AF-AME
ActiveAF-AME has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-794) and a net result of €-22k. Its solvency ranks better than 10% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency23▼-39
Growth32
Track record82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.79 in 2024; short-term debt: 100.5% and cash: 37.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2%
Return on assets
-56.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-794
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2024
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-794
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€40k▼ 32.6%
2024 · €59k
2024: €59k
2024 → 2025
Net result
€-22k
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€-18k▼ 135%
2024 · €-8k
2024: €-8k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€22k-€-794
Operating result€29k-€-22k
Net result€19k-€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€18k▼ 38.0%
Current assets
€22k▼ 27.3%
Key figures and ratios
EBITDA
€-8k▼
2024 · €41k
Cash flow
€-8k▼
2024 · €31k
Solvency
-2.0%▼
2024 · 36.5%
Current ratio
0.54▼
2024 · 0.79
Quick ratio
0.54▼
2024 · 0.79
ROA
-56.2%▼
2024 · 31.5%
Interest coverage
-27.06▼
2024 · 2209.53
Debt
€41k▲
2024 · €37k
Debt ≤ 1 year
€40k▲
2024 · €37k
Income taxes
€233▼
2024 · €10k
Equity ratios withheld: equity of €-794 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€40k▼
Fixed assets21/28€29k€18k▼
Intangible fixed assets21€833€633▼
Tangible fixed assets22/27€29k€18k▼
Furniture and vehicles24€27k€17k▼
Other tangible fixed assets26€1k€1k▼
Current assets29/58€30k€22k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€791▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€26k€15k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€59k€40k▼
Equity10/15€22k€-794▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€-4k▼
Amounts payable17/49€37k€41k▲
Amounts payable within one year42/48€37k€40k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€22k€20k▼
Accrued charges and deferred income492/3-€613
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€42k€-7k▼
Operating profit (loss)9901€29k€-22k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€19€288▲
Recurring financial charges65€19€288▲
Profit (loss) for the period before taxes9903€28k€-22k▼
Income taxes67/77€10k€233▼
Profit (loss) for the period9904€19k€-22k▼
Profit (loss) for the period to be appropriated9905€19k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-4k▼
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jacques Musch 294053 ChaudfontaineGround area
2,318 m²
Parcel 62030C0079/00D002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0079/00D002 | Wallonia | 2,318 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 4,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2024
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
43320Joinery installation
43341Painting of buildings
71112Activities of interior architects
73110Advertising agencies
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.