AEBELE
ActiveSummary
AEBELE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408,246 and a net result of -€86,843. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-16
Solvency74▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.26 in 2024; short-term debt: 51.3% and cash: 3.8% of total assets), but 51.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€86,843
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
27 d early
2023
22 d early
2022
12 d early
2021
3 d early
2020
24 d early
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€408,246▼ 17.5%
2024 · €495,089
Total assets
€838,014▼ 2.8%
2024 · €861,848
Net result
-€86,843▼ 326%
2024 · -€20,369
Working capital
€387,609▼ 16.1%
2024 · €461,786
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€292,226▲ 228%€121,414▼ 58.5%€173,767▲ 43.1%-€2,076-€64,596▼ 3,012%
Net result€199,209▲ 162%€85,537▼ 57.1%€118,409▲ 38.4%-€20,369-€86,843▼ 326%
Equity€311,512▲ 177%€397,049▲ 27.5%€515,458▲ 29.8%€495,089▼ 4.0%€408,246▼ 17.5%
Total assets€1.3m▲ 149%€1.2m▼ 10.9%€955,645▼ 17.3%€861,848▼ 9.8%€838,014▼ 2.8%
Debt€985,160▲ 141%€758,296▼ 23.0%€440,186▼ 42.0%€366,759▼ 16.7%€429,768▲ 17.2%
Working capital€948,773▲ 576%€386,311▼ 59.3%€469,375▲ 21.5%€461,786▼ 1.6%€387,609▼ 16.1%
Staff (FTE)1=2▲ 100%1.8▼ 10.0%2.2▲ 22.2%2.5▲ 13.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Net result -57% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
- 2021 Net result +162% on 2020. The accounts now follow the micro schema, last year the abbreviated schema.
- 2021 Equity +177%, Total assets +149% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64,596 in 2025 against €2,076 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €838,014
Fixed assets
€20,637 ▼ 38.0%
Current assets
€817,377 ▼ 1.3%
Equity and liabilities €838,014
Equity
€408,246 ▼ 17.5%
Debt
€429,768 ▲ 17.2%
Debt's share of the balance-sheet total rises from 42.6% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€50,585▼
2024 · €13,357
Cash flow
-€72,832▼
2024 · -€4,937
Current ratio
1.90▼
2024 · 2.26
Quick ratio
0.65▼
2024 · 1.24
Debt to equity
1.05▲
2024 · 0.74
ROE
-21.3%▼
2024 · -4.1%
ROA
-10.4%▼
2024 · -2.4%
Interest coverage
-2.03▼
2024 · 0.74
Debt ≤ 1 year
€429,768▲
2024 · €366,759
Income taxes
€554▼
2024 · €1,191
Staff costs
€193,753▲
2024 · €172,718
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.9%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €76,542 | €116,007 | €148,132 | €172,718 | €193,753 | ▲ 12.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,710 | €7,796 | €12,697 | €15,433 | €14,011 | ▼ 9.2% |
| Other operating charges640/8 | €993 | €7,678 | €4,177 | €4,267 | €3,325 | ▼ 22.1% |
| Non-recurring operating charges66A | - | - | €5,302 | €0 | - | - |
| Gross operating margin9900 | €375,471 | €252,895 | €344,076 | €190,341 | €146,493 | ▼ 23.0% |
| Operating profit (loss)9901 | €292,226 | €121,414 | €173,767 | -€2,076 | -€64,596 | ▼ 3,012% |
| Financial income75/76B | €412 | €3,766 | €2,529 | €1,035 | €3,258 | ▲ 215% |
| Recurring financial income75 | €412 | €3,766 | €2,529 | €1,035 | €3,258 | ▲ 215% |
| Financial charges65/66B | €4,948 | €3,965 | €10,611 | €18,137 | €24,952 | ▲ 37.6% |
| Recurring financial charges65 | €4,948 | €3,965 | €10,611 | €18,137 | €24,952 | ▲ 37.6% |
| Profit (loss) for the period before taxes9903 | €287,690 | €121,215 | €165,686 | -€19,178 | -€86,289 | ▼ 350% |
| Income taxes67/77 | €88,481 | €35,678 | €47,277 | €1,191 | €554 | ▼ 53.5% |
| Profit (loss) for the period9904 | €199,209 | €85,537 | €118,409 | -€20,369 | -€86,843 | ▼ 326% |
| Profit (loss) for the period to be appropriated9905 | €199,209 | €85,537 | €118,409 | -€20,369 | -€86,843 | ▼ 326% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.2m | €955,645 | €861,848 | €838,014 | ▼ 2.8% |
| Fixed assets21/28 | €22,609 | €26,642 | €46,084 | €33,303 | €20,637 | ▼ 38.0% |
| Tangible fixed assets22/27 | €22,609 | €26,642 | €46,084 | €33,303 | €20,637 | ▼ 38.0% |
| Plant, machinery and equipment23 | - | - | €3,308 | €4,399 | €2,179 | ▼ 50.5% |
| Furniture and vehicles24 | €10,781 | €10,878 | €11,387 | €6,147 | €3,108 | ▼ 49.4% |
| Other tangible fixed assets26 | €11,828 | €15,764 | €31,389 | €22,756 | €15,351 | ▼ 32.5% |
| Current assets29/58 | €1.3m | €1.1m | €909,561 | €828,545 | €817,377 | ▼ 1.3% |
| Stocks and contracts in progress3 | €234,222 | €553,670 | €492,359 | €372,117 | €539,689 | ▲ 45.0% |
| Stocks30/36 | €234,222 | €219,928 | €368,324 | €363,778 | €321,032 | ▼ 11.8% |
| Contracts in progress37 | - | €333,742 | €124,035 | €8,340 | €218,657 | ▲ 2,522% |
| Amounts receivable within one year40/41 | €287,424 | €450,702 | €256,528 | €300,016 | €174,564 | ▼ 41.8% |
| Trade receivables40 | €286,861 | €263,644 | €207,901 | €249,809 | €123,978 | ▼ 50.4% |
| Other amounts receivable41 | €563 | €187,058 | €48,627 | €50,207 | €50,587 | ▲ 0.8% |
| Current investments50/53 | - | - | €4,500 | €22,527 | €40,696 | ▲ 80.7% |
| Cash at bank and in hand54/58 | €748,768 | €119,521 | €130,640 | €105,043 | €32,011 | ▼ 69.5% |
| Deferred charges and accrued income490/1 | €3,650 | €4,810 | €25,533 | €28,841 | €30,417 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.2m | €955,645 | €861,848 | €838,014 | ▼ 2.8% |
| Equity10/15 | €311,512 | €397,049 | €515,458 | €495,089 | €408,246 | ▼ 17.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €299,112 | €339,844 | €397,844 | €397,844 | €397,844 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €297,252 | €337,984 | €397,844 | €397,844 | €397,844 | = |
| Profit (loss) carried forward14 | - | €44,805 | €105,214 | €84,845 | -€1,998 | ▼ 102% |
| Amounts payable17/49 | €985,160 | €758,296 | €440,186 | €366,759 | €429,768 | ▲ 17.2% |
| Amounts payable after more than one year17 | €36,598 | €15,903 | €0 | - | - | - |
| Financial debts170/4 | €36,598 | €15,903 | €0 | - | - | - |
| Amounts payable within one year42/48 | €325,291 | €742,393 | €440,186 | €366,759 | €429,768 | ▲ 17.2% |
| Current portion of amounts payable after more than one year42 | €20,127 | €20,695 | €15,903 | €0 | - | - |
| Financial debts43 | €0 | - | - | €200,000 | €250,000 | ▲ 25.0% |
| Credit institutions430/8 | €0 | - | - | €200,000 | €250,000 | ▲ 25.0% |
| Trade debts44 | €209,171 | €251,471 | €140,898 | €96,095 | €119,904 | ▲ 24.8% |
| Suppliers440/4 | €209,171 | €251,471 | €140,898 | €96,095 | €119,904 | ▲ 24.8% |
| Advances received on contracts in progress46 | - | €359,813 | €237,432 | €0 | - | - |
| Taxes, remuneration and social security45 | €90,664 | €110,414 | €45,953 | €70,664 | €59,864 | ▼ 15.3% |
| Taxes450/3 | €82,373 | €93,240 | €29,470 | €43,980 | €32,940 | ▼ 25.1% |
| Remuneration and social security454/9 | €8,291 | €17,174 | €16,483 | €26,684 | €26,924 | ▲ 0.9% |
| Other amounts payable47/48 | €5,330 | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | €623,271 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €199,209 | €85,537 | €118,409 | -€20,369 | -€86,843 | ▼ 326% |
| + Depreciation and write-downs630 | €5,710 | €7,796 | €12,697 | €15,433 | €14,011 | ▼ 9.2% |
| Operating cash flow (approximation) | €204,919 | €93,333 | €131,106 | -€4,937 | -€72,832 | ▼ 1,375% |
| Investment in fixed assets (approximation) | - | -€11,829 | -€32,139 | -€2,652 | -€1,345 | ▲ 49.3% |
| Change in cash | - | -€629,246 | €11,119 | -€25,597 | -€73,032 | ▼ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500,000Eq €515,458 ▲29.8%
5 profitable years in a row build equity to €515,458.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €199,209 ▲162%
Operating result €292,226, net result €199,209, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.92
Current ratio from 1.40 to 3.92; short-term debt falls from €352,075 to €325,291.
31-12
Financial
Equity above €200,000Eq €311,512 ▲177%
3 profitable years in a row build equity to €311,512.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100,000Eq €112,303 ▲210%
2 profitable years in a row build equity to €112,303.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €67,131
Net result €67,131 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Ground area
833 m²
Building footprint
325 m²
Volume, LiDAR
7,021 m³
Parcel 11810K2750/00E003, Flanders · tallest building 32.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
AEBELE
since 20142.239.168.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2750/00E003 | Flanders | 833 m² | 1 · 325 m² | 32.0 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 11,000 EUR awarded · 11,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 9,000 EUR | 9,000 EUR |
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FORMA - PLUS
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GIKIMAT
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Of 2,606 companies in sector 47551 we hold annual accounts for 1,718. 1,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
71112Activities of interior architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0506698702
Also
9925:BE0506698702
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.