AEL Consult

Active

Private limited companyfounded 20179 yrs activeOude Vijversstraat 40, 1190 Vorst, BelgiumKBO/BCE: BE 0668.715.327

AEL Consult has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 31220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

93 / 100

Excellent▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability87▼-13

Solvency100=

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity ample (current ratio 4.52 against 2.24 in 2024), and 26.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

73.7%

Return on assets

12.8%

Age of the figures

8 mo

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €85k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

23 d early

2024

31 d early

2023

21 d early

2022

3 d early

2021

on the day

2020

30 d late

2019

4 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

08-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€85k▲ 20.9%

2024 · €70k

2018: €30k 2019: €35k 2020: €22k 2021: €22k 2022: €22k 2023: €22k 2024: €70k

2018 → 2025

Total assets

€115k▲ 6.2%

2024 · €108k

2018: €50k 2019: €68k 2020: €89k 2021: €85k 2022: €66k 2023: €58k 2024: €108k

2018 → 2025

Net result

€15k▼ 69.5%

2024 · €48k

2018: €21k 2019: €19k 2020: €27k 2021: €39k 2022: €30k 2023: €23k 2024: €48k

2018 → 2025

Working capital

€79k▲ 65.9%

2024 · €47k

2018: €27k 2019: €24k 2020: €12k 2021: €5k 2022: €9k 2023: €14k 2024: €47k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€22k-€22k=€22k=€70k▲ 219%€85k▲ 20.9%

Operating result€52k-€39k▼ 24.4%€31k▼ 20.8%€63k▲ 104%€29k▼ 53.6%

Net result€39k-€30k▼ 24.8%€23k▼ 22.3%€48k▲ 109%€15k▼ 69.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €115k

12.2%

87.8%

Fixed assets €14k▼ 38.0%

Current assets €101k▲ 18.0%

Equity and liabilities €115k

73.7%

26.3%

Equity €85k▲ 20.9%

Debt €30k▼ 20.8%

The debt ratio falls from 35.2% to 26.3%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€37k▼

2024 · €72k

Cash flow

€23k▼

2024 · €57k

Solvency

73.7%▲

2024 · 64.8%

Current ratio

4.52▲

2024 · 2.24

Quick ratio

4.52▲

2024 · 2.24

Debt / equity

0.36▼

2024 · 0.54

ROE

17.3%▼

2024 · 68.7%

ROA

12.8%▼

2024 · 44.5%

Interest coverage

32.49▼

2024 · 53.28

Debt

€30k▼

2024 · €38k

Debt ≤ 1 year

€22k▼

2024 · €38k

Income taxes

€14k▼

2024 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€108k€115k▲

Fixed assets21/28€23k€14k▼

Tangible fixed assets22/27€23k€14k▼

Plant, machinery and equipment23€14k€7k▼

Furniture and vehicles24€2k€2k▼

Other tangible fixed assets26€6k€5k▼

Current assets29/58€86k€101k▲

Amounts receivable within one year40/41€43k€50k▲

Trade receivables40€36k€43k▲

Other amounts receivable41€7k€7k▲

Cash at bank and in hand54/58€40k€50k▲

Deferred charges and accrued income490/1€3k€39▼

Equity and liabilities

Total equity and liabilities10/49€108k€115k▲

Equity10/15€70k€85k▲

Contributions10/11€19k€19k=

Reserves13€3k€3k=

Distributable reserves133€3k€3k=

Profit (loss) carried forward14€48k€63k▲

Amounts payable17/49€38k€30k▼

Amounts payable within one year42/48€38k€22k▼

Current portion of amounts payable after more than one year42€7k€5k▼

Trade debts44€31k€476▼

Suppliers440/4€31k€476▼

Taxes, remuneration and social security45€692€1k▲

Taxes450/3€692€1k▲

Other amounts payable47/48-€16k

Accrued charges and deferred income492/3-€8k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼

Other operating charges640/8-€601

Gross operating margin9900€72k€38k▼

Operating profit (loss)9901€63k€29k▼

Financial income75/76B€10€171▲

Recurring financial income75€10€171▲

Financial charges65/66B€1k€1k▼

Recurring financial charges65€1k€1k▼

Profit (loss) for the period before taxes9903€62k€28k▼

Income taxes67/77€14k€14k▼

Profit (loss) for the period9904€48k€15k▼

Profit (loss) for the period to be appropriated9905€48k€15k▼

Appropriation of the result

Profit (loss) to be appropriated9906€48k€63k▲

Profit (loss) brought forward from the previous period14P-€48k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 3Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €15k ▼69.5%

Net result drops to €15k, the lowest in the series.

31-12

Financial Liquidity doublescurrent ratio 4.52

Current ratio from 2.24 to 4.52; short-term debt falls from €38k to €22k.

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2018net €48k ▲109%

Operating result €63k, net result €48k, both a record.

10-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

28-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

2020

04-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 4 days late

2019

24-06

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

17-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2023

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

11-12-2023 Resigned as Director (executive)

Location & real-estate footprint

Registered office, Vorst · 2 establishment units since 2017

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Vijversstraat 401190 Vorst

Ground area

1,894 m²

Building footprint

682 m²

Volume, LiDAR

5,046 m³