ADVISTA
ActiveADVISTA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €99k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.82 in 2024), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
22%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
32 d early
2023
19 d late
2022
31 d early
2021
6 d early
2020
27 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€251k▲ 13.1%
2024 · €222k
2018: €38k
2019: €79k
2020: €104k
2021: €93k
2022: €131k
2023: €202k
2024: €222k
2018 → 2025
Total assets
€450k▼ 6.8%
2024 · €483k
2018: €86k
2019: €158k
2020: €188k
2021: €204k
2022: €279k
2023: €368k
2024: €483k
2018 → 2025
Net result
€99k▲ 63.1%
2024 · €61k
2018: €20k
2019: €41k
2020: €25k
2021: €69k
2022: €61k
2023: €117k
2024: €61k
2018 → 2025
Working capital
€244k▲ 13.9%
2024 · €214k
2018: €36k
2019: €61k
2020: €87k
2021: €81k
2022: €116k
2023: €188k
2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€131k▲ 40.1%€202k▲ 54.7%€222k▲ 10.0%€251k▲ 13.1%
Operating result€90k-€82k▼ 8.3%€159k▲ 93.2%€82k▼ 48.6%€141k▲ 72.1%
Net result€69k-€61k▼ 10.9%€117k▲ 91.0%€61k▼ 48.0%€99k▲ 63.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450k
Fixed assets
€8k▼ 8.5%
Current assets
€443k▼ 6.8%
Equity and liabilities €450k
Equity
€251k▲ 13.1%
Debt
€199k▼ 23.7%
The debt ratio falls from 54.0% to 44.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€149k▲
2024 · €88k
Cash flow
€107k▲
2024 · €67k
Solvency
55.8%▲
2024 · 46.0%
Current ratio
2.22▲
2024 · 1.82
Quick ratio
2.22▲
2024 · 1.82
Debt / equity
0.79▼
2024 · 1.17
ROE
39.5%▲
2024 · 27.4%
ROA
22.0%▲
2024 · 12.6%
Interest coverage
103.25▼
2024 · 149.26
Debt
€199k▼
2024 · €261k
Debt ≤ 1 year
€199k▼
2024 · €261k
Income taxes
€40k▲
2024 · €20k
Staff costs
€413k▲
2024 · €406k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€483k€450k▼
Fixed assets21/28€8k€8k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€6k€1k▼
Financial fixed assets28€470€470=
Current assets29/58€475k€443k▼
Amounts receivable within one year40/41€222k€170k▼
Trade receivables40€219k€134k▼
Other amounts receivable41€3k€37k▲
Cash at bank and in hand54/58€221k€268k▲
Deferred charges and accrued income490/1€32k€4k▼
Equity and liabilities
Total equity and liabilities10/49€483k€450k▼
Equity10/15€222k€251k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€202k€231k▲
Amounts payable17/49€261k€199k▼
Amounts payable within one year42/48€261k€199k▼
Trade debts44€52k€18k▼
Suppliers440/4€52k€18k▼
Taxes, remuneration and social security45€124k€63k▼
Taxes450/3€49k€845▼
Remuneration and social security454/9€75k€62k▼
Other amounts payable47/48€85k€118k▲
Income statement
Code20242025
Remuneration, social security and pensions62€406k€413k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€5k€598▼
Gross operating margin9900€499k€562k▲
Operating profit (loss)9901€82k€141k▲
Financial income75/76B€78€0▼
Recurring financial income75€78€0▼
Financial charges65/66B€590€1k▲
Recurring financial charges65€590€1k▲
Profit (loss) for the period before taxes9903€81k€139k▲
Income taxes67/77€20k€40k▲
Profit (loss) for the period9904€61k€99k▲
Profit (loss) for the period to be appropriated9905€61k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€242k€301k▲
Profit (loss) brought forward from the previous period14P€182k€202k▲
Profit to be distributed694/7€41k€70k▲
Return on contributions (dividend)694€20k€45k▲
Employees696€20k€25k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €117k ▲91%
Operating result €159k, net result €117k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲54.7%
6 profitable years in a row build equity to €202k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €131k ▲40.1%
5 profitable years in a row build equity to €131k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €104k ▲32%
3 profitable years in a row build equity to €104k.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Cyclotron 61348 Ottignies-Louvain-la-NeuveGround area
4.0 ha
Building footprint
1.2 ha
Volume, LiDAR
100,446 m³
Parcel 25386B0152/00N000, Wallonia · tallest building 34.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVISTA
since 20172.270.592.529
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0152/00N000 | Wallonia | 4.0 ha | 1 · 1.2 ha | 34.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L&H CONSULT
BE 0662.623.727
Thuin · Eq €251k
ECONOMIC AND PUBLIC POLICY CONSULTANCY
BE 0806.467.205
Elsene · Eq €251k
APEX SOLUTIONS
BE 0749.662.025
Wuustwezel · Eq €251k
IMC DONCEEL
BE 0884.407.396
Liège · Eq €251k
SOFTOMAR
BE 0465.686.706
Kapellen · Eq €251k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.