ADVOBEM
ActiveSummary
ADVOBEM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,852 and a net result of €27,537. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+13
Solvency91▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.75 against 2.53 in 2024; short-term debt: 32.2% and cash: 24.9% of total assets), and 33.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
45 d early
2023
8 d early
2022
32 d early
2021
40 d early
2020
16 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€80,852▲ 51.6%
2024 · €53,315
Total assets
€121,998▲ 39.8%
2024 · €87,284
Net result
€27,537▲ 163%
2024 · €10,474
Working capital
€68,935▲ 40.8%
2024 · €48,968
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€911▲ 88.3%€3,946€10,943▲ 177%€18,560▲ 69.6%€40,598▲ 119%
Net result-€2,834below the sector's middle half▲ 68.1%-€524below the sector's middle half▲ 81.5%€5,311below the sector's middle half€10,474within the sector's middle half▲ 97.2%€27,537within the sector's middle half▲ 163%
Equity€38,055within the sector's middle half▼ 6.9%€37,531within the sector's middle half▼ 1.4%€42,841within the sector's middle half▲ 14.2%€53,315within the sector's middle half▲ 24.4%€80,852within the sector's middle half▲ 51.6%
Total assets€81,822below the sector's middle half▲ 0.4%€85,260below the sector's middle half▲ 4.2%€77,916below the sector's middle half▼ 8.6%€87,284below the sector's middle half▲ 12.0%€121,998within the sector's middle half▲ 39.8%
Debt€43,767▲ 7.7%€47,730▲ 9.1%€35,074▼ 26.5%€33,968▼ 3.2%€41,145▲ 21.1%
Working capital€23,442within the sector's middle half▲ 37.1%€27,328within the sector's middle half▲ 16.6%€35,768within the sector's middle half▲ 30.9%€48,968within the sector's middle half▲ 36.9%€68,935within the sector's middle half▲ 40.8%
Solvency46.5%within the sector's middle half▼ 3.6pp44.0%within the sector's middle half▼ 2.5pp55.0%within the sector's middle half▲ 11.0pp61.1%within the sector's middle half▲ 6.1pp66.3%within the sector's middle half▲ 5.2pp
Current ratio1.55within the sector's middle half▲ 0.121.59within the sector's middle half▲ 0.042.07within the sector's middle half▲ 0.482.53within the sector's middle half▲ 0.462.75within the sector's middle half▲ 0.23
Return on assets (ROA)-3.5%below the sector's middle half▲ 7.4pp-0.6%below the sector's middle half▲ 2.8pp6.8%within the sector's middle half▲ 7.4pp12.0%within the sector's middle half▲ 5.2pp22.6%within the sector's middle half▲ 10.6pp
Staff (FTE)0.91▲ 11.1%0.4▼ 60.0%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121,998
Fixed assets
€13,778 ▲ 119%
Current assets
€108,220 ▲ 33.6%
Equity and liabilities €121,998
Equity
€80,852 ▲ 51.6%
Debt
€41,145 ▲ 21.1%
Debt's share of the balance-sheet total falls from 38.9% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44,166▲
2024 · €20,867
Cash flow
€31,105▲
2024 · €12,781
Debt to equity
0.51▼
2024 · 0.64
ROE
34.1%▲
2024 · 19.6%
Interest coverage
14.88▲
2024 · 7.64
Debt ≤ 1 year
€39,285▲
2024 · €32,027
Income taxes
€12,761▲
2024 · €5,355
Staff costs
€0▼
2024 · €11,799
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €14,276 | €16,186 | €16,521 | €11,799 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,493 | €4,228 | €3,074 | €2,307 | €3,568 | ▲ 54.7% |
| Other operating charges640/8 | €5,079 | €2,488 | €2,015 | €1,774 | €1,739 | ▼ 1.9% |
| Gross operating margin9900 | €22,937 | €26,848 | €32,553 | €34,441 | €45,906 | ▲ 33.3% |
| Operating profit (loss)9901 | -€911 | €3,946 | €10,943 | €18,560 | €40,598 | ▲ 119% |
| Financial income75/76B | €0 | €0 | €604 | €2 | €2,669 | ▲ 162,663% |
| Recurring financial income75 | €0 | €0 | €604 | €2 | €2,669 | ▲ 162,663% |
| Financial charges65/66B | €1,651 | €2,612 | €2,690 | €2,733 | €2,969 | ▲ 8.6% |
| Recurring financial charges65 | €1,651 | €2,612 | €2,690 | €2,733 | €2,969 | ▲ 8.6% |
| Profit (loss) for the period before taxes9903 | -€2,561 | €1,335 | €8,857 | €15,829 | €40,298 | ▲ 155% |
| Income taxes67/77 | €273 | €1,859 | €3,546 | €5,355 | €12,761 | ▲ 138% |
| Profit (loss) for the period9904 | -€2,834 | -€524 | €5,311 | €10,474 | €27,537 | ▲ 163% |
| Profit (loss) for the period to be appropriated9905 | -€2,834 | -€524 | €5,311 | €10,474 | €27,537 | ▲ 163% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81,822 | €85,260 | €77,916 | €87,284 | €121,998 | ▲ 39.8% |
| Fixed assets21/28 | €15,898 | €11,670 | €8,596 | €6,288 | €13,778 | ▲ 119% |
| Intangible fixed assets21 | €7,165 | €5,919 | €4,673 | €3,427 | €2,181 | ▼ 36.4% |
| Tangible fixed assets22/27 | €8,733 | €5,751 | €3,923 | €2,862 | €11,597 | ▲ 305% |
| Plant, machinery and equipment23 | €1,315 | €631 | €163 | €0 | - | - |
| Furniture and vehicles24 | €2,790 | €1,228 | €604 | €443 | €9,916 | ▲ 2,137% |
| Other tangible fixed assets26 | €4,628 | €3,892 | €3,155 | €2,418 | €1,682 | ▼ 30.5% |
| Current assets29/58 | €65,924 | €73,591 | €69,320 | €80,995 | €108,220 | ▲ 33.6% |
| Amounts receivable within one year40/41 | €20,911 | €8,598 | €10,161 | €5,282 | €585 | ▼ 88.9% |
| Trade receivables40 | €15,679 | €5,730 | €8,565 | €4,183 | €585 | ▼ 86.0% |
| Other amounts receivable41 | €5,232 | €2,868 | €1,595 | €1,099 | €0 | ▼ 100% |
| Current investments50/53 | - | - | €40,000 | €40,000 | €71,549 | ▲ 78.9% |
| Cash at bank and in hand54/58 | €40,246 | €54,605 | €15,025 | €30,630 | €30,385 | ▼ 0.8% |
| Deferred charges and accrued income490/1 | €4,767 | €10,387 | €4,135 | €5,084 | €5,701 | ▲ 12.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81,822 | €85,260 | €77,916 | €87,284 | €121,998 | ▲ 39.8% |
| Equity10/15 | €38,055 | €37,531 | €42,841 | €53,315 | €80,852 | ▲ 51.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €31,175 | €31,175 | €31,175 | €34,715 | €62,252 | ▲ 79.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €29,315 | €29,315 | €31,175 | €34,715 | €62,252 | ▲ 79.3% |
| Profit (loss) carried forward14 | -€11,720 | -€12,244 | -€6,933 | €0 | - | - |
| Amounts payable17/49 | €43,767 | €47,730 | €35,074 | €33,968 | €41,145 | ▲ 21.1% |
| Amounts payable within one year42/48 | €42,482 | €46,263 | €33,552 | €32,027 | €39,285 | ▲ 22.7% |
| Trade debts44 | €2,717 | €1,627 | €1,978 | €2,225 | €2,217 | ▼ 0.3% |
| Suppliers440/4 | €2,717 | €1,627 | €1,978 | €2,225 | €2,217 | ▼ 0.3% |
| Advances received on contracts in progress46 | - | - | €1,454 | €0 | - | - |
| Taxes, remuneration and social security45 | €2,148 | €1,988 | €4,256 | €1,434 | €7,404 | ▲ 416% |
| Taxes450/3 | €119 | €312 | €1,924 | €1,434 | €7,404 | ▲ 416% |
| Remuneration and social security454/9 | €2,029 | €1,676 | €2,331 | €0 | - | - |
| Other amounts payable47/48 | €37,616 | €42,648 | €25,864 | €28,368 | €29,663 | ▲ 4.6% |
| Accrued charges and deferred income492/3 | €1,286 | €1,467 | €1,522 | €1,942 | €1,861 | ▼ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,834 | -€524 | €5,311 | €10,474 | €27,537 | ▲ 163% |
| + Depreciation and write-downs630 | €4,493 | €4,228 | €3,074 | €2,307 | €3,568 | ▲ 54.7% |
| Operating cash flow (approximation) | €1,659 | €3,704 | €8,385 | €12,781 | €31,105 | ▲ 143% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€11,058 | - |
| Change in cash | - | €14,359 | -€39,581 | €15,605 | -€244 | ▼ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €27,537 ▲163%
Operating result €40,598, net result €27,537, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5,311
Net result €5,311 after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€8,886
Net result drops to -€8,886, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2018
Ground area
1,251 m²
Building footprint
259 m²
Volume, LiDAR
1,632 m³
Parcel 13376G0355/00P000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Dr.-Peetersstraat 62, 2440 Geel
since 20182.271.124.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0355/00P000 | Flanders | 1,251 m² | 1 · 259 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 90 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 210 EUR |
| 2022 | 1 | 90 EUR | 90 EUR |
Similar companies · same sector, comparable size
Michiel Kiekens Advocaat
BE 1005.479.729
Deinze · Eq €80,841
Ryckeboer Legal
BE 0803.024.297
Sint-Agatha-Berchem · Eq €80,807
GLORIEUS LAW
BE 0702.895.454
Grimbergen · Eq €80,767
M RPST
BE 0776.452.534
Kortrijk · Eq €80,961
Virginie DEMOULIN - Avocat
BE 0776.676.129
Baelen · Eq €80,723
Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 7,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686897283
Also
9925:BE0686897283
Registered
24-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.