ADY ART
ActiveADY ART has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €15k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-18
Solvency67▲+15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.35 in 2024; short-term debt: 47.8% and cash: 6.7% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
4.2%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 16-03-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
4 d early
2023
31 d early
2022
11 d early
2021
10 d early
2020
14 d early
2019
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close16-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€434k▼ 37.1%
2019 · €689k
2019: €689k
2019 → 2020
EBIT margin
-3.9%▼ 6.4pp
2019 · 2.5%
2019: 2.5%
2019 → 2020
Net result
€15k▼ 72.4%
2024 · €53k
2019: €9k
2020: €-25k
2021: €46k
2022: €11k
2023: €20k
2024: €53k
2019 → 2025
Working capital
€86k▼ 14.5%
2024 · €101k
2019: €77k
2020: €58k
2021: €87k
2022: €65k
2023: €93k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€87k▼ 17.5%€108k▲ 23.4%€130k▲ 21.0%€145k▲ 11.1%
Operating result€60k-€23k▼ 61.7%€45k▲ 96.2%€92k▲ 104%€38k▼ 59.1%
Net result€46k-€11k▼ 75.1%€20k▲ 78.1%€53k▲ 158%€15k▼ 72.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€95k▲ 7.4%
Current assets
€252k▼ 35.3%
Equity and liabilities €346k
Equity
€145k▲ 11.1%
Debt
€201k▼ 41.9%
The debt ratio falls from 72.7% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €119k
Cash flow
€49k▼
2024 · €80k
Solvency
41.8%▲
2024 · 27.3%
Current ratio
1.52▲
2024 · 1.35
Quick ratio
1.52▲
2024 · 1.35
Debt / equity
1.39▼
2024 · 2.66
ROE
10.0%▼
2024 · 40.4%
ROA
4.2%▼
2024 · 11.0%
Interest coverage
4.65▼
2024 · 5.79
Debt
€201k▼
2024 · €347k
Debt ≤ 1 year
€165k▼
2024 · €288k
Debt > 1 year
€36k▼
2024 · €59k
Income taxes
€8k▼
2024 · €19k
Staff costs
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€477k€346k▼
Fixed assets21/28€88k€95k▲
Tangible fixed assets22/27€88k€95k▲
Plant, machinery and equipment23€1k€403▼
Furniture and vehicles24€87k€94k▲
Current assets29/58€389k€252k▼
Amounts receivable after more than one year29€8k€0▼
Other amounts receivable291€8k€0▼
Amounts receivable within one year40/41€322k€127k▼
Trade receivables40€314k€108k▼
Other amounts receivable41€9k€20k▲
Cash at bank and in hand54/58€56k€23k▼
Deferred charges and accrued income490/1€3k€101k▲
Equity and liabilities
Total equity and liabilities10/49€477k€346k▼
Equity10/15€130k€145k▲
Contributions10/11€6k€6k=
Reserves13€38k€38k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€27k€27k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€86k€100k▲
Amounts payable17/49€347k€201k▼
Amounts payable after more than one year17€59k€36k▼
Financial debts170/4€59k€36k▼
Amounts payable within one year42/48€288k€165k▼
Current portion of amounts payable after more than one year42€3k€26k▲
Financial debts43-€19k
Credit institutions430/8-€19k
Trade debts44€267k€111k▼
Suppliers440/4€267k€111k▼
Taxes, remuneration and social security45€18k€10k▼
Taxes450/3€15k€6k▼
Remuneration and social security454/9€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€35k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-943▼
Other operating charges640/8€5k€14k▲
Non-recurring operating charges66A€1k€1k▲
Gross operating margin9900€151k€111k▼
Operating profit (loss)9901€92k€38k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€21k€16k▼
Recurring financial charges65€21k€16k▼
Profit (loss) for the period before taxes9903€71k€22k▼
Income taxes67/77€19k€8k▼
Profit (loss) for the period9904€53k€15k▼
Profit (loss) for the period to be appropriated9905€53k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€100k▼
Profit (loss) brought forward from the previous period14P€73k€86k▲
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Highest result since 2019net €53k ▲158%
Operating result €92k, net result €53k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Equity above €100kEq €108k ▲23.4%
3 profitable years in a row build equity to €108k.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-08
Financial
Equity above €100kEq €106k ▲77%
Equity rises from €60k to €106k.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Weakest financial yearnet €-25k ▼386%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 211620 DrogenbosGround area
281 m²
Building footprint
77 m²
Volume, LiDAR
595 m³
Parcel 22001B0108/00A008, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ady Art
since 20112.205.005.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0108/00A008 | Flanders | 281 m² | 1 · 77 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwwerken Droogmans
BE 0737.850.789
Diepenbeek · Eq €145k
BOUWWERKEN KELCHTERMANS KRISTOF
BE 0677.907.660
Peer · Eq €145k
S.D.M.
BE 0877.971.249
Les Bons Villers · Eq €145k
MATE GROUP CONSTRUCT
BE 0765.296.940
Brussel · Eq €145k
LAMBERT CONSTRUCT
BE 0894.407.306
Viroinval · Eq €145k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 12,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2011
Fiscal year end31-08
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43990Other specialised construction activities
43999Specialised construction activities
46711Wholesale of cars and light vans (up to 3.5 tonnes)
52210Service activities incidental to land transportation
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.