 8,590 | - | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 11-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 11 days after the deadline. Filed on 11 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00107433.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 104,018 | - | - | ||
| - | 7,611 | - | ||
| 196,127 | 253,324 | 117,688 | ||
| - | - | 4.4% | ||
| 6.2% | 8.1% | 6.9% | ||
| 2.62 | 4.52 | 1.78 | ||
| 15.21 | 11.39 | 13.49 | ||
| -1.0% | 29.3% | 46.2% | ||
| -0.1% | 2.4% | 3.2% | ||
| - | - | 500 days | ||
| - | - | 231 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 |
|---|---|---|---|
| Tangible fixed assets | €104,018 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Ag Software
The operating result for 2025 is 41% lower than in 2024.
Debt's share of the balance-sheet total rises from 91.9% to 93.8%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 07-02-2023
term without a fixed end
also on the board of 2 other companies
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 07-02-2023
Mandates through the years
1 name, the dashed line is todaySIKIER Asiye
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SIKIER Asiye
- Director (not named in the articles), appointed by deed of 07-02-2023, still in office
Control
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €260 in 2025
- Source
- deed of 07-02-2023
Articles of association
deed of 07-02-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of March at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 07-02-2023 ↗
- SIKIER Asiye 100 shares (100%) · €10,000
Network & group
No group
Ag Software has no parent and no holdings in its annual accounts. SIKIER Asiye is the only director.
At the same address
Fotografielaan 18, 2610 Antwerp · 28 other companies| AG Holding
registered office since 29-10-2020 · founded in 2020 |
total assets €2.6m (2025) 0757.608.206 |
| AG INVEST
registered office since 19-07-2019 · founded in 2019 |
total assets €2.5m (2025) 0730.868.175 |
| Mister Willy
registered office since 02-05-2014 · founded in 2002 |
total assets €2.0m (2025) 0478.784.575 |
| Orkkev
registered office since 03-10-2023 · founded in 2023 |
total assets €1.4m (2025) 1000.652.097 |
| Sta Accountants
registered office since 14-10-2009 · founded in 2000 |
turnover €1.4m (2025) 0470.521.462 |
| VIA PORT TRANS
registered office since 16-12-2020 · founded in 2020 · accounts filed late |
turnover €1.3m (2024) 0759.868.997 |
| TLS INTERNATIONAL
establishment since 18-04-2018 · founded in 2018 · accounts filed late |
11 FTE (2024) 0694.713.406 |
| INTOCLEAN
establishment since 21-09-2012 · founded in 2012 |
total assets €895,555 (2025) 0847.329.543 |
| ASMA
registered office since 01-11-2012 · founded in 2012 |
total assets €797,274 (2025) 0849.731.876 |
| MTSA Cleaning
registered office since 01-08-2018 · founded in 2018 · accounts filed late |
total assets €511,634 (2024) 0700.559.833 |
Earlier ties
| ARSLAN ACCOUNTANTS via SIKIER Asiye, no longer at ARSLAN ACCOUNTANTS · Director · deed of 27-02-2020 founded in 2020 |
total assets €98,996 (2025) |
Connections & network
2 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
AG Holding
via SIKIER Asiye · Director · deed of 29-12-2021
Founded in 2020 · total assets €2.6m (2025)
→
AG INVEST
via SIKIER Asiye · Director (not named in the articles) · deed of 13-10-2026
Founded in 2019 · total assets €2.5m (2025)
→
Timeline
Timeline
9 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFmicro format · 11 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797983861
Weakest financial year net -€269 The net result drops to -€269, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 19 days late
2024
Liquidity more than doubled current ratio 4.52 The current ratio rises from 1.78 to 4.52. Short-term debt falls from €150,824 to €71,899.
Annual accounts 2023 filed NBBabbreviated format
Annual accounts 2023 filed PDFmicro format · 49 days before the deadline
2023
IncorporationFounding capital of €10,000, 100 shares · Founder: SIKIER Asiye · Appointment: SIKIER Asiye (director) · published on 07-02-20234 points ▸
- Founding capital, €10,000, 100 shares
- Founder, SIKIER Asiye
- Registered office clause, Fotografielaan 18, 2160 Antwerpen (Wilrijk)
- Director appointment, SIKIER Asiye (director (not named in the articles))
- The deed holds 4 more points.
First establishment Fotografielaan 18, Antwerp
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 3 February 2023, Ag Software was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 SIKIER Asiye is director of the company, appointed by deed of 07-02-2023.2 Total assets went from €269,414 in 2023 to €422,048 in 2025.3
Company details
Identity
- Enterprise number
- 0797.983.861
- VAT number
- BE 0797.983.861
- Peppol ID
- 0208:0797983861
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-02-2023
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of March at 14:00deed of 07-02-2023 (in Dutch)
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Ag Software in Dutch
- Name in the Peppol Directory
- AG SOFWARE
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 07-02-2023 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het onderzoek,de ontwikkeling,de productie,het onderhoud,het herstellen de ondersteuning en de commercialisering (onder meer middels het…”deed of 07-02-2023 (in Dutch)
3 activities
- Het onderzoek,de ontwikkeling,de productie,het onderhoud,het herstellen de ondersteuning en de commercialisering (onder meer middels het aankopen,verkopen,invoeren,uitvoeren en het verlenen van licenties) van of in verband met hard- en software en aanverwante apparatuur,producten en diensten
- Het verlenen van diensten inzake het onderzoek,de ontwikkeling,de productie,het onderhoud,het herstellen de ondersteuning en de commercialisering van of in verband met hard- en software en aanverwante apparatuur,producten en diensten
- Het verwerven,vervreemden,uitbaten,te gelde maken,commercialiseren en beheren van alle welkdanige intellectuele eigendommen,eigendoms en gebruiksrechten,merken,brevetten,tekeningen,licenties,enzovoort
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Fotografielaan 18 registered office 2610 Antwerp | 03-02-2023 | 2.344.336.778 |
Buildings and parcels at the address
- Ground area
- 3,258 m²
- Buildings
- 1,719 m²
- Volume, LiDAR
- 10,794 m³
- Tallest building
- 7.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11463D0153/00K000 | 3,258 m² | 1 · 1,719 m² | 7.8 m · 2 |