AFJ & PARTNERS

Private limited companyfounded 20215 yrs activeDarwinstraat 62, 1050 Elsene, BelgiumKBO/BCE: BE 0771.813.558

Summary

AFJ & PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3,000 and a net result of -€4,532. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 8745 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

AFJ & PARTNERSActive

Risk analysis Report Compare

What they do

Other financial services

NACE 64999

1 site

How big

€250,239total assets 2025

Equity: €3,000
Loss: -€4,532

Turnover not published (abridged schema)

Financially healthy?

Financial institution: outside the modelProbability: sector outside the model

Who decides

Accounts 3 d early0 of 2 deeds read

Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8745 sector peers (2025).

NBB · sector comparison

Position among 8745 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

3 d early

2024

5 d late

2023

30 d late

2022

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 18 May (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close02-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-04-26 Annual accounts filedfiscal year 2025 · micro…
30-09-25 Weakest financial yearnet -€4,532
05-05-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Equity fell in 2025from €254,015 to €3,000 ▼ 98.8% View
Caution: Among the weakest 10% on solvencysector median 51.4% · 8,745 companies 1.2% View
Total assets 20254 fiscal years filed €250,239 View