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AF-AME

Active
Private limited companyfounded 2024active for 2 yearsRue Jacques Musch 29, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 1007.102.401
Summary

AF-AME has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€794) and a net result of -€22,382. Its solvency ranks better than 9% of 11,775 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 13-03-2024 Normal situation
Activity
Activities of building architects NACE 71111and 5 others
Financial year end
31 December
Peppol
Reachable since 26-11-2025

Board and ownership

Board
Shareholders
  • FRITZLAR Arnedeed of 15-03-2024

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
-€6,506
Loss
€22,382
Equity
-€794
Total assets
€39,820
▼ 32.6%
  • Negative equity on 31-12-2025
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: negative equityNegative equity -€794No registered site in the KBOlowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €39,820Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in architecture and engineering (NACE 71)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 23-39
equity -2.0% of total assets
Liquidity 46-21
short-term debt 100.5% · cash 37.1%
Profitability 0-100
return on assets -56.2%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 04-2025: 0.8% 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.8 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.5 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.54 (0.79 in 2024), below 1. Short-term debt is 100.5% and cash 37.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 8% of them on solvency, 26% on liquidity, 4% on profitability and 3% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Negative equity -€794
NBB · annual accounts
lowers risk · Size: total assets €39,820
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€794
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
18 days early
2024
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 20 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€794 View
  • Caution: Lower net result than 95% of companies in architecture and engineeringsector median €16,709 · 11,777 companies -€22,382 View

Recent changes

  1. · Gazette deed Appointment: MARMANN Miriam (director)
  2. · Gazette deed IncorporationFounding capital of €3,000, 100 shares · Founder: FRITZLAR Arne · Appointment: FRITZLAR Arne (director)
All 4 events

Comparable companies

These companies have the same main activity as AF-AME: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €30,200 and €48,500, founded between 2023 and 2025.

CompanyTotal assetsGross margin
AF-AME Chaudfontaine€39,820-€6,506
Studio Obi Antwerp€36,196-€1,365
Atelier JJ Malmedy€35,382-€6,089
Architect Liesbeth Liefsoons Beringen€31,131€844
RC@Work Beveren-Kruibeke-Zwijndrecht€48,453€1,221
CATHOUSE Kraainem€32,771-€3,981
LANDER WYTINCK Ghent€30,156-€1,121
Full comparison

Key facts about AF-AME

What is the company number of AF-AME?
The company number of AF-AME is 1007.102.401. The VAT number is the same number with BE in front: BE 1007.102.401.
Where is AF-AME based?
The registered office is at Rue Jacques Musch 29, 4053 Chaudfontaine.Company details
What does AF-AME do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of AF-AME?
AF-AME is a private limited company (BV).
When was AF-AME founded?
AF-AME was founded on 13-03-2024.
Is AF-AME still active?
Yes, AF-AME is an active enterprise in the KBO register.
What is the turnover of AF-AME?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is AF-AME profitable?
In financial year 2025, AF-AME made a loss of €22,382.
Where can I find the annual accounts of AF-AME?
AF-AME filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AF-AME due?
AF-AME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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