AFI CONSULTING
ActiveAFI CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €668 and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+62
Solvency11▼-89
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 7.57 in 2024), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
16.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-01-2026, 197 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
197 d early
2024
65 d early
2023
41 d early
2022
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€668▼ 99.4%
2024 · €111k
2022: €54k
2023: €103k
2024: €111k
2022 → 2025
Total assets
€134k▲ 6.2%
2024 · €126k
2022: €89k
2023: €130k
2024: €126k
2022 → 2025
Net result
€22k▲ 156%
2024 · €8k
2022: €54k
2023: €50k
2024: €8k
2022 → 2025
Working capital
€-1k
2024 · €101k
2022: €50k
2023: €101k
2024: €101k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€54k-€103k▲ 91.9%€111k▲ 7.4%€668▼ 99.4%
Operating result€69k-€64k▼ 6.7%€12k▼ 81.2%€28k▲ 135%
Net result€54k-€50k▼ 7.1%€8k▼ 83.1%€22k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 135% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€2k▼ 79.4%
Current assets
€132k▲ 13.3%
Equity and liabilities €134k
Equity
€668▼ 99.4%
Debt
€134k▲ 767%
The debt ratio rises from 12.2% to 99.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k▲
2024 · €18k
Cash flow
€29k▲
2024 · €15k
Solvency
0.5%▼
2024 · 87.8%
Current ratio
0.99▼
2024 · 7.57
Quick ratio
0.99▼
2024 · 7.57
ROA
16.2%▲
2024 · 6.7%
Interest coverage
498.64▲
2024 · 67.99
Debt
€134k▲
2024 · €15k
Debt ≤ 1 year
€134k▲
2024 · €15k
Income taxes
€7k▲
2024 · €3k
Equity ratios withheld: equity of €668 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€134k▲
Fixed assets21/28€10k€2k▼
Tangible fixed assets22/27€10k€2k▼
Furniture and vehicles24€10k€2k▼
Current assets29/58€117k€132k▲
Amounts receivable within one year40/41€9k€31k▲
Trade receivables40€9k€30k▲
Other amounts receivable41-€600
Cash at bank and in hand54/58€107k€101k▼
Deferred charges and accrued income490/1€254€254▲
Equity and liabilities
Total equity and liabilities10/49€126k€134k▲
Equity10/15€111k€668▼
Contributions10/11€500€500=
Profit (loss) carried forward14€110k€168▼
Amounts payable17/49€15k€134k▲
Amounts payable within one year42/48€15k€134k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€3k€122k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€414€751▲
Gross operating margin9900€18k€37k▲
Operating profit (loss)9901€12k€28k▲
Financial income75/76B€1€212▲
Recurring financial income75€1€212▲
Financial charges65/66B€265€72▼
Recurring financial charges65€265€72▼
Profit (loss) for the period before taxes9903€12k€28k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€8k€22k▲
Profit (loss) for the period to be appropriated9905€8k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€132k▲
Profit (loss) brought forward from the previous period14P€103k€110k▲
Profit to be distributed694/7€800€132k▲
Return on contributions (dividend)694€800€132k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼83.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €103k ▲91.9%
2 profitable years in a row build equity to €103k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stoeterijlaan 1491150 Sint-Pieters-WoluweGround area
183 m²
Building footprint
73 m²
Volume, LiDAR
567 m³
Parcel 21683D0358/00Y033, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AFI CONSULTING
since 20222.329.361.661
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0358/00Y033 | Brussels | 183 m² | 1 · 73 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 3,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.