AF Consultancy
BankruptcyThe KBO register records for AF Consultancy the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €45k and a net result of €24k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
70 d late
2021
12 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2022, micro schema
Equity
€45k▲ 116%
2021 · €21k
2021: €21k
2021 → 2022
Total assets
€75k▲ 65.8%
2021 · €46k
2021: €46k
2021 → 2022
Net result
€24k▲ 21.9%
2021 · €20k
2021: €20k
2021 → 2022
Working capital
€45k▲ 116%
2021 · €21k
2021: €21k
2021 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022Trend
Equity€21k-€45k▲ 116%
Operating result€26k-€32k▲ 20.6%
Net result€20k-€24k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2022; 2022 is 21% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €75k
Equity
€45k▲ 116%
Debt
€31k▲ 23.5%
The debt ratio falls from 54.3% to 40.4%. Equity and debt are higher.
Key figures and ratios
Solvency
59.6%▲
2021 · 45.7%
Current ratio
2.47▲
2021 · 1.84
Quick ratio
2.47▲
2021 · 1.84
Debt / equity
0.68▼
2021 · 1.19
ROE
53.7%▼
2021 · 95.2%
ROA
32.0%▼
2021 · 43.5%
Debt
€31k▲
2021 · €25k
Debt ≤ 1 year
€31k▲
2021 · €25k
Income taxes
€7k▲
2021 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€46k€75k▲
Current assets29/58€46k€75k▲
Amounts receivable within one year40/41€15k€34k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€5k€18k▲
Cash at bank and in hand54/58€30k€41k▲
Deferred charges and accrued income490/1€688€741▲
Equity and liabilities
Total equity and liabilities10/49€46k€75k▲
Equity10/15€21k€45k▲
Contributions10/11€1k€1k=
Reserves13€20k€44k▲
Distributable reserves133€20k€44k▲
Amounts payable17/49€25k€31k▲
Amounts payable within one year42/48€25k€31k▲
Trade debts44€145€3k▲
Suppliers440/4€145€3k▲
Advances received on contracts in progress46€12k-
Taxes, remuneration and social security45€12k€27k▲
Taxes450/3€12k€27k▲
Income statement
Code20212022
Other operating charges640/8€444€304▼
Gross operating margin9900€27k€32k▲
Operating profit (loss)9901€26k€32k▲
Financial income75/76B€397€804▲
Recurring financial income75€397€804▲
Financial charges65/66B€916€2k▲
Recurring financial charges65€916€2k▲
Profit (loss) for the period before taxes9903€26k€31k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€20k€24k▲
Profit (loss) for the period to be appropriated9905€20k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€24k▲
Transfer to equity691/2€20k€24k▲
To other reserves6921€20k€24k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-03
KBO administration
Address struck
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
260 m²
Building footprint
95 m²
Volume, LiDAR
746 m³
Parcel 71325F0492/00R000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AF Consultancy
since 20212.316.349.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0492/00R000 | Flanders | 260 m² | 1 · 95 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.