AF Laswerk

Active

Private limited companyfounded 2025active for 1 yearMeensesteenweg 244, 8870 Izegem, BelgiumKBO/BCE: BE 1022.177.684

Summary

AF Laswerk has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €10,279 and a net result of €279. Its solvency ranks better than 49% of 406 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

AF LaswerkActiveChecked score 64/100

Risk analysis Report Compare

Activity

Retail sale of motor vehicle parts and accessories

NACE 47820

1 site

Size

€28,528total assets 2026

Equity: €10,279
Profit: €279

Turnover not published (micro format)

Financial health

64 Healthy Checked score 2026

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

Accounts 31 days early

Why 64raises riskFounded in 2025Size: total assets €28,528Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.87, cash €3,901Show the evidence

Checked score

Score 2026

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 44% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 61

equity 36.0% of total assets

Liquidity 33

short-term debt 64.0% · cash 13.7%

Profitability 70

return on assets 1.0%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,221 companies, NACE 47, micro)

Last 24 months 05-2026: 1.8% 06-2026: 1.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.4 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026highest value 10-2026: 1.4%▼ -0.9 percentage points vs 09-2026lowest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.87, below 1; short-term debt: 64% and cash: 13.7% of total assets), and 64% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 51% on solvency, 30% on liquidity and 51% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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