Summary
AEDES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.5m and a net result of €904,138. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 45% of 613 sector peers (NACE 66, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 13-06-1997 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.083.044.613 5000 Namur, since 25-08-1997
- 2.290.982.424 9700 Oudenaarde, since 01-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
Board
- FRR MASManaging director · permanent representative RONVAUX François
- GILLIARD VincentDirector · since 02-06-2022
- Willemot NVDirector · since 10-08-2023 · permanent representative Brave 2020 BV
- Auditor
- BDO Réviseurs d'Entreprises
Shareholders
- MONCEAU INTERNATIONAL SA100%annual accounts 2025
- SGAM MONCEAU ASSURANCESconsolidatedLEI register
- Holdings
- Shares in 3 companies including AEDES ACADEMY and AEDES CORPUS
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €904,138
- ▲ 13.5%
- Equity
- €7.5m
- ▲ 0.1%
- Total assets
- €20.9m
- ▲ 7.7%
- Employees on 31-12-2025
- 54
- ▲ 8.0%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
25 days late
2023
42 days early
2022
4 days early
2021
29 days late
2020
16 days late
2019
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Largest employer in the province of Namur, Auxiliary financial services sectorin the Checked rankings No. 1 View
- Positive: 7 years of growth in a rowturnover 2025: €22.1m 7 years View
- Positive: More staff in 2025from 37.5 FTE to 53.6 FTE ▲ 42.9% View
- Board changedlatest change 04-06-2026 · 7 in office 1 joined · 1 left View
Recent changes
- · Gazette deed Reappointment: André Janmart (director)
- · Gazette deed Resignation: VNVDB INVEST NV (managing director)
- · Gazette deed 3 directors appointed, 2 directors resigningResignations: Monceau International (director) and Deman-Brys BV (director) · Appointments: KSConsilium BV, Willemot NV and Vitis Life SA
Companies linked to AEDES
Comparable companies
These companies have the same main activity as AEDES: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €14m and €29m, founded between 1975 and 2010.
| Company | Total assets | Turnover |
|---|---|---|
| AEDES Namur | €20.9m | €22.1m |
| JEAN VERHEYEN Saint-Josse-ten-Noode | €29.2m | €12.5m |
| Q & O VERZEKERINGEN Waregem | €18.8m | €15.0m |
| MERCER (BELGIUM) Auderghem | €14.0m | €16.6m |
| Willemot Bijzonder Verzekeringsbestuur Ghent | €28.7m | €32.2m |
| IC VERZEKERINGEN NV Brussels | €23.4m | €16.5m |
| HYPOTHEEKWINKEL Zaventem | €21.3m | €26.8m |
Key facts about AEDES
- What is the company number of AEDES?
- The company number of AEDES is 0460.855.809. The VAT number is the same number with BE in front: BE 0460.855.809.
- Where is AEDES based?
- The registered office is at Route des Canons 3, 5000 Namur.Company details
- What does AEDES do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of AEDES?
- AEDES is a public limited company (NV).
- When was AEDES founded?
- AEDES was founded on 13-06-1997.
- Is AEDES still active?
- Yes, AEDES is an active enterprise in the KBO register.
- How many employees does AEDES have?
- AEDES had an average of 53.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AEDES fall under?
- In its 2025 annual accounts, AEDES states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of AEDES?
- The turnover of AEDES was €22.1m in financial year 2025, according to the filed annual accounts.
- Is AEDES profitable?
- In financial year 2025, AEDES made a profit of €904,138.
- Where can I find the annual accounts of AEDES?
- AEDES filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AEDES due?
- AEDES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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