AFONN consulting
ActiveAFONN consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-956. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 80% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-3
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.25 against 6.67 in 2024; short-term debt: 18.7% and cash: 15.1% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
-0.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
34 d early
2023
2 d late
2022
25 d early
2021
26 d early
2020
157 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€246k
EBIT margin
38.6%
Net result
€-956
2024 · €4k
2019: €70k
2020: €7k
2021: €14k
2022: €2k
2023: €-23k
2024: €4k
2019 → 2025
Working capital
€125k▼ 8.4%
2024 · €136k
2019: €141k
2020: €150k
2021: €165k
2022: €113k
2023: €111k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€171k▲ 0.9%€148k▼ 13.2%€152k▲ 2.4%€128k▼ 15.8%
Operating result€15k-€4k▼ 70.9%€-21k€924€-4k
Net result€14k-€2k▼ 89.3%€-23k€4k€-956
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €924 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€3k▼ 80.7%
Current assets
€154k▼ 3.8%
Equity and liabilities €157k
Equity
€128k▼ 15.8%
Debt
€29k▲ 22.3%
The debt ratio rises from 13.7% to 18.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €23k
Cash flow
€13k▼
2024 · €26k
Solvency
81.3%▼
2024 · 86.3%
Current ratio
5.25▼
2024 · 6.67
Quick ratio
5.25▼
2024 · 6.67
Debt / equity
0.23▲
2024 · 0.16
ROE
-0.7%▼
2024 · 2.3%
ROA
-0.6%▼
2024 · 2.0%
Interest coverage
70.37▼
2024 · 210.87
Debt
€29k▲
2024 · €24k
Debt ≤ 1 year
€29k▲
2024 · €24k
Income taxes
€305▲
2024 · €223
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€157k▼
Fixed assets21/28€16k€3k▼
Tangible fixed assets22/27€16k€3k▼
Furniture and vehicles24€16k€3k▼
Current assets29/58€160k€154k▼
Amounts receivable within one year40/41€74k€49k▼
Trade receivables40€49k€28k▼
Other amounts receivable41€25k€21k▼
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€5k€24k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€176k€157k▼
Equity10/15€152k€128k▼
Contributions10/11€12k€12k=
Reserves13€158k€135k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€148k€125k▼
Profit (loss) carried forward14€-19k€-20k▼
Amounts payable17/49€24k€29k▲
Amounts payable within one year42/48€24k€29k▲
Trade debts44€508€398▼
Suppliers440/4€508€398▼
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Other amounts payable47/48€12k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€14k▼
Other operating charges640/8€302€586▲
Gross operating margin9900€23k€10k▼
Operating profit (loss)9901€924€-4k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€110€140▲
Recurring financial charges65€110€140▲
Profit (loss) for the period before taxes9903€4k€-651▼
Income taxes67/77€223€305▲
Profit (loss) for the period9904€4k€-956▼
Profit (loss) for the period to be appropriated9905€4k€-956▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-20k▼
Profit (loss) brought forward from the previous period14P€-22k€-19k▲
Transfer from equity791/2-€23k
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-03
Financial
Equity above €150kEq €152k ▲2.4%
Equity rises from €148k to €152k.
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-23k ▼1555%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 157 days late
2020
31-03
Financial
Liquidity triplescurrent ratio 10.27
Current ratio from 3.67 to 10.27; short-term debt falls from €53k to €16k.
31-03
Financial
Equity above €150kEq €155k ▲4.7%
2 profitable years in a row build equity to €155k.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertogendreef 1121170 Watermaal-BosvoordeGround area
635 m²
Building footprint
125 m²
Volume, LiDAR
1,260 m³
Parcel 21652E0285/00C004, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Hertogendreef 112, 1170 Watermaal-Bosvoorde
since 20162.251.068.310
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0285/00C004 | Brussels | 635 m² | 1 · 125 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845003A3CA5E5A5KD67
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2016
Fiscal year end31-03
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nicolas.leeuw@gmail.com