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AFP MANAGEMENT

Active
Private limited companyfounded 200521 yrs activeAvenue du 13ème Tirailleurs 5, 1300 Wavre, BelgiumKBO/BCE: BE 0874.564.965
Summary

AFP MANAGEMENT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,106 and a net result of €172. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 12% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Retail sale of solid, liquid and gaseous fuels, excluding motor fuels NACE 47781NACE 47990
1 site
Size
€176,603turnover 2025
Equity
€13,106
Profit
€172
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 43 d early0 of 5 deeds read
Why 85- Equity €13,106 (5.4% of total assets)- Liquidity: current ratio 0.32, cash €9,431+ Size: turnover €176,603, total assets €243,632+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 26% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 30=
equity 5.4% of total assets
Liquidity 16=
short-term debt 72.5% · cash 3.9%
Profitability 72-2
return on assets 0.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▲ +2.3% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +5.3% vs 03-2025 05-2025: 0.3%▼ -3.2% vs 04-2025 06-2025: 0.2%▼ -11.1% vs 05-2025 07-2025: 0.3%▲ +29.2% vs 06-2025highest value 08-2025: 0.2%▼ -22.6% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▲ +2.9% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.3%▲ +6.5% vs 03-2026 05-2026: 0.3%▼ -3.0% vs 04-2026 06-2026: 0.2%▼ -11.0% vs 05-2026lowest value 07-2026: 0.2%● 0.0% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: turnover €176,603, total assets €243,632 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Equity €13,106 (5.4% of total assets) raises the probability
  • Liquidity: current ratio 0.32, cash €9,431 raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.35 in 2024; short-term debt: 72.5% and cash: 3.9% of total assets), and 94.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 14%, liquidity 7%, profitability 36%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €176,603, total assets €243,632
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €13,106 (5.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.32, cash €9,431
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9986 sector peers (2025).
NBB · sector comparison
Position among 9986 sector peers
Solvency
better than 12%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €13,106
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
28 d early
2023
15 d early
2022
21 d early
2021
25 d early
2020
30 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Back to profitnet €4,203

Key points

  • Caution: Among the weakest 12% on equitysector median €330,757 · 9,996 companies €13,106 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Turnover 20256 fiscal years filed €176,603 View

By topic

Financials

Fiscal year
2025
Turnover
€176,603
Profit
€172
Solvency
5.4%
Turnover▼ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 03-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-06-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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