AG Diamonds
ActiveAG Diamonds has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €25k. Its solvency ranks better than 76% of 644 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+9
Growth52
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.02 against 2.09 in 2024; short-term debt: 29.1% and cash: 87.3% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
25.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 55.2%
2024 · €45k
2024: €45k
2024 → 2025
Total assets
€97k▲ 36.0%
2024 · €72k
2024: €72k
2024 → 2025
Net result
€25k▼ 37.8%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€57k▲ 93.7%
2024 · €30k
2024: €30k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€45k-€69k▲ 55.2%
Operating result€53k-€33k▼ 37.9%
Net result€40k-€25k▼ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€12k▼ 20.6%
Current assets
€86k▲ 51.0%
Equity and liabilities €97k
Equity
€69k▲ 55.2%
Debt
€28k▲ 4.6%
The debt ratio falls from 37.9% to 29.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k
Cash flow
€28k
Solvency
70.9%▲
2024 · 62.1%
Current ratio
3.02▲
2024 · 2.09
Quick ratio
3.02▲
2024 · 2.09
Debt / equity
0.41▼
2024 · 0.61
ROE
35.6%▼
2024 · 88.8%
ROA
25.2%▼
2024 · 55.2%
Interest coverage
850.35
Debt
€28k▲
2024 · €27k
Debt ≤ 1 year
€28k▲
2024 · €27k
Income taxes
€8k▼
2024 · €13k
Staff costs
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€97k▲
Fixed assets21/28€15k€12k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€57k€86k▲
Amounts receivable within one year40/41€4k€518▼
Other amounts receivable41€4k€518▼
Current investments50/53€53k-
Cash at bank and in hand54/58-€85k
Equity and liabilities
Total equity and liabilities10/49€72k€97k▲
Equity10/15€45k€69k▲
Contributions10/11€5k€5k=
Reserves13€40k€64k▲
Distributable reserves133€40k€64k▲
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Trade debts44€12k-
Suppliers440/4€12k-
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€13k€22k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€387€520▲
Gross operating margin9900€53k€61k▲
Operating profit (loss)9901€53k€33k▼
Financial income75/76B-€111
Recurring financial income75-€111
Financial charges65/66B€17€42▲
Recurring financial charges65€17€42▲
Profit (loss) for the period before taxes9903€53k€33k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€40k€25k▼
Profit (loss) for the period to be appropriated9905€40k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€25k▼
Transfer to equity691/2€40k€25k▼
To other reserves6921€40k€25k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozelaarlei 102610 AntwerpenGround area
375 m²
Building footprint
80 m²
Volume, LiDAR
474 m³
Parcel 11462A0072/00L004, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AG Diamonds
since 20242.360.577.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0072/00L004 | Flanders | 375 m² | 1 · 80 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.R.DIAMONDS
BE 0884.623.766
Antwerpen · Eq €75k
CR DIAMOND POLISHING WORKS
BE 0429.780.373
Antwerpen · Eq €78k
GINO BELLEN
BE 0407.248.164
Antwerpen · Eq €58k
MIFAR
BE 0465.444.305
Antwerpen · Eq €83k
AVETISYAN DIAMOND MANUFACTURING ANTWERP
BE 0798.685.627
Antwerpen · Eq €84k
Of 154 companies in sector 32121 we hold annual accounts for 82. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2024
Fiscal year end31-12
Activities, NACEBEL
32121Other manufacturing
32122Other manufacturing
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32489149087