ADVOMA
ActiveSummary
ADVOMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €5k. Its solvency ranks better than 60% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency91▲+5
Growth52
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.57 in 2024; short-term debt: 34.2% and cash: 75.1% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 16.0%
2024 · €27k
2024: €27k
2024 → 2025
Total assets
€48k▲ 7.8%
2024 · €44k
2024: €44k
2024 → 2025
Net result
€5k▼ 80.1%
2024 · €26k
2024: €26k
2024 → 2025
Working capital
€28k▲ 3.3%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€27k-€31k▲ 16.0%
Operating result€34k-€6k▼ 80.9%
Net result€26k-€5k▼ 80.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€3k
Current assets
€44k
Equity and liabilities €48k
Equity
€31k ▲ 16.0%
Debt
€16k ▼ 5.2%
Debt's share of the balance-sheet total falls from 38.9% to 34.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Current ratio
2.71▲
2024 · 2.57
Debt to equity
0.52▼
2024 · 0.64
ROE
16.4%▼
2024 · 95.7%
ROA
10.8%▼
2024 · 58.5%
Interest coverage
16.21
Debt ≤ 1 year
€16k▼
2024 · €17k
Income taxes
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€48k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€1k
Current assets29/58€44k€44k=
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€8k€8k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€31k€36k▲
Deferred charges and accrued income490/1€312€773▲
Equity and liabilities
Total equity and liabilities10/49€44k€48k▲
Equity10/15€27k€31k▲
Contributions10/11€2k€2k=
Reserves13€25k€29k▲
Distributable reserves133€25k€29k▲
Amounts payable17/49€17k€16k▼
Amounts payable within one year42/48€17k€16k▼
Trade debts44-€275
Suppliers440/4-€275
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€14k€12k▼
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€349
Other operating charges640/8€972€544▼
Gross operating margin9900€35k€7k▼
Operating profit (loss)9901€34k€6k▼
Financial income75/76B-€173
Recurring financial income75-€173
Financial charges65/66B€308€419▲
Recurring financial charges65€308€419▲
Profit (loss) for the period before taxes9903€33k€6k▼
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€26k€5k▼
Profit (loss) for the period to be appropriated9905€26k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€5k▼
Transfer to equity691/2€25k€4k▼
To other reserves6921€25k€4k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Axeldreef 1A9810 Nazareth-De PinteGround area
2,033 m²
Building footprint
263 m²
Volume, LiDAR
711 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
's Gravenstraat 128, 9810 Nazareth
since 20232.353.494.766
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0426/00D000 | Flanders | 1,208 m² | 1 · 137 m² | - |
| 44048B0448/00G000 | Flanders | 825 m² | 1 · 126 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 228 EUR awarded · 162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 45 EUR | 45 EUR |
| 2024 | 1 | 183 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,726 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.