AG-Import
ActiveAG-Import has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-15k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 55% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency97▼-3
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 6.57 in 2024), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
-30.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
29 d early
2023
29 d early
2022
31 d early
2021
36 d late
2020
24 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 69.3%
2024 · €86k
2019: €27k
2020: €46k
2021: €94k
2022: €83k
2023: €90k
2024: €86k
2019 → 2025
Total assets
€48k▼ 53.1%
2024 · €103k
2019: €57k
2020: €85k
2021: €125k
2022: €114k
2023: €119k
2024: €103k
2019 → 2025
Net result
€-15k▼ 453%
2024 · €-3k
2019: €22k
2020: €20k
2021: €48k
2022: €38k
2023: €8k
2024: €-3k
2019 → 2025
Working capital
€28k▼ 67.7%
2024 · €86k
2019: €27k
2020: €46k
2021: €92k
2022: €82k
2023: €87k
2024: €86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€83k▼ 11.4%€90k▲ 8.2%€86k▼ 3.9%€26k▼ 69.3%
Operating result€64k-€52k▼ 19.3%€13k▼ 74.1%€-1k€-14k▼ 1,023%
Net result€48k-€38k▼ 20.8%€8k▼ 79.9%€-3k€-15k▼ 453%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €1k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€327▼ 80.3%
Current assets
€48k▼ 52.7%
Equity and liabilities €48k
Equity
€26k▼ 69.3%
Debt
€22k▲ 28.0%
The debt ratio rises from 16.6% to 45.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-12k▼
2024 · €2k
Cash flow
€-13k▼
2024 · €272
Solvency
54.6%▼
2024 · 83.4%
Current ratio
2.37▼
2024 · 6.57
Quick ratio
2.08▼
2024 · 6.44
Debt / equity
0.83▲
2024 · 0.20
ROE
-55.9%▼
2024 · -3.1%
ROA
-30.5%▼
2024 · -2.6%
Interest coverage
-15.92▼
2024 · 1.77
Debt
€22k▲
2024 · €17k
Debt ≤ 1 year
€20k▲
2024 · €15k
Income taxes
€305▼
2024 · €505
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€48k▼
Fixed assets21/28€2k€327▼
Tangible fixed assets22/27€2k€327▼
Plant, machinery and equipment23€820€327▼
Furniture and vehicles24€837-
Current assets29/58€102k€48k▼
Stocks and contracts in progress3€2k€6k▲
Stocks30/36€2k€6k▲
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€22k€18k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€74k€23k▼
Deferred charges and accrued income490/1€952€966▲
Equity and liabilities
Total equity and liabilities10/49€103k€48k▼
Equity10/15€86k€26k▼
Contributions10/11€19k€19k=
Reserves13€68k€8k▼
Distributable reserves133€68k€8k▼
Amounts payable17/49€17k€22k▲
Amounts payable within one year42/48€15k€20k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€5k€9k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€2k€1k▼
Gross operating margin9900€3k€-5k▼
Operating profit (loss)9901€-1k€-14k▼
Financial income75/76B€25€0▼
Recurring financial income75€25€0▼
Financial charges65/66B€975€778▼
Recurring financial charges65€975€778▼
Profit (loss) for the period before taxes9903€-2k€-14k▼
Income taxes67/77€505€305▼
Profit (loss) for the period9904€-3k€-15k▼
Profit (loss) for the period to be appropriated9905€-3k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-15k▼
Transfer from equity791/2€4k€60k▲
Profit to be distributed694/7€833€45k▲
Return on contributions (dividend)694€833€45k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
31-12
Financial
Highest result since 2019net €48k ▲144%
Operating result €64k, net result €48k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Goossens Alain
CurrentNon-statutory director · since 04-07-2024
04-07-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Bos 349750 KruisemGround area
1,160 m²
Building footprint
159 m²
Volume, LiDAR
815 m³
Parcel 45036A0608/00M000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AG-Import
since 20192.285.712.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45036A0608/00M000 | Flanders | 1,160 m² | 1 · 159 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PIERRES NATURELLES CONCEPT
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CUTAIA IMMO
BE 0477.505.759
La Louvière · Eq €27k
LATOUR PIERRE ART
BE 0719.911.927
Evere · Eq €27k
Oud Huis A. Draps - Anciens Etablissements A. Draps
BE 0427.161.967
Ninove · Eq €28k
Natuursteenbedrijf Van den Broeck
BE 0449.002.805
Hamme (Vl.) · Eq €28k
Of 736 companies in sector 23700 we hold annual accounts for 489. 252 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2019
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.