Affinne
ActiveAffinne has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-924. Equity is shrinking by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
74 d early
2024
62 d early
2023
35 d early
2022
56 d early
2021
30 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 25.3%
2024 · €4k
2020: €28k
2021: €15k
2022: €8k
2023: €5k
2024: €4k
2020 → 2025
Total assets
€3k▼ 28.0%
2024 · €4k
2020: €39k
2021: €25k
2022: €8k
2023: €5k
2024: €4k
2020 → 2025
Net result
€-924▲ 35.0%
2024 · €-1k
2020: €26k
2021: €-13k
2022: €-7k
2023: €-3k
2024: €-1k
2020 → 2025
Working capital
€4k▼ 26.4%
2023 · €5k
2020: €27k
2021: €13k
2022: €7k
2023: €5k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€8k▼ 47.2%€5k▼ 33.9%€4k▼ 28.0%€3k▼ 25.3%
Operating result€-13k-€-6k▲ 52.9%€-3k▲ 58.1%€-1k▲ 46.3%€-856▲ 37.3%
Net result€-13k-€-7k▲ 48.0%€-3k▲ 62.1%€-1k▲ 45.4%€-924▲ 35.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €856 in 2025 against €1k in 2024; the loss shrinks.
Key figures and ratios
EBITDA
€-856▲
2024 · €-1k
Cash flow
€-924▲
2024 · €-1k
Interest coverage
-12.47▲
2024 · -22.40
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€3k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€4k€3k▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€192€0▼
Equity and liabilities
Total equity and liabilities10/49€4k€3k▼
Equity10/15€4k€3k▼
Contributions10/11€3k€3k=
Reserves13€660€660=
Distributable reserves133€660€660=
Profit (loss) carried forward14-€-924
Amounts payable17/49€141-
Amounts payable within one year42/48€141-
Trade debts44€141-
Suppliers440/4€141-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111€0▼
Other operating charges640/8€462€62▼
Gross operating margin9900€-792€-794▼
Operating profit (loss)9901€-1k€-856▲
Financial charges65/66B€56€69▲
Recurring financial charges65€56€69▲
Profit (loss) for the period before taxes9903€-1k€-924▲
Profit (loss) for the period9904€-1k€-924▲
Profit (loss) for the period to be appropriated9905€-1k€-924▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-924▲
Transfer from equity791/2€1k€0▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 101.67
Current ratio from 43.74 to 101.67; short-term debt falls from €169 to €49.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 19current ratio 43.74
Current ratio from 2.29 to 43.74; short-term debt falls from €10k to €169.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-13k ▼152%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beatrijslaan 223550 Heusden-ZolderGround area
801 m²
Building footprint
187 m²
Volume, LiDAR
884 m³
Parcel 71065A1318/00N000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Affinne
since 20192.293.326.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A1318/00N000 | Flanders | 801 m² | 1 · 187 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0803.520.680
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Peter Heyninck Bouwadvies
BE 0780.715.188
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IPS
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 10,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.