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AG Residential

Active
Public limited companyfounded 20223 years activeKunstlaan 58, 1000 Brussel, BelgiumKBO/BCE: BE 0794.337.651
Summary

The annual accounts of AG Residential for fiscal year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €4.9m and a net result of -€2.8m. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 1,147 sector peers (NACE 82, fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€5.3mtotal assets 2025
Staff
9.6 FTE
Equity
€4.9m
Loss
-€2.8m
Financial health
56 Fair Checked score 2025
Bankruptcy probability, 12 months
0.8%
Structure
Parent
AG REAL ESTATE LAND · 100%
Board
1 member
Auditor: PricewaterhouseCoopers Reviseurs d'EntreprisesAccounts 65 days early3 of 11 deeds read
Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Liquidity: current ratio 12.13- Loss of €2.8m, the second in a row (FY 2025)+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €4.9m (91.8% of total assets)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 82, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.8% of total assets
Liquidity 100+6
short-term debt 8.2%
Profitability 0=
return on assets -53.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,601 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025lowest value 08-2025: 0.7%● unchanged vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025lowest value 10-2025: 0.7%● unchanged vs 09-2025lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.9%● unchanged vs 06-2026highest value 08-2026: 0.8%▼ -0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit up to €270,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 12.13 against 6.58 in 2024; short-term debt: 8.2% of total assets), and 8.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 97% on liquidity, 5% on profitability and 15% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 12.13
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Loss of €2.8m, the second in a row (FY 2025)
NBB · annual accounts
lowers risk · Equity €4.9m (91.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€2.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
65 days early
2024
77 days early
2023
75 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 72 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 May (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Reappointment: PwC Reviseurs d'Entreprises (statutory auditor)Permanent representative: Damien Walgrave ·…
  3. Resignation: Filip DEPREZ (membre du comité…Appointment: LUMA REAL ESTATE (daily…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€2.8m View
  • Caution: Among the weakest 5% on net resultsector median €49,016 · 1,148 companies -€2.8m View
  • Caution: Board changedlatest change 17-10-2025 · 1 in office 1 joined · 1 left View
  • Controlled by AG REAL ESTATE LANDultimately: AGEAS SA/NV 100% View
  • Caution: Equity fell in 2025from €7.7m to €4.9m ▼ 36.6% View

By topic

Financials

Fiscal year
2025
Total assets
€5.3m
Loss
-€2.8m
Solvency
91.8%
Total assets▼ 41.4%
Net result
20232025
Go to Financials

Board & ownership

Board
1 member
Parent
AG REAL ESTATE LAND · 100%
Auditor
PricewaterhouseCoopers Reviseurs d'Entreprises
Go to Board & ownership

Timeline

Events
8
Since
2024
Next accounts
by 31-07-2027
  1. 18-11-2025Resignation: Filip DEPREZ (director)
  2. 15-05-2025Annual accounts filed
  3. 31-12-2024Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other business support servicesNACE 82990
Founded
02-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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