AFDISE
ActiveThe computed 12-month bankruptcy probability of AFDISE is 1.6% (moderate). The 2024 annual accounts show equity of €80k and a net result of €34k. Equity is growing by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 15868 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 6.43 in 2023; short-term debt: 21% and cash: 59.5% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
2 d late
2022
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€80k▲ 72.6%
2023 · €46k
2022: €30k
2023: €46k
2022 → 2024
Total assets
€102k▲ 83.2%
2023 · €56k
2022: €33k
2023: €56k
2022 → 2024
Net result
€34k▲ 101%
2023 · €17k
2022: €25k
2023: €17k
2022 → 2024
Working capital
€71k▲ 64.6%
2023 · €43k
2022: €23k
2023: €43k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€30k-€46k▲ 56.6%€80k▲ 72.6%
Operating result€33k-€23k▼ 29.4%€48k▲ 109%
Net result€25k-€17k▼ 31.9%€34k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 109% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€10k▲ 105%
Current assets
€92k▲ 81.1%
Equity and liabilities €102k
Equity
€80k▲ 72.6%
Debt
€22k▲ 136%
The debt ratio rises from 16.7% to 21.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2023 · €25k
Cash flow
€35k▲
2023 · €18k
Solvency
78.5%▼
2023 · 83.3%
Current ratio
4.30▼
2023 · 6.43
Quick ratio
4.30▼
2023 · 6.43
Debt / equity
0.27▲
2023 · 0.20
ROE
42.1%▲
2023 · 36.1%
ROA
33.0%▲
2023 · 30.1%
Interest coverage
273.94▲
2023 · 29.73
Debt
€22k▲
2023 · €9k
Debt ≤ 1 year
€22k▲
2023 · €8k
Income taxes
€14k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€102k▲
Fixed assets21/28€5k€10k▲
Tangible fixed assets22/27€5k€10k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€5k€3k▼
Current assets29/58€51k€92k▲
Amounts receivable within one year40/41€14k€32k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€2k€18k▲
Cash at bank and in hand54/58€37k€61k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€56k€102k▲
Equity10/15€46k€80k▲
Contributions10/11€5k€5k=
Reserves13-€0
Distributable reserves133-€0
Profit (loss) carried forward14€41k€75k▲
Amounts payable17/49€9k€22k▲
Amounts payable within one year42/48€8k€22k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44-€422
Suppliers440/4-€422
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€16k▲
Remuneration and social security454/9-€0
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€1k€492▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€26k€52k▲
Operating profit (loss)9901€23k€48k▲
Financial income75/76B€21-
Recurring financial income75€21-
Financial charges65/66B€827€182▼
Recurring financial charges65€827€182▼
Profit (loss) for the period before taxes9903€22k€48k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€17k€34k▲
Profit (loss) for the period to be appropriated9905€17k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€75k▲
Profit (loss) brought forward from the previous period14P€25k€41k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €34k ▲101%
Operating result €48k, net result €34k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼31.9%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Atheneumstraat 873970 LeopoldsburgGround area
1,214 m²
Building footprint
149 m²
Volume, LiDAR
1,108 m³
Parcel 71034A2364/00D000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AFDISE
since 20212.319.411.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A2364/00D000 | Flanders | 1,214 m² | 1 · 149 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE POINT
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,569. 1,958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.