AFTAT
ActiveAFTAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €61k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 26% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+75
Solvency45▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.23 in 2024; short-term debt: 75.5% and cash: 1.6% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
13 d late
2023
16 d late
2022
48 d early
2021
41 d early
2020
44 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€112k▼ 2.1%
2024 · €115k
2018: €94k
2019: €88k
2020: €157k
2021: €193k
2022: €276k
2023: €158k
2024: €115k
2018 → 2025
Total assets
€553k▲ 8.4%
2024 · €510k
2018: €352k
2019: €455k
2020: €469k
2021: €471k
2022: €579k
2023: €636k
2024: €510k
2018 → 2025
Net result
€61k
2024 · €-44k
2018: €73k
2019: €-6k
2020: €70k
2021: €36k
2022: €36k
2023: €-7k
2024: €-44k
2018 → 2025
Working capital
€50k▼ 37.5%
2024 · €79k
2018: €77k
2019: €122k
2020: €182k
2021: €203k
2022: €269k
2023: €152k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€276k▲ 42.8%€158k▼ 42.6%€115k▼ 27.6%€112k▼ 2.1%
Operating result€78k-€58k▼ 25.7%€8k▼ 86.2%€-31k€85k
Net result€36k-€36k▼ 0.3%€-7k€-44k▼ 515%€61k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €85k after a loss of €31k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553k
Fixed assets
€86k▲ 3.0%
Current assets
€467k▲ 9.4%
Equity and liabilities €553k
Equity
€112k▼ 2.1%
Debt
€440k▲ 11.4%
The debt ratio rises from 77.5% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €-18k
Cash flow
€80k▲
2024 · €-31k
Solvency
20.3%▼
2024 · 22.5%
Current ratio
1.12▼
2024 · 1.23
Quick ratio
0.26▼
2024 · 0.33
Debt / equity
3.92▲
2024 · 3.45
ROE
54.4%▲
2024 · -38.0%
ROA
11.1%▲
2024 · -8.6%
Interest coverage
7.77▲
2024 · -1.60
Debt
€440k▲
2024 · €395k
Debt ≤ 1 year
€417k▲
2024 · €347k
Debt > 1 year
€23k▼
2024 · €48k
Income taxes
€13k▲
2024 · €543
Staff costs
€49k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€510k€553k▲
Fixed assets21/28€83k€86k▲
Tangible fixed assets22/27€83k€86k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€3k€18k▲
Other tangible fixed assets26€79k€65k▼
Financial fixed assets28€120€120=
Current assets29/58€427k€467k▲
Stocks and contracts in progress3€310k€356k▲
Stocks30/36€310k€356k▲
Amounts receivable within one year40/41€99k€100k▲
Trade receivables40€30k€28k▼
Other amounts receivable41€70k€72k▲
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€510k€553k▲
Equity10/15€115k€112k▼
Reserves13€164k€112k▼
Distributable reserves133€164k€112k▼
Profit (loss) carried forward14€-49k-
Amounts payable17/49€395k€440k▲
Amounts payable after more than one year17€48k€23k▼
Financial debts170/4€41k€20k▼
Other amounts payable178/9€7k€3k▼
Amounts payable within one year42/48€347k€417k▲
Current portion of amounts payable after more than one year42€49k€43k▼
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€132k€144k▲
Suppliers440/4€132k€144k▲
Taxes, remuneration and social security45€66k€70k▲
Taxes450/3€57k€66k▲
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48-€60k
Accrued charges and deferred income492/3-€47
Income statement
Code20242025
Remuneration, social security and pensions62€43k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€27k€154k▲
Operating profit (loss)9901€-31k€85k▲
Financial income75/76B€69€4k▲
Recurring financial income75€69€1▼
Non-recurring financial income76B-€4k
Financial charges65/66B€12k€15k▲
Recurring financial charges65€11k€13k▲
Non-recurring financial charges66B€763€2k▲
Profit (loss) for the period before taxes9903€-43k€74k▲
Income taxes67/77€543€13k▲
Profit (loss) for the period9904€-44k€61k▲
Profit (loss) for the period to be appropriated9905€-44k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€12k▲
Profit (loss) brought forward from the previous period14P€-7k€-49k▼
Transfer from equity791/2€2k€64k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
Social balance
Average headcount (FTE)90871.42.5▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 16 days late
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €276k ▲42.8%
3 profitable years in a row build equity to €276k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
31-12
Financial
Equity above €150kEq €157k ▲79.4%
Equity rises from €88k to €157k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2682970 SchildeGround area
935 m²
Building footprint
260 m²
Volume, LiDAR
1,662 m³
Parcel 11922C0006/00L000, Flanders · tallest building 20.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 268, 2970 Schilde
since 20102.188.235.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0006/00L000 | Flanders | 935 m² | 1 · 260 m² | 20.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEVHEL
BE 0831.371.360
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ROSEBURY
BE 0848.679.823
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Textiel Troch
BE 0432.424.317
Sint-Niklaas · Eq €114k
CHARLINE
BE 0461.944.979
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STUDIO DÔME
BE 0544.574.430
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Of 1,312 companies in sector 46423 we hold annual accounts for 813. 571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2010
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46424Wholesale trade
47722Retail trade
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ymraschilde@gmail.com
Phone:0475368319