Skip to content

Aerts E.

Active
Private limited companyfounded 2024active for 2 yearsGasmeterlaan 238, 9000 Gent, BelgiumKBO/BCE: BE 1013.282.388
Summary

Aerts E. has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,939 and a net result of €5,439. Its solvency ranks better than 56% of 20,598 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Psychology services
NACE 86931
1 site
Size
€11,444total assets 2025
Equity
€7,939
Profit
€5,439
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 50 days early
Why 96raises riskFounded in 2024Size: total assets €11,444lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 2.50, cash €7,791Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 69% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 94
equity 69.4% of total assets
Liquidity 87
short-term debt 30.6% · cash 68.1%
Profitability 100
return on assets 47.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,117 companies, NACE 86, micro)
Last 24 months 10-2025: 0.3% 11-2025: 0.3%● unchanged vs 10-2025highest value 12-2025: 0.3%● unchanged vs 11-2025highest value 01-2026: < 0.1%▼ -0.3 percentage points vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.5, above the usual 1.5; short-term debt: 30.6% and cash: 68.1% of total assets), and 30.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 57% on solvency, 70% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 2.50, cash €7,791
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €11,444
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
50 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: AERTS Enya (director) and…

Financials · financial year 2025, micro format

Equity
€7,939
Total assets
€11,444
Net result
€5,439
Working capital
€5,256

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €11,444
Fixed assets €2,683
Current assets €8,761
Equity and liabilities €11,444
Equity €7,939
Debt €3,505
Debt finances 30.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€8,537
Cash flow
€6,206
Current ratio
2.50
Debt to equity
0.44
ROE
68.5%
ROA
47.5%
Interest coverage
over 100
Debt ≤ 1 year
€3,505
Income taxes
€2,308

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€11,444
Fixed assets21/28€2,683
Tangible fixed assets22/27€2,683
Furniture and vehicles24€2,683
Current assets29/58€8,761
Amounts receivable within one year40/41€910
Other amounts receivable41€910
Cash at bank and in hand54/58€7,791
Deferred charges and accrued income490/1€61
Equity and liabilities
Total equity and liabilities10/49€11,444
Equity10/15€7,939
Contributions10/11€2,500
Reserves13€5,439
Distributable reserves133€5,439
Amounts payable17/49€3,505
Amounts payable within one year42/48€3,505
Financial debts43€58
Credit institutions430/8€58
Trade debts44€455
Suppliers440/4€455
Taxes, remuneration and social security45€2,992
Taxes450/3€2,992
Income statement Code2025
Non-recurring operating income76A€15
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€768
Other operating charges640/8€241
Gross operating margin9900€8,778
Operating profit (loss)9901€7,770
Financial charges65/66B€23
Recurring financial charges65€23
Profit (loss) for the period before taxes9903€7,747
Income taxes67/77€2,308
Profit (loss) for the period9904€5,439
Profit (loss) for the period to be appropriated9905€5,439
Appropriation of the result
Profit (loss) to be appropriated9906€5,439
Transfer to equity691/2€5,439
To other reserves6921€5,439

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating income76A€15
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€768
Other operating charges640/8€241
Gross operating margin9900€8,778
Operating profit (loss)9901€7,770
Financial charges65/66B€23
Recurring financial charges65€23
Profit (loss) for the period before taxes9903€7,747
Income taxes67/77€2,308
Profit (loss) for the period9904€5,439
Profit (loss) for the period to be appropriated9905€5,439
Line2025
Assets
Total assets20/58€11,444
Fixed assets21/28€2,683
Tangible fixed assets22/27€2,683
Furniture and vehicles24€2,683
Current assets29/58€8,761
Amounts receivable within one year40/41€910
Other amounts receivable41€910
Cash at bank and in hand54/58€7,791
Deferred charges and accrued income490/1€61
Equity and liabilities
Total equity and liabilities10/49€11,444
Equity10/15€7,939
Contributions10/11€2,500
Reserves13€5,439
Distributable reserves133€5,439
Amounts payable17/49€3,505
Amounts payable within one year42/48€3,505
Financial debts43€58
Credit institutions430/8€58
Trade debts44€455
Suppliers440/4€455
Taxes, remuneration and social security45€2,992
Taxes450/3€2,992
Line2025
Profit (loss) for the period9904€5,439
+ Depreciation and write-downs630€768
Operating cash flow (approximation)€6,206

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 12-12-2025 2025-00580468

Similar companies · same sector, comparable size

Of the 5,495 active companies whose main activity is psychology services (NACE 86931), figures are known for 590. 390 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €1,762 awarded · €1,762 paid
Year Entries AwardedPaid
2025 1 €881€881
2024 1 €881€881
Schemes
2 entries · €1,762 · €1,762 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
AERTS Enya
Director · since 10-09-2024
Current
BINST Cedric Jean-Pierre Maria Marcel
Director · since 10-09-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
AERTS Enya
  • Director, from 10-09-2024 to date
BINST Cedric Jean-Pierre Maria Marcel
  • Director, from 10-09-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 10-09-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 10-09-2024 Incorporation · €2,500 · 120 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 6 September 2024, Aerts E. was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 Of the 2 current board members, 2 have served since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-09-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
12-12
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
10-09
Gazette deed Incorporation
Appointments: AERTS Enya (director) and BINST Cedric Jean-Pierre Maria Marcel (director) · Board rule · Pre-incorporation commitments7 facts ▸
  • Board rule, 2, “vergadering” (deed in Dutch)
  • Director appointment, AERTS Enya (director)
  • Director appointment, BINST Cedric Jean-Pierre Maria Marcel (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Incorporation, 03-09-2024
  • Founder, AERTS Enya
  • Founding capital, €2,500
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded06-09-2024
Financial year end30-06
Activities, NACEBEL 2025
86931Psychology services
47120Other non-specialised retail sale
70200Business and other management consultancy
74999Other professional, scientific and technical activities
90393Specialised image, lighting and sound technical services
96993Pet care services, excluding veterinary services
Contact
E-mail info@enyaaerts.com
Phone +32471125209
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013282388
Also 9925:BE1013282388
Registered 20-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
218 m²
Building footprint
140 m²
Building volume
1,250 m³
Parcel 44807G0155/14S006, Flanders · tallest building 12.8 m. Linked by address, not a title deed.
1 establishment unit
Gasmeterlaan 238, 9000 Gent
Psychology services
since 2024unit no. 2.363.549.807
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44807G0155/14S006 Flanders 218 m² 1 · 140 m² 12.8 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Aerts E.
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 9000 Gent,Gasmeterlaan 238” (deed in Dutch)

deed of 10-09-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Evenwel moeten handelingen die…”
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, natuurlijke personen of rechtspersonen al dan niet aandeelhouder” (deed in Dutch)

deed of 10-09-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Saturday of December at 18:00

deed of 10-09-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “België of buitenland, vestiging administratieve zetels agentschappen werkhuizen stapelplaatsen bijkantoren” (deed in Dutch)
Other provision: “Bestemming winst reserves, verminderd met overgedragen verlies of vermeerderd met overgedragen winst” (deed in Dutch)
Liquidation distribution: “Goederen in natura op dezelfde wijze verdeeld, netto actief onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
1 more provision in the deed, see the deed of 10-09-2024

deed of 10-09-2024