Equity
€21,987 from €303,835 in 2006
Equity fell by 93% in 19 years.
AFLIESUR
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003Gross marginpeak €499,392 (2025)
€499,392▲ 11.4%
Resultpeak €221,382 (2019)
€162,239▲ 35.3%
Equitypeak €303,835 (2006)
€21,987▲ 1.1%
Debts
€238,850▲ 14.6%
Staffpeak 2.7 FTE (2020)
-not published
Board1 name since 2021
1 directorSaflos BV
Owners
100%SAFLOS
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Result from €119,951 to €162,239Dividend €162,000Cash from €82,604 to €132,695
Key points
from the 2025 annual accountsDebts
€238,850 92% of the balance sheet
Financial debts 8%Suppliers 8%Taxes and wages 13%Other 71%
Position in the sector
8.4%
Lower solvency than 84% of companies in auxiliary financial services. Sector median 50.1% · 3,064 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 3064 sector peers (2025).
NBB · sector comparisonPosition among 3064 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
3 days early
2023
7 days early
2022
31 days early
2021
16 days late
2020
30 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
SB
Saflos BV
Director
- SAFLOS 100%equity €915,116 (2025) · 2025 annual accounts of SAFLOS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0478989760
First establishment
Bellestraat 98, Affligem
Incorporation
published on 18-12-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| AFLIESUR Affligem | €260,837 | €499,392 | 8.4% | - |
| FINDIN Tienen | €295,027 | €486,287 | 33.7% | - |
| BAEYENS & PARTNERS VERZEKERINGSADVIES Antwerp | €243,480 | €498,392 | 49.8% | 5.9 |
| ASSUR. CONSULT. Tournai | €230,691 | €485,078 | 11.0% | 6.3 |
| Aléas Assurances Ans | €220,804 | €422,019 | 32.5% | 2.3 |
| LE GROUPE AVENIR Binche | €223,647 | €454,118 | 6.4% | - |
| LUDO JANSSEN-MAES Maasmechelen | €302,462 | €393,446 | 19.0% | - |
These companies have the same main activity as AFLIESUR: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €221,000 and €302,000, founded between 2000 and 2006.
Official details
Source: KBO- Status
- Active since 11-12-2002Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2022
- Establishment unit
- 2.127.136.6551790 Affligem, since 27-03-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2025
Annual accounts 2025
- Total assets
- €260,837▲ 13.3%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on AFLIESUR
AFLIESUR files the micro format. That format states no turnover. The gross margin rose from €211,835 in 2006 to €499,392 in 2025.
SAFLOS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AFLIESUR
- What is the company number of AFLIESUR?
- The company number of AFLIESUR is 0478.989.760. The VAT number is the same number with BE in front: BE 0478.989.760.
- Where is AFLIESUR based?
- The registered office is at Bellestraat 98, 1790 Affligem.Company details
- What does AFLIESUR do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of AFLIESUR?
- AFLIESUR is a private limited company (BV).
- When was AFLIESUR founded?
- AFLIESUR was founded on 11-12-2002.
- Is AFLIESUR still active?
- Yes, AFLIESUR is an active enterprise in the KBO register.
- How many employees does AFLIESUR have?
- AFLIESUR had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AFLIESUR fall under?
- In its 2022 annual accounts, AFLIESUR states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of AFLIESUR?
- The turnover in financial year 2025 is ≈ €800,000. This figure is estimated from the gross margin of €499,392 and 31 comparable companies (NACE 66). It probably lies between €720,000 and €920,000.
- Is AFLIESUR profitable?
- In financial year 2025, AFLIESUR made a profit of €162,239.
- Where can I find the annual accounts of AFLIESUR?
- AFLIESUR filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AFLIESUR due?
- AFLIESUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
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