Financials
- Financial year
- 2025
- Total assets
- €253,217
- Profit
- €52,587
- Solvency
- 22.7%
Afsluitingen Verbeke
ActiveSummary
Afsluitingen Verbeke has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,587 and a net result of €52,587. Its solvency ranks better than 24% of 34,483 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Joinery installation
NACE 43320Other specialised construction activities NACE 43990
1 site
Size
€253,217total assets 2025
- Staff
- 2.3 FTE
- Equity
- €57,587
- Profit
- €52,587
Turnover not published (micro format)
Structure
Accounts 14 days early
Why 67raises riskFounded in 2025Sector: Specialised construction activities (NACE 43)Equity €57,587 (22.7% of total assets)lowers riskLiquidity: current ratio 1.08, cash €57,984Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
48
equity 22.7% of total assets
Liquidity
46
short-term debt 61.9% · cash 22.9%
Profitability
95
return on assets 20.8%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.9%
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 2.3%▲ +0.4 percentage points vs 06-2026
08-2026: 2.4%▲ +0.1 percentage points vs 07-2026
09-2026: 2.7%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.0%▼ -1.7 percentage points vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, below the usual 1.5; short-term debt: 61.9% and cash: 22.9% of total assets), and 77.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 24% on solvency, 37% on liquidity and 81% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 34483 sector peers (2025).
NBB · sector comparisonPosition among 34483 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VERBEKE Miguel (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 01-04-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 38
- Purpose
- “Handels-, nijverheids-, financiële, roerende of onroerende verrichtingen in rechtstreeks…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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