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AEMIBIENS

Active
Private limited companyfounded 2023active for 3 yearsVoie de l'Ardenne 82, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0803.518.702

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00470513.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings

Turnover
≈ €63,000
Estimated: probably between €47,000 and €91,000
Total assets
€574,122▼ 0.7%
2024 · €578,297
Net result
€1,115
2024 · -€36,529
Working capital
-€37,977▼ 87.2%
2024 · -€20,291
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is a profit of €19,925, after a loss of €11,548 in 2024.

Operating result€19,925 2025 Net result€1,115 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€11,548-€19,925
Net result-€36,529below the sector's middle half-€1,115within the sector's middle half
Equity-€29,029below the sector's middle half--€27,914below the sector's middle half▲ 3.8%
Total assets€578,297below the sector's middle half-€574,122within the sector's middle half▼ 0.7%
Debt€607,326-€602,036▼ 0.9%
Working capital-€20,291within the sector's middle half--€37,977within the sector's middle half▼ 87.2%
Solvency-5.0%below the sector's middle half--4.9%below the sector's middle half▲ 0.2pp
Current ratio0.73within the sector's middle half-0.63within the sector's middle half▼ 0.10
Return on assets (ROA)-6.3%below the sector's middle half-0.2%within the sector's middle half▲ 6.5pp
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574,122
Fixed assets €508,782 ▼ 2.9%
Current assets €65,340 ▲ 20.2%
Equity and liabilities
Equity-€27,914
Debt€602,036
Equity is negative. Debt (€602,036) exceeds the balance-sheet total (€574,122).
Key figures and ratios
2025 value · change against 2024
EBITDA
€35,083▲
2024 · €10,701
Cash flow
€16,273▲
2024 · -€14,280
Interest coverage
1.87▲
2024 · 0.43
Debt ≤ 1 year
€103,317▲
2024 · €74,648
Debt > 1 year
€498,719▼
2024 · €532,678
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as AEMIBIENS: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €526,000 and €701,000, founded in 2023.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
AEMIBIENS Chaudfontaine2023€574,122-€27,914€38,427€1,1152025
Centre Médical GALIEN Juprelle2023€593,332-€78,942€34,545-€18,8412025
ANNADA IMMO Ans2023€700,883€312,559€41,033-€16,0102025
ILIASS IMMO Sint-Jans-Molenbeek2023€595,154€686€43,158-€3,7262025
Castelum Brasschaat2023€525,616-€64,565€35,708-€16,1652025
FiAsCo Beveren-Kruibeke-Zwijndrecht2023€597,137-€71,841€44,922€7052025
SORGELOOSE INVEST Brugge2023€625,565€19,465€45,696€15,5432025

They were chosen from the 6,621 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 262 companies had the same profile as AEMIBIENS has now. Two years later, 1.1% had gone bankrupt and 97.3% were still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97.3% was still going

Another 0.8% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of AEMIBIENS itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 262 companies, not a prediction for AEMIBIENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€578,297€574,122▼
Fixed assets21/28€523,940€508,782▼
Tangible fixed assets22/27€523,940€508,782▼
Land and buildings22€523,940€508,782▼
Current assets29/58€54,357€65,340▲
Amounts receivable within one year40/41€2,792€2,792=
Trade receivables40€2,792€2,792=
Cash at bank and in hand54/58-€10,984
Deferred charges and accrued income490/1€51,565€51,565=
Equity and liabilities
Total equity and liabilities10/49€578,297€574,122▼
Equity10/15-€29,029-€27,914▲
Contributions10/11€7,500€7,500=
Profit (loss) carried forward14-€36,529-€35,414▲
Amounts payable17/49€607,326€602,036▼
Amounts payable after more than one year17€532,678€498,719▼
Financial debts170/4€532,678€498,719▼
Amounts payable within one year42/48€74,648€103,317▲
Current portion of amounts payable after more than one year42€72,322€99,228▲
Financial debts43€19-
Other loans439€19-
Trade debts44€2,307€3,990▲
Suppliers440/4€2,307€3,990▲
Other amounts payable47/48-€100
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,249€15,158▼
Other operating charges640/8€57,228€3,344▼
Gross operating margin9900€67,929€38,427▼
Operating profit (loss)9901-€11,548€19,925▲
Financial charges65/66B€24,981€18,810▼
Recurring financial charges65€24,981€18,810▼
Profit (loss) for the period before taxes9903-€36,529€1,115▲
Profit (loss) for the period9904-€36,529€1,115▲
Profit (loss) for the period to be appropriated9905-€36,529€1,115▲
Appropriation of the result
Profit (loss) to be appropriated9906-€36,529-€35,414▲
Profit (loss) brought forward from the previous period14P--€36,529

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,249€15,158▼ 31.9%
Other operating charges640/8€57,228€3,344▼ 94.2%
Gross operating margin9900€67,929€38,427▼ 43.4%
Operating profit (loss)9901-€11,548€19,925-
Financial charges65/66B€24,981€18,810▼ 24.7%
Recurring financial charges65€24,981€18,810▼ 24.7%
Profit (loss) for the period before taxes9903-€36,529€1,115-
Profit (loss) for the period9904-€36,529€1,115-
Profit (loss) for the period to be appropriated9905-€36,529€1,115-
Line20242025Change
Assets
Total assets20/58€578,297€574,122▼ 0.7%
Fixed assets21/28€523,940€508,782▼ 2.9%
Tangible fixed assets22/27€523,940€508,782▼ 2.9%
Land and buildings22€523,940€508,782▼ 2.9%
Current assets29/58€54,357€65,340▲ 20.2%
Amounts receivable within one year40/41€2,792€2,792=
Trade receivables40€2,792€2,792=
Cash at bank and in hand54/58-€10,984-
Deferred charges and accrued income490/1€51,565€51,565=
Equity and liabilities
Total equity and liabilities10/49€578,297€574,122▼ 0.7%
Equity10/15-€29,029-€27,914▲ 3.8%
Contributions10/11€7,500€7,500=
Profit (loss) carried forward14-€36,529-€35,414▲ 3.1%
Amounts payable17/49€607,326€602,036▼ 0.9%
Amounts payable after more than one year17€532,678€498,719▼ 6.4%
Financial debts170/4€532,678€498,719▼ 6.4%
Amounts payable within one year42/48€74,648€103,317▲ 38.4%
Current portion of amounts payable after more than one year42€72,322€99,228▲ 37.2%
Financial debts43€19--
Other loans439€19--
Trade debts44€2,307€3,990▲ 72.9%
Suppliers440/4€2,307€3,990▲ 72.9%
Other amounts payable47/48-€100-
Line20242025Change
Profit (loss) for the period9904-€36,529€1,115-
+ Depreciation and write-downs630€22,249€15,158▼ 31.9%
Operating cash flow (approximation)-€14,280€16,273-
Investment in fixed assets (approximation)-€0-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00470513 NBB
31-12-2024 abbreviated format 31-08-2026 2026-00470288 NBB

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