Financials
- Financial year
- 2025
- Total assets
- €78,695
- Profit
- €59,466
- Solvency
- 76.2%
AG Services & Fils
ActiveSummary
AG Services & Fils has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,966 and a net result of €59,466. Its solvency ranks better than 86% of 2,435 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Insulation installation
NACE 43230
1 site
Size
€78,695total assets 2025
- Equity
- €59,966
- Profit
- €59,466
Structure
2025 accounts filed 31 days late
Why 87raises riskFounded in 2025Size: total assets €78,695Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 3.39, cash €39,479Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 91% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
100
equity 76.2% of total assets
Liquidity
91
short-term debt 23.8% · cash 50.2%
Profitability
100
return on assets 75.6%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.39, above the usual 1.5; short-term debt: 23.8% and cash: 50.2% of total assets), and 23.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 89% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- IncorporationFounder · Founding capital ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 17-10-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Annual meeting
- 30 June at 18:00
- Purpose
- “Tous travaux d’isolation acoustique,thermique,anti vibratile,et de réfrigération pour…” (deed in French)
Key facts about AG Services & Fils
- What is the company number of AG Services & Fils?
- 1029.296.197. In Belgium the VAT number is the company number with BE in front: BE 1029.296.197.
- Where is AG Services & Fils based?
- The registered office is at Venelle de Froidevau 2, 1390 Grez-Doiceau.Company details
- What does AG Services & Fils do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of AG Services & Fils?
- Private limited company (BV).
- When was AG Services & Fils founded?
- On 17-10-2025.
- Is AG Services & Fils still active?
- Yes, AG Services & Fils is an active enterprise in the KBO register.
- What is the turnover of AG Services & Fils?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is AG Services & Fils profitable?
- In financial year 2025, AG Services & Fils made a profit of €59,466.
- Where can I find the annual accounts of AG Services & Fils?
- AG Services & Fils filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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