Equity
€96,818 ▲ 2.7%
Adviska paid out €17,647 in dividends. That is 88% of the 2025 profit.
Adviska
Lifetime
4 annual accounts with figures on one time axispeak €70,402 (2023)
€40,279▼ 4.5%
peak €39,874 (2023)
€20,152▲ 3.9%
peak €96,818 (2025)
€96,818▲ 2.7%
€22,502▲ 42.0%
Board1 name since 2022
1 directorDe Kaey Lieve
Documentsfilings and deeds
27-04-202695 days before the deadline
2025micro format
Dividend €17,647Debts from €15,846 to €22,502
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 70% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.2%● unchanged vs 08-2025highest value
10-2025: 0.2%● unchanged vs 09-2025highest value
11-2025: 0.1%▼ -0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 5.11, cash €48,994
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Equity €96,818 (81.1% of total assets)
Figures for financial year 2025 (filed on 27-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 86% of them on solvency, 86% on liquidity, 60% on profitability and 48% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Adviska has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Adviska itself is lower: < 0.1% within 12 months. It rests on far more data about Adviska than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Adviska. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.11 (5.95 in 2024), above the usual 1.5. Short-term debt is 18.9% and cash 41.1% of total assets. 18.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
95 days early
2024
on the day
2023
14 days late
2022
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 13 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DK
De Kaey Lieve
Director
- DE KAEY Lieve founderdeed of 24-02-2022
Recent changes
Registered office moved from Beveren-Waas to Beveren
New registered office: Marcel Van der Aastraat 26, 9120 Beveren · Previous registered office: Hendrik Consciencestraat 72, 9120 Beveren-Waas · Board meeting of 18-03-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782480390
Incorporation
Founder: DE KAEY Lieve · published on 24-02-2022 · Gazette deed
First establishment
Marcel Van der Aastraat 26, Beveren-Kruibeke-Zwijndrecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Adviska Beveren-Kruibeke-Zwijndrecht | €119,320 | €40,279 | 81.1% | - |
| Boost!Hr & More Genk | €112,112 | €49,494 | 86.0% | - |
| K-DR Lochristi | €112,790 | €51,459 | 30.5% | - |
| DE TREFLE Erpe-Mere | €135,892 | €56,508 | 92.3% | - |
| A Bookish Journey Ninove | €170,041 | €47,895 | 86.5% | - |
| ILLI-CONSULT Haaltert | €147,716 | €56,636 | 73.4% | - |
| KBSW CONSULTING Ronse | €163,133 | €47,421 | 57.6% | - |
These companies have the same main activity as Adviska: other information service activities (NACE 63920). They are comparable in size and age: total assets between €112,000 and €170,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 22-02-2022Normal situation
- Activity
- Other information service activitiesNACE 63920
- Establishment unit
- 2.328.287.4369120 Beveren-Kruibeke-Zwijndrecht, since 22-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €119,320▲ 8.3%
- Filing
- Filed on 27-04-2026, 95 days before the end of the filing period
Insights on Adviska
Adviska files the micro format. That format states no turnover. The gross margin fell from €44,994 in 2022 to €40,279 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Adviska
- What is the company number of Adviska?
- The company number of Adviska is 0782.480.390. The VAT number is the same number with BE in front: BE 0782.480.390.
- Where is Adviska based?
- The registered office is at Marcel Van der Aastraat 26, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does Adviska do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of Adviska?
- Adviska is a private limited company (BV).
- When was Adviska founded?
- Adviska was founded on 22-02-2022.
- Is Adviska still active?
- Yes, Adviska is an active enterprise in the KBO register.
- What is the turnover of Adviska?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €40,279 and 2,934 comparable companies of the same size. It probably lies between €97,000 and €290,000. It is a rough estimate.Financials
- Is Adviska profitable?
- In financial year 2025, Adviska made a profit of €20,152.
- Where can I find the annual accounts of Adviska?
- Adviska filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Adviska due?
- Adviska must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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