ADYORO
ActiveSummary
The computed 12-month bankruptcy probability of ADYORO is 1.8% (moderate). The annual accounts of ADYORO for fiscal year 2025 show a net loss of 55% of total assets and of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €39k and a net result of €-137k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 818 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-58
Solvency40▼-25
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.18 against 1.65 in 2024; short-term debt: 84.5% and cash: 65.3% of total assets), and 84.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.5%
Return on assets
-54.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
59 d early
2023
6 d early
2022
60 d early
2021
61 d early
2020
61 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-137k
2024 · €8k
Working capital
€39k▼ 77.3%
2024 · €171k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€114k▲ 197%€69k▼ 39.9%€49k▼ 28.7%€19k▼ 60.5%€-130k
Net result€90k▲ 152%€43k▼ 51.9%€29k▼ 33.7%€8k▼ 70.8%€-137k
Equity€96k▲ 1,579%€139k▲ 45.2%€168k▲ 20.7%€176k▲ 5.0%€39k▼ 78.0%
Total assets€350k▲ 60.6%€364k▲ 4.1%€436k▲ 19.8%€441k▲ 1.0%€251k▼ 43.0%
Debt€254k▲ 19.8%€225k▼ 11.4%€268k▲ 19.3%€265k▼ 1.4%€212k▼ 19.8%
Working capital€96k▲ 3,112%€139k▲ 45.2%€160k▲ 14.8%€171k▲ 7.0%€39k▼ 77.3%
Staff (FTE)11.9▲ 21.4%13.1▲ 10.1%12.9▼ 1.5%15.1▲ 17.1%9.4▼ 37.7%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €130k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €251k
Equity
€39k ▼ 78.0%
Debt
€212k ▼ 19.8%
Debt's share of the balance-sheet total rises from 60.0% to 84.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.18▼
2024 · 1.65
Debt to equity
5.47▲
2024 · 1.50
ROE
-354.0%▼
2024 · 4.8%
ROA
-54.7%▼
2024 · 1.9%
Debt ≤ 1 year
€212k▼
2024 · €265k
Income taxes
€168▼
2024 · €6k
Staff costs
€368k▼
2024 · €545k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €295k | €434k | €521k | €545k | €368k | ▼ 32.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €403 | - | €2k | €3k | - | - |
| Other operating charges640/8 | €3k | €3k | €3k | €3k | €8k | ▲ 212% |
| Gross operating margin9900 | €412k | €506k | €575k | €570k | €246k | ▼ 56.8% |
| Operating profit (loss)9901 | €114k | €69k | €49k | €19k | €-130k | ▼ 770% |
| Financial income75/76B | €3k | - | €803 | €173 | €2k | ▲ 1,002% |
| Recurring financial income75 | €3k | - | €803 | €173 | €2k | ▲ 1,002% |
| Financial charges65/66B | €5k | €3k | €5k | €5k | €9k | ▲ 85.2% |
| Recurring financial charges65 | €5k | €3k | €5k | €5k | €9k | ▲ 85.2% |
| Profit (loss) for the period before taxes9903 | €112k | €66k | €45k | €15k | €-137k | ▼ 1,044% |
| Income taxes67/77 | €22k | €22k | €16k | €6k | €168 | ▼ 97.3% |
| Profit (loss) for the period9904 | €90k | €43k | €29k | €8k | €-137k | ▼ 1,738% |
| Profit (loss) for the period to be appropriated9905 | €90k | €43k | €29k | €8k | €-137k | ▼ 1,738% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €350k | €364k | €436k | €441k | €251k | ▼ 43.0% |
| Fixed assets21/28 | €0 | - | €8k | €5k | - | - |
| Tangible fixed assets22/27 | €0 | - | €8k | €5k | - | - |
| Plant, machinery and equipment23 | €0 | - | €4k | €2k | - | - |
| Furniture and vehicles24 | - | - | €4k | €3k | - | - |
| Current assets29/58 | €350k | €364k | €428k | €435k | €251k | ▼ 42.3% |
| Stocks and contracts in progress3 | €23k | €16k | €15k | €22k | - | - |
| Stocks30/36 | €23k | €16k | €15k | €22k | - | - |
| Amounts receivable within one year40/41 | €21k | €48k | €42k | €45k | €82k | ▲ 81.2% |
| Trade receivables40 | €1k | €6k | €5k | €3k | €39k | ▲ 1,062% |
| Other amounts receivable41 | €20k | €42k | €37k | €42k | €43k | ▲ 2.2% |
| Cash at bank and in hand54/58 | €296k | €293k | €364k | €363k | €164k | ▼ 54.8% |
| Deferred charges and accrued income490/1 | €9k | €6k | €8k | €6k | €5k | ▼ 8.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €350k | €364k | €436k | €441k | €251k | ▼ 43.0% |
| Equity10/15 | €96k | €139k | €168k | €176k | €39k | ▼ 78.0% |
| Contributions10/11 | €31k | €31k | €31k | €31k | €31k | = |
| Reserves13 | €65k | €108k | €137k | €145k | €145k | = |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Distributable reserves133 | €62k | €105k | €134k | €142k | €142k | = |
| Profit (loss) carried forward14 | - | - | - | - | €-137k | - |
| Amounts payable17/49 | €254k | €225k | €268k | €265k | €212k | ▼ 19.8% |
| Amounts payable within one year42/48 | €254k | €225k | €268k | €265k | €212k | ▼ 19.8% |
| Financial debts43 | €17k | €17k | €17k | €17k | €17k | = |
| Credit institutions430/8 | €17k | €17k | €17k | €17k | €17k | = |
| Trade debts44 | €150k | €132k | €159k | €156k | €156k | ▼ 0.1% |
| Suppliers440/4 | €150k | €132k | €159k | €156k | €156k | ▼ 0.1% |
| Taxes, remuneration and social security45 | €41k | €77k | €83k | €82k | €39k | ▼ 52.6% |
| Taxes450/3 | €2k | €25k | €18k | €22k | €6k | ▼ 71.4% |
| Remuneration and social security454/9 | €38k | €52k | €65k | €60k | €32k | ▼ 45.7% |
| Other amounts payable47/48 | €47k | - | €10k | €10k | €905 | ▼ 91.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €90k | €43k | €29k | €8k | €-137k | ▼ 1,738% |
| + Depreciation and write-downs630 | €403 | - | €2k | €3k | - | - |
| Operating cash flow (approximation) | €90k | €43k | €30k | €11k | €-137k | ▼ 1,335% |
| Investment in fixed assets (approximation) | - | - | - | €0 | - | - |
| Change in cash | - | €-3k | €71k | €-1k | €-199k | ▼ 15,292% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-137k
Net result drops to €-137k, the lowest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €150kEq €168k ▲20.7%
4 profitable years in a row build equity to €168k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €139k ▲45.2%
3 profitable years in a row build equity to €139k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €90k ▲152%
Operating result €114k, net result €90k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2007
Ground area
219 m²
Building footprint
227 m²
Volume, LiDAR
4,469 m³
Parcel 52011C0178/02D000, Wallonia · tallest building 40.6 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Quick
since 20072.159.024.812
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011C0178/02D000 | Wallonia | 219 m² | 1 · 227 m² | 40.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,861 companies in sector 56112 we hold annual accounts for 9,778. 8,456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.