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AF Décors

Active
Private limited companyfounded 2024active for 2 yearsRue Champs du Bois 29, 1421 Braine-l'Alleud, BelgiumKBO/BCE: BE 1010.986.161
Summary

The computed 12-month bankruptcy probability of AF Décors is 2.5% (moderate). The annual accounts of AF Décors for financial year 2025 show a net loss of 69% of total assets and of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €5,728 and a net result of -€7,426. Its solvency ranks better than 57% of 34,972 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-07-2024 Normal situation
Activity
Painting of buildings NACE 43341and 2 others
Establishment unit
2.363.436.078 1421 Braine-l'Alleud, since 01-07-2024
Financial year end
31 December
Peppol
Reachable since 20-09-2025

Board and ownership

Shareholders
  • FIOR Anthony Doris Stéphaneact of 03-07-2024

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
-€2,362
Loss
€7,426
Equity
€5,728
▼ 56.5%
Total assets
€10,798
▼ 67.5%
Turnover not published (micro format)
Score breakdownraises riskFounded in 20241 change of registered office in 24 monthslowers riskSize: total assets €10,798Figures for financial year 2025 (filed on 16-06-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 78+13
equity 53.1% of total assets
Liquidity 41-16
short-term debt 41.6% · cash 8.9%
Profitability 0-100
return on assets -68.8%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 08-2025: 1.2%lowest value 09-2025: 1.2%● unchanged vs 08-2025lowest value 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.1 percentage points vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.3 percentage points vs 03-2026 05-2026: 2.1%▲ +0.4 percentage points vs 04-2026 06-2026: 2.2%▲ +0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.6%▲ +0.3 percentage points vs 07-2026 09-2026: 2.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.5%▼ -0.3 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.45 (1.0 in 2024), below 1. Short-term debt is 41.6% and cash 8.9% of total assets. 46.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 58% of them on solvency, 31% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €10,798
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 16-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
45 days early
2024
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 42 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in specialised constructionsector median €57,775 · 34,984 companies €5,728 View

Recent changes

  1. · Gazette deed Registered office moved from Waterloo to Ophain-Bois-Seigneur-IsaacNew seat: Rue des Champs du Bois 29, 1421 Ophain-Bois-Seigneur-Isaac · Previous seat: Clos de la Maloue 5, 1410 Waterloo
  2. · Gazette deed IncorporationFounder: FIOR Anthony Doris Stéphane · Appointments: FIOR Anthony Doris Stéphane (director) and COESSENS Coline Julie (director) · 100 shares
All 4 events

Comparable companies

These companies have the same main activity as AF Décors: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €7,130 and €17,500, founded between 2024 and 2025.

CompanyTotal assetsGross margin
AF Décors Braine-l'Alleud€10,798-€2,362
J&E RENOV Seraing€12,337-€5,231
Gunter Stradman Grimbergen€14,159-€27,900
SOS DEPANNAGE MOUSCRON Mouscron€12,470-€6,240
Hudro Painting Assenede€14,896-€7,880
BKD GROUP Roosdaal€7,130-€858
Vincent Marien Zandhoven€17,533-€60
Full comparison

Key facts about AF Décors

What is the company number of AF Décors?
The company number of AF Décors is 1010.986.161. The VAT number is the same number with BE in front: BE 1010.986.161.
Where is AF Décors based?
The registered office is at Rue Champs du Bois 29, 1421 Braine-l'Alleud.Company details
What does AF Décors do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of AF Décors?
The legal form of AF Décors is Private limited company (BV).
When was AF Décors founded?
AF Décors was founded on 01-07-2024.
Is AF Décors still active?
Yes, AF Décors is an active enterprise in the KBO register.
What is the turnover of AF Décors?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is AF Décors profitable?
In financial year 2025, AF Décors made a loss of €7,426.
Where can I find the annual accounts of AF Décors?
AF Décors filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AF Décors due?
AF Décors must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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