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AERTS TRUCKS

Active
Public limited companyfounded 1990active for 36 yearsRijksweg(BOR) 64, 2880 Bornem, BelgiumKBO/BCE: BE 0440.775.324
Summary

AERTS TRUCKS has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €7.4m and a net result of -€100,235. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 62% of 263 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711Wholesale trade NACE 46712
9th largest company by equity in Bornem, Wholesale and retail trade sector4 sites
Size
€20.5mturnover 2026
Staff
5.8 FTE
Equity
€7.4m
Loss
-€100,235
Financial health
88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
2
Accounts 50 days early0 of 14 deeds read
Why 88raises riskLiquidity: current ratio 1.32, cash €533,738Loss of €100,235, the second in a row (financial year 2026)lowers riskFounded in 1990Equity €7.4m (59.8% of total assets)Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 46, micro)
Financial strength · tick = 2025
Average
Solvency 85-5
equity 59.8% of total assets
Liquidity 37-3
short-term debt 40.1% · cash 4.3%
Profitability 18+8
return on assets -0.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7%highest value 12-2024: 0.3%▼ -0.4 percentage points vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, compared with 1.41 in 2025, below the usual 1.5; short-term debt: 40.1% and cash: 4.3% of total assets), and 40.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 66% on solvency, 34% on liquidity, 21% on profitability and 53% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.32, cash €533,738
NBB · annual accounts
lowers risk · Equity €7.4m (59.8% of total assets)
NBB · annual accounts
raises risk · Loss of €100,235, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€100,235
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
50 days early
2025
11 days early
2024
6 days early
2023
35 days early
2022
32 days early
2021
16 days early
2020
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Weakest financial yearnet -€682,911

Key points

  • Positive: Result rose in 2026from -€682,911 to -€100,235 ▲ 85.3% View
  • Caution: Among the weakest 10% on net resultsector median €181,162 · 257 companies -€100,235 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2026 -€100,235 View
  • Heads a groupcompanies controlled 3 View

By topic

Financials

Financial year
2026
Turnover
€20.5m
Loss
-€100,235
Solvency
59.8%
Turnover▲ 9.9%
Net result
20192026
Go to Financials

Timeline

Events
36
Since
1993
Next accounts
by 31-10-2027
  1. 25-10-2024Annual accounts filed
  2. 26-09-2023Annual accounts filed
  3. 29-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Public limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
02-05-1990
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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