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AFBOUWCENTER

Active
Private limited companyfounded 2016active for 10 yearsTienderstraat 62, 3680 Maaseik, BelgiumKBO/BCE: BE 0655.793.046
Summary

AFBOUWCENTER has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,353 and a net result of €13,156. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 13,582 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€65,867total assets 2025
Equity
€38,353
Profit
€13,156
Turnover not published (abbreviated or micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 3 days late0 of 3 deeds read
Why 71raises riskLatest accounts 3 days late; 1 of the last 3 lateSize: total assets €65,867lowers riskLiquidity: current ratio 1.73, cash €8,265Equity €38,353 (58.2% of total assets)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 71% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 83-9
equity 58.2% of total assets
Liquidity 46+3
short-term debt 41.8% · cash 12.5%
Profitability 94+22
return on assets 20.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 4.1% 12-2024: 5.0%▲ +0.9 percentage points vs 11-2024 01-2025: 6.5%▲ +1.5 percentage points vs 12-2024 02-2025: 6.5%● unchanged vs 01-2025 03-2025: 6.8%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 6.3%▼ -0.5 percentage points vs 03-2025 05-2025: 3.0%▼ -3.3 percentage points vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.8%▼ -0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -1.6 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.4 percentage points vs 07-2026 09-2026: 0.6%▼ -0.9 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.73, compared with 2.01 in 2024; short-term debt: 41.8% and cash: 12.5% of total assets), and 41.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 65% on solvency, 45% on liquidity, 87% on profitability and 88% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 3 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €65,867
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.73, cash €8,265
NBB · annual accounts
lowers risk · Equity €38,353 (58.2% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €38,353
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
3 days late
2024
7 days early
2023
248 days late
2022
32 days late
2021
58 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 65 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €13,156 5 years View
  • Total assets 20256 financial years filed €65,867 View
  • Active since 2016founded 31-05-2016 10 years View

By topic

Financials

Financial year
2025
Total assets
€65,867
Profit
€13,156
Solvency
58.2%
Total assets▲ 74.4%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 01-09-2023Annual accounts filed
  2. 27-09-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
31-05-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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