AFIDICO
ActiveSummary
AFIDICO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 78% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▲+24
Solvency100=
Growth67▲+7
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 5.13 against 4.74 in 2024; short-term debt: 19.1% and cash: 41.7% of total assets), and 19.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-12-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
37 d early
2023
46 d early
2022
48 d early
2021
14 d early
2020
27 d early
2019
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k▲ 43.6%
2024 · €21k
2019: €24k
2020: €18k▼ -24.3% vs 2019
2021: €23k▲ +28.1% vs 2020
2022: €13k▼ -41.7% vs 2021lowest value
2024: €21k
2025: €31k▲ +43.6% vs 2024highest value
2019 → 2025
EBIT margin
18.2%▲ 13.1pp
2024 · 5.1%
2019: 2.3%
2020: 1.8%▼ -21.1% vs 2019lowest value
2021: 3.9%▲ +112% vs 2020
2022: 5.0%▲ +28.6% vs 2021
2024: 5.1%
2025: 18.2%▲ +255% vs 2024highest value
2019 → 2025
Net result
€2k▲ 938%
2024 · €157
2019: €-403lowest in 7 years
2020: €-368▲ +8.7% vs 2019
2021: €265▲ +172% vs 2020
2022: €-46▼ -117% vs 2021
2023: €368▲ +909% vs 2022
2024: €157▼ -57.3% vs 2023
2025: €2k▲ +938% vs 2024highest in 7 years
2019 → 2025
Working capital
€12k▲ 16.2%
2024 · €10k
2019: €12khighest in 7 years
2020: €11k▼ -9.1% vs 2019
2021: €10k▼ -12.2% vs 2020
2022: €10k▼ -2.0% vs 2021lowest in 7 years
2023: €10k▲ +3.9% vs 2022
2024: €10k▲ +1.6% vs 2023
2025: €12k▲ +16.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€23k-€13k▼ 41.7%€21k€31k▲ 43.6%
2021: €23k
2022: €13k▼ -41.7% vs 2021lowest value
2024: €21k
2025: €31k▲ +43.6% vs 2024highest value
Equity€10k-€10k▼ 0.5%€10k▲ 3.7%€10k▲ 1.5%€12k▲ 15.7%
2021: €10k
2022: €10k▼ -0.5% vs 2021lowest in 5 years
2023: €10k▲ +3.7% vs 2022
2024: €10k▲ +1.5% vs 2023
2025: €12k▲ +15.7% vs 2024highest in 5 years
Operating result€896-€672▼ 25.0%€1k▲ 75.0%€1k▼ 7.3%€6k▲ 410%
2021: €896
2022: €672▼ -25.0% vs 2021lowest in 5 years
2023: €1k▲ +75.0% vs 2022
2024: €1k▼ -7.3% vs 2023
2025: €6k▲ +410% vs 2024highest in 5 years
Net result€265-€-46€368€157▼ 57.3%€2k▲ 938%
2021: €265
2022: €-46▼ -117% vs 2021lowest in 5 years
2023: €368▲ +909% vs 2022
2024: €157▼ -57.3% vs 2023
2025: €2k▲ +938% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 410% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€297 =
Current assets
€15k ▲ 13.9%
Equity and liabilities €15k
Equity
€12k ▲ 15.7%
Debt
€3k ▲ 5.3%
Debt's share of the balance-sheet total falls from 20.6% to 19.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
5.13▲
2024 · 4.74
Debt to equity
0.24▼
2024 · 0.26
ROE
13.6%▲
2024 · 1.5%
ROA
11.0%▲
2024 · 1.2%
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€427▲
2024 · €286
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€13k€15k▲
Fixed assets21/28€297€297=
Financial fixed assets28€297€297=
Current assets29/58€13k€15k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€888€6k▲
Other amounts receivable41€6k€885▼
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€13k€15k▲
Equity10/15€10k€12k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€810€810=
Non-distributable reserves130/1€810€810=
Legal reserve130€810€810=
Profit (loss) carried forward14€-9k€-7k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€928€1k▲
Taxes450/3€928€1k▲
Income statement
Code20242025
Turnover70€21k€31k▲
Goods, raw materials, services and sundry goods60/61€20k€25k▲
Gross operating margin9900€1k€6k▲
Operating profit (loss)9901€1k€6k▲
Financial income75/76B€0€42▲
Recurring financial income75€0€42▲
Financial charges65/66B€647€4k▲
Recurring financial charges65€647€454▼
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€443€2k▲
Income taxes67/77€286€427▲
Profit (loss) for the period9904€157€2k▲
Profit (loss) for the period to be appropriated9905€157€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-7k▲
Profit (loss) brought forward from the previous period14P€-9k€-9k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €23k | €13k | - | €21k | €31k | ▲ 43.6% |
| Goods, raw materials, services and sundry goods60/61 | - | €13k | - | €20k | €25k | ▲ 23.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €0 | - | - | - |
| Gross operating margin9900 | €896 | €672 | €1k | €1k | €6k | ▲ 410% |
| Operating profit (loss)9901 | €896 | €672 | €1k | €1k | €6k | ▲ 410% |
| Financial income75/76B | - | €57 | €0 | €0 | €42 | ▲ 140,867% |
| Recurring financial income75 | €18 | €57 | €0 | €0 | €42 | ▲ 140,867% |
| Financial charges65/66B | - | €605 | €765 | €647 | €4k | ▲ 448% |
| Recurring financial charges65 | €518 | €605 | €765 | €647 | €454 | ▼ 29.8% |
| Non-recurring financial charges66B | - | - | - | - | €3k | - |
| Profit (loss) for the period before taxes9903 | €396 | €124 | €410 | €443 | €2k | ▲ 364% |
| Income taxes67/77 | €131 | €169 | €42 | €286 | €427 | ▲ 49.3% |
| Profit (loss) for the period9904 | €265 | €-46 | €368 | €157 | €2k | ▲ 938% |
| Profit (loss) for the period to be appropriated9905 | €265 | €-46 | €368 | €157 | €2k | ▲ 938% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25k | €20k | €16k | €13k | €15k | ▲ 13.6% |
| Fixed assets21/28 | €297 | €297 | €297 | €297 | €297 | = |
| Tangible fixed assets22/27 | €0 | €0 | - | - | - | - |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €0 | - | - | - | - |
| Leasing and similar rights25 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €297 | €297 | €297 | €297 | €297 | = |
| Current assets29/58 | €25k | €20k | €16k | €13k | €15k | ▲ 13.9% |
| Amounts receivable within one year40/41 | €21k | €12k | €9k | €7k | €6k | ▼ 12.0% |
| Trade receivables40 | - | €9k | €8k | €888 | €6k | ▲ 523% |
| Other amounts receivable41 | - | €2k | €872 | €6k | €885 | ▼ 86.2% |
| Cash at bank and in hand54/58 | €4k | €8k | €6k | €5k | €6k | ▲ 13.2% |
| Deferred charges and accrued income490/1 | - | €57 | €2k | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25k | €20k | €16k | €13k | €15k | ▲ 13.6% |
| Equity10/15 | €10k | €10k | €10k | €10k | €12k | ▲ 15.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | €19k | €19k | = |
| Issued capital100 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €810 | €810 | €810 | €810 | €810 | = |
| Non-distributable reserves130/1 | - | €810 | €810 | €810 | €810 | = |
| Legal reserve130 | - | €810 | €810 | €810 | €810 | = |
| Profit (loss) carried forward14 | €-10k | €-10k | €-9k | €-9k | €-7k | ▲ 18.0% |
| Amounts payable17/49 | €15k | €10k | €6k | €3k | €3k | ▲ 5.3% |
| Amounts payable within one year42/48 | €15k | €10k | €6k | €3k | €3k | ▲ 5.3% |
| Financial debts43 | - | €436 | - | - | - | - |
| Credit institutions430/8 | - | €436 | - | - | - | - |
| Trade debts44 | €3k | €3k | €2k | €2k | €1k | ▼ 24.0% |
| Suppliers440/4 | - | €3k | €2k | €2k | €1k | ▼ 24.0% |
| Taxes, remuneration and social security45 | - | - | €538 | €928 | €1k | ▲ 61.0% |
| Taxes450/3 | - | - | €538 | €928 | €1k | ▲ 61.0% |
| Other amounts payable47/48 | - | €7k | €4k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €265 | €-46 | €368 | €157 | €2k | ▲ 938% |
| + Depreciation and write-downs630 | - | - | €0 | - | - | - |
| Operating cash flow (approximation) | €265 | €-46 | €368 | €157 | €2k | ▲ 938% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €4k | €-2k | €-212 | €721 | ▲ 439% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €2k ▲938%
Operating result €6k, net result €2k, both a record.
2024
25-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €368
Net result €368 after one loss-making year.
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €265
Net result €265 after 2 loss-making years.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek
Ground area
75 m²
Building footprint
63 m²
Volume, LiDAR
859 m³
Parcel 21364B0183/00H003, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
64
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0183/00H003 | Brussels | 75 m² | 1 · 63 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded15-08-1991
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.