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AFA NATURA

Active
Private limited companyfounded 2014active for 11 yearsPastorijstraat 38, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0507.610.601
Summary

AFA NATURA has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,558) and a net result of -€21,700. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 15% of 22,153 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Retail sale of souvenirs and religious articles
NACE 47784
1 site
Size
€24,129total assets 2025
Equity
-€5,558
Loss
-€21,700
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts filed 29 days late0 of 3 deeds read
Why 54raises riskCapped at 59: negative equityLoss of €21,700 (financial year 2025)Negative equity -€5,558Latest accounts 29 days late; 2 of the last 3 latelowers riskSize: total assets €24,129Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 2-54
equity -23.0% of total assets
Liquidity 68+5
short-term debt 60.9% · cash 82.1%
Profitability 0-58
return on assets -89.9%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 4.4% 12-2024: 4.4%● unchanged vs 11-2024 01-2025: 4.4%● unchanged vs 12-2024 02-2025: 4.4%● unchanged vs 01-2025 03-2025: 4.4%● unchanged vs 02-2025 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.3%▼ -0.1 percentage points vs 04-2025 06-2025: 4.3%● unchanged vs 05-2025 07-2025: 4.2%▼ -0.1 percentage points vs 06-2025 08-2025: 4.7%▲ +0.5 percentage points vs 07-2025 09-2025: 4.9%▲ +0.2 percentage points vs 08-2025 10-2025: 6.4%▲ +1.5 percentage points vs 09-2025highest value 11-2025: 2.9%▼ -3.5 percentage points vs 10-2025 12-2025: 2.8%▼ -0.1 percentage points vs 11-2025 01-2026: 2.7%▼ -0.1 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.6%▼ -0.1 percentage points vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.5%▼ -0.1 percentage points vs 05-2026 07-2026: 2.4%▼ -0.1 percentage points vs 06-2026 08-2026: 3.3%▲ +0.9 percentage points vs 07-2026 09-2026: 1.6%▼ -1.7 percentage points vs 08-2026 10-2026: 1.5%▼ -0.1 percentage points vs 09-2026lowest value
No credit on open account
Liquidity ample (current ratio 1.64, compared with 2.55 in 2024, above the usual 1.5; short-term debt: 60.9% and cash: 82.1% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 13% on solvency, 75% on liquidity, 6% on profitability and 4% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €24,129
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €21,700 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€5,558
NBB · annual accounts
raises risk · Latest accounts 29 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€5,558
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
70 days late
2023
58 days late
2022
71 days late
2021
26 days late
2020
49 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€21,700
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€5,558 View
  • Caution: Among the weakest 10% on net resultsector median €5,122 · 22,133 companies -€21,700 View
  • Total assets 20256 financial years filed €24,129 View

By topic

Financials

Financial year
2025
Total assets
€24,129
Loss
-€21,700
Solvency
-23.0%
Total assets▼ 52.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 27-09-2024Annual accounts filed
  3. 10-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
19-12-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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