AF Décors
ActiveThe computed 12-month bankruptcy probability of AF Décors is 3.3% (moderate). The 2024 annual accounts show equity of €13k and a net result of €10k. Its solvency ranks better than 42% of 36375 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency65
Growth-
Track record67
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.0; short-term debt: 60.3% and cash: 30.5% of total assets), and 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.7%
Return on assets
30.6%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k
Total assets
€33k
Net result
€10k
Working capital
€79
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €33k
Fixed assets
€12k
Current assets
€20k
Equity and liabilities €33k
Equity
€13k
Debt
€20k
Debt finances 60.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€16k
Cash flow
€13k
Solvency
39.7%
Current ratio
1.00
Quick ratio
1.00
Debt / equity
1.52
ROE
77.2%
ROA
30.6%
Interest coverage
263.26
Debt
€20k
Debt ≤ 1 year
€20k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€33k
Formation expenses20€581
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Furniture and vehicles24€12k
Financial fixed assets28€100
Current assets29/58€20k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Other amounts receivable41€307
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€13k
Contributions10/11€3k
Profit (loss) carried forward14€10k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€17k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€433
Gross operating margin9900€16k
Operating profit (loss)9901€13k
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€60
Recurring financial charges65€60
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Champs du Bois 291421 Braine-l'Alleud1 establishment unit
AF Décors
since 20242.363.436.078
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Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 1,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:caro.vdelst@gmail.com