AdvoTi
ActiveSummary
AdvoTi has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,062 and a net result of €7,998. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+5
Solvency88▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.97 in 2024; short-term debt: 36.3% and cash: 10.5% of total assets), and 37% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
12.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
48 d late
2024
4 d early
2023
31 d late
2022
27 d late
2021
1 d late
2020
1 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€41,062▲ 24.2%
2024 · €33,064
Total assets
€65,220▲ 5.0%
2024 · €62,131
Net result
€7,998▲ 60.4%
2024 · €4,986
Working capital
€37,006▲ 39.3%
2024 · €26,566
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,496▲ 411%€6,511▼ 71.1%€12,705▲ 95.1%€8,918▼ 29.8%€12,947▲ 45.2%
Net result€14,744within the sector's middle half▲ 482%€2,938below the sector's middle half▼ 80.1%€7,348below the sector's middle half▲ 150%€4,986below the sector's middle half▼ 32.1%€7,998below the sector's middle half▲ 60.4%
Equity€17,792below the sector's middle half▲ 484%€20,730below the sector's middle half▲ 16.5%€28,078below the sector's middle half▲ 35.4%€33,064below the sector's middle half▲ 17.8%€41,062within the sector's middle half▲ 24.2%
Total assets€47,654below the sector's middle half▲ 52.7%€52,095below the sector's middle half▲ 9.3%€59,368below the sector's middle half▲ 14.0%€62,131below the sector's middle half▲ 4.7%€65,220below the sector's middle half▲ 5.0%
Debt€29,862▲ 6.0%€31,366▲ 5.0%€31,291▼ 0.2%€29,067▼ 7.1%€24,158▼ 16.9%
Working capital€12,271within the sector's middle half€15,005within the sector's middle half▲ 22.3%€20,979within the sector's middle half▲ 39.8%€26,566within the sector's middle half▲ 26.6%€37,006within the sector's middle half▲ 39.3%
Solvency37.3%within the sector's middle half▲ 27.6pp39.8%within the sector's middle half▲ 2.5pp47.3%within the sector's middle half▲ 7.5pp53.2%within the sector's middle half▲ 5.9pp63.0%within the sector's middle half▲ 9.7pp
Current ratio1.66within the sector's middle half▲ 0.781.71within the sector's middle half▲ 0.051.80within the sector's middle half▲ 0.081.97within the sector's middle half▲ 0.182.56within the sector's middle half▲ 0.59
Return on assets (ROA)30.9%above the sector's middle half▲ 22.8pp5.6%within the sector's middle half▼ 25.3pp12.4%within the sector's middle half▲ 6.7pp8.0%within the sector's middle half▼ 4.4pp12.3%within the sector's middle half▲ 4.2pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,220
Fixed assets
€4,520 ▼ 45.6%
Current assets
€60,700 ▲ 12.8%
Equity and liabilities €65,220
Equity
€41,062 ▲ 24.2%
Debt
€24,158 ▼ 16.9%
Debt's share of the balance-sheet total falls from 46.8% to 37.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16,733▲
2024 · €12,703
Cash flow
€11,784▲
2024 · €8,772
Debt to equity
0.59▼
2024 · 0.88
ROE
19.5%▲
2024 · 15.1%
Interest coverage
46.36▲
2024 · 38.23
Debt ≤ 1 year
€23,694▼
2024 · €27,260
Income taxes
€4,602▲
2024 · €3,538
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,532 | €3,787 | €3,958 | €3,786 | €3,786 | = |
| Other operating charges640/8 | €1,190 | €825 | €1,390 | €1,101 | €1,022 | ▼ 7.2% |
| Gross operating margin9900 | €27,217 | €11,123 | €18,054 | €13,805 | €17,755 | ▲ 28.6% |
| Operating profit (loss)9901 | €22,496 | €6,511 | €12,705 | €8,918 | €12,947 | ▲ 45.2% |
| Financial income75/76B | €5 | - | €15 | - | €14 | - |
| Recurring financial income75 | €5 | - | €15 | - | €14 | - |
| Financial charges65/66B | €385 | €394 | €384 | €393 | €361 | ▼ 8.1% |
| Recurring financial charges65 | €385 | €394 | €384 | €332 | €361 | ▲ 8.6% |
| Non-recurring financial charges66B | - | - | - | €61 | - | - |
| Profit (loss) for the period before taxes9903 | €22,115 | €6,117 | €12,337 | €8,525 | €12,600 | ▲ 47.8% |
| Income taxes67/77 | €7,372 | €3,179 | €4,988 | €3,538 | €4,602 | ▲ 30.1% |
| Profit (loss) for the period9904 | €14,744 | €2,938 | €7,348 | €4,986 | €7,998 | ▲ 60.4% |
| Profit (loss) for the period to be appropriated9905 | €14,744 | €2,938 | €7,348 | €4,986 | €7,998 | ▲ 60.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,654 | €52,095 | €59,368 | €62,131 | €65,220 | ▲ 5.0% |
| Fixed assets21/28 | €16,827 | €16,050 | €12,092 | €8,306 | €4,520 | ▼ 45.6% |
| Intangible fixed assets21 | €15,000 | €12,000 | €9,000 | €6,000 | €3,000 | ▼ 50.0% |
| Tangible fixed assets22/27 | €1,827 | €4,050 | €3,092 | €2,306 | €1,520 | ▼ 34.1% |
| Furniture and vehicles24 | €1,827 | €4,050 | €3,092 | €2,306 | €1,520 | ▼ 34.1% |
| Current assets29/58 | €30,827 | €36,045 | €47,277 | €53,826 | €60,700 | ▲ 12.8% |
| Amounts receivable after more than one year29 | €13,930 | €28,430 | €13,930 | €13,930 | €13,930 | = |
| Other amounts receivable291 | €13,930 | €28,430 | €13,930 | €13,930 | €13,930 | = |
| Amounts receivable within one year40/41 | €852 | - | €30,554 | €39,385 | €39,915 | ▲ 1.3% |
| Trade receivables40 | €852 | - | €5,204 | €5,170 | - | - |
| Other amounts receivable41 | - | - | €25,350 | €34,215 | €39,915 | ▲ 16.7% |
| Cash at bank and in hand54/58 | €16,045 | €7,615 | €1,662 | €124 | €6,855 | ▲ 5,445% |
| Deferred charges and accrued income490/1 | - | - | €1,130 | €387 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,654 | €52,095 | €59,368 | €62,131 | €65,220 | ▲ 5.0% |
| Equity10/15 | €17,792 | €20,730 | €28,078 | €33,064 | €41,062 | ▲ 24.2% |
| Contributions10/11 | €14,920 | €14,920 | €14,920 | €14,920 | €14,920 | = |
| Reserves13 | €14,000 | €14,000 | €21,000 | €21,000 | €28,800 | ▲ 37.1% |
| Distributable reserves133 | €14,000 | €14,000 | €21,000 | €21,000 | €28,800 | ▲ 37.1% |
| Profit (loss) carried forward14 | -€11,128 | -€8,190 | -€7,842 | -€2,856 | -€2,658 | ▲ 6.9% |
| Amounts payable17/49 | €29,862 | €31,366 | €31,291 | €29,067 | €24,158 | ▼ 16.9% |
| Amounts payable after more than one year17 | €11,088 | €7,988 | €4,834 | €1,625 | - | - |
| Financial debts170/4 | €11,088 | €7,988 | €4,834 | €1,625 | - | - |
| Amounts payable within one year42/48 | €18,557 | €21,040 | €26,298 | €27,260 | €23,694 | ▼ 13.1% |
| Current portion of amounts payable after more than one year42 | €3,048 | €3,101 | €3,154 | €3,209 | €1,625 | ▼ 49.4% |
| Trade debts44 | €2,239 | €2,865 | €3,115 | €3,694 | €1,836 | ▼ 50.3% |
| Suppliers440/4 | €2,239 | €1,292 | €3,115 | €3,694 | €1,836 | ▼ 50.3% |
| Bills of exchange payable441 | - | €1,573 | - | - | - | - |
| Taxes, remuneration and social security45 | €10,427 | €12,190 | €12,726 | €13,772 | €15,514 | ▲ 12.7% |
| Taxes450/3 | €10,427 | €12,190 | €12,726 | €13,772 | €12,807 | ▼ 7.0% |
| Remuneration and social security454/9 | - | - | - | - | €2,708 | - |
| Other amounts payable47/48 | €2,843 | €2,884 | €7,304 | €6,586 | €4,719 | ▼ 28.3% |
| Accrued charges and deferred income492/3 | €217 | €2,338 | €159 | €182 | €464 | ▲ 154% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,744 | €2,938 | €7,348 | €4,986 | €7,998 | ▲ 60.4% |
| + Depreciation and write-downs630 | €3,532 | €3,787 | €3,958 | €3,786 | €3,786 | = |
| Operating cash flow (approximation) | €18,275 | €6,725 | €11,307 | €8,772 | €11,784 | ▲ 34.3% |
| Investment in fixed assets (approximation) | - | -€3,010 | €0 | €0 | €0 | - |
| Change in cash | - | -€8,430 | -€5,953 | -€1,539 | €6,732 | ▲ 538% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €14,744 ▲482%
Operating result €22,496, net result €14,744, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-12
Financial
Back to profitnet €2,533
Net result €2,533 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2016
Ground area
1,157 m²
Building footprint
206 m²
Volume, LiDAR
922 m³
Parcel 41057A0590/00B002, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AdvoTi
since 20162.253.752.933
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41057A0590/00B002 | Flanders | 1,157 m² | 1 · 206 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 937 EUR awarded · 937 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 162 EUR | 162 EUR |
| 2024 | 1 | 322 EUR | 322 EUR |
| 2023 | 1 | 243 EUR | 243 EUR |
| 2022 | 1 | 210 EUR | 210 EUR |
Similar companies · same sector, comparable size
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Advocatenkantoor Lieven PLUYM
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E.Legal
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Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 7,033 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Contact
E-mail
timmermansels@hotmail.com
Phone
0476/65.28.08
Fax
054/58.76.26
E-invoicing
Reachable via Peppol
Peppol ID
0208:0656560039
Also
9925:BE0656560039
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.