AFTER NOW
ActiveAFTER NOW has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €545k and a net result of €89k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 79% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-4
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 6.19 against 15.67 in 2024), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
13.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
28 d early
2022
30 d late
2021
19 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€545k▲ 4.5%
2024 · €522k
2018: €705k
2019: €771k
2020: €732k
2021: €703k
2022: €543k
2023: €514k
2024: €522k
2018 → 2025
Total assets
€648k▲ 16.3%
2024 · €558k
2018: €710k
2019: €780k
2020: €757k
2021: €708k
2022: €557k
2023: €540k
2024: €558k
2018 → 2025
Net result
€89k▼ 1.1%
2024 · €90k
2018: €82k
2019: €66k
2020: €91k
2021: €87k
2022: €91k
2023: €82k
2024: €90k
2018 → 2025
Working capital
€536k▲ 5.2%
2024 · €509k
2018: €691k
2019: €764k
2020: €730k
2021: €702k
2022: €536k
2023: €510k
2024: €509k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€703k-€543k▼ 22.8%€514k▼ 5.4%€522k▲ 1.6%€545k▲ 4.5%
Operating result€122k-€127k▲ 4.0%€106k▼ 16.3%€118k▲ 11.4%€120k▲ 1.2%
Net result€87k-€91k▲ 4.0%€82k▼ 9.8%€90k▲ 9.7%€89k▼ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648k
Fixed assets
€9k▼ 33.6%
Current assets
€639k▲ 17.5%
Equity and liabilities €648k
Equity
€545k▲ 4.5%
Debt
€103k▲ 187%
The debt ratio rises from 6.5% to 15.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€124k▲
2024 · €122k
Cash flow
€94k▼
2024 · €94k
Solvency
84.1%▼
2024 · 93.5%
Current ratio
6.19▼
2024 · 15.67
Quick ratio
6.19▼
2024 · 15.67
Debt / equity
0.19▲
2024 · 0.07
ROE
16.3%▼
2024 · 17.3%
ROA
13.7%▼
2024 · 16.1%
Interest coverage
20.38▼
2024 · 68.19
Debt
€103k▲
2024 · €36k
Debt ≤ 1 year
€103k▲
2024 · €35k
Income taxes
€35k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€558k€648k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€664€0▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€544k€639k▲
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€15k€17k▲
Current investments50/53€247k€68k▼
Cash at bank and in hand54/58€280k€554k▲
Deferred charges and accrued income490/1€2k€818▼
Equity and liabilities
Total equity and liabilities10/49€558k€648k▲
Equity10/15€522k€545k▲
Contributions10/11€12k€12k=
Reserves13€509k€533k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€507k€531k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€36k€103k▲
Amounts payable within one year42/48€35k€103k▲
Trade debts44€769€730▼
Suppliers440/4€769€730▼
Taxes, remuneration and social security45€22k€12k▼
Taxes450/3€22k€12k▼
Other amounts payable47/48€12k€91k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€123k€125k▲
Operating profit (loss)9901€118k€120k▲
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€126k€124k▼
Income taxes67/77€36k€35k▼
Profit (loss) for the period9904€90k€89k▼
Profit (loss) for the period to be appropriated9905€90k€89k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€89k▼
Transfer from equity791/2€82k€66k▼
Transfer to equity691/2€90k€89k▼
To other reserves6921€90k€89k▼
Profit to be distributed694/7€82k€66k▼
Return on contributions (dividend)694€82k€66k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 142.49
Current ratio from 30.53 to 142.49; short-term debt falls from €25k to €5k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €91k ▲39%
Net result €91k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €66k ▼20.1%
Net result drops to €66k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Molenstraat 129160 LokerenGround area
6,684 m²
Building footprint
651 m²
Volume, LiDAR
3,076 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
After Now
since 20132.218.368.323
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E1320/00H002 | Flanders | 5,248 m² | 1 · 512 m² | 8.2 m · 2 fl. |
| 46384C0238/00H000 | Flanders | 1,436 m² | 1 · 139 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500XNRFWU4LUUFH65
Similar companies · same sector, comparable size
SiSEC
BE 0849.178.679
Oudergem · Eq €545k
C-Products
BE 0806.942.604
Aalst · Eq €545k
Jobloom
BE 1021.951.022
Ottignies-Louvain-la-Neuve · Eq €545k
HERGIS
BE 0860.305.767
Tienen · Eq €545k
REEDSZER
BE 0760.650.640
Lessines · Eq €545k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 11,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-2013
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.