ADVISABELLA
ActiveADVISABELLA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €-2k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 17.34 against 15.13 in 2024; short-term debt: 5.8% and cash: 18.3% of total assets), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
86 d early
2024
30 d early
2023
62 d early
2022
62 d early
2021
51 d early
2020
96 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▼ 1.1%
2024 · €142k
2019: €21k
2020: €64k
2021: €132k
2022: €121k
2023: €143k
2024: €142k
2019 → 2025
Total assets
€150k▼ 2.0%
2024 · €153k
2019: €56k
2020: €103k
2021: €151k
2022: €136k
2023: €151k
2024: €153k
2019 → 2025
Net result
€-2k▼ 179%
2024 · €-570
2019: €11k
2020: €61k
2021: €67k
2022: €12k
2023: €22k
2024: €-570
2019 → 2025
Working capital
€141k▼ 1.1%
2024 · €142k
2019: €12k
2020: €54k
2021: €119k
2022: €113k
2023: €143k
2024: €142k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€121k▼ 8.3%€143k▲ 18.5%€142k▼ 0.4%€141k▼ 1.1%
Operating result€89k-€19k▼ 78.4%€34k▲ 77.1%€-2k€-3k▼ 58.2%
Net result€67k-€12k▼ 82.2%€22k▲ 86.0%€-570€-2k▼ 179%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €150k
Equity
€141k▼ 1.1%
Debt
€9k▼ 14.5%
The debt ratio falls from 6.6% to 5.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-2k
Cash flow
€-2k▼
2024 · €-382
Solvency
94.2%▲
2024 · 93.4%
Current ratio
17.34▲
2024 · 15.13
Quick ratio
17.34▲
2024 · 15.13
Debt / equity
0.06▼
2024 · 0.07
ROE
-1.1%▼
2024 · -0.4%
ROA
-1.1%▼
2024 · -0.4%
Interest coverage
-26.59▼
2024 · -25.19
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€209▲
2024 · €147
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€150k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Current assets29/58€153k€150k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€406€415▲
Other amounts receivable41€1k€2k▲
Current investments50/53€117k€118k▲
Cash at bank and in hand54/58€32k€27k▼
Deferred charges and accrued income490/1€741€1k▲
Equity and liabilities
Total equity and liabilities10/49€153k€150k▼
Equity10/15€142k€141k▼
Contributions10/11€19k€19k=
Reserves13€82k€82k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€42k€40k▼
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€188€0▼
Other operating charges640/8€826€1k▲
Gross operating margin9900€-872€-2k▼
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€67€112▲
Recurring financial charges65€67€112▲
Profit (loss) for the period before taxes9903€-423€-1k▼
Income taxes67/77€147€209▲
Profit (loss) for the period9904€-570€-2k▼
Profit (loss) for the period to be appropriated9905€-570€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€40k▼
Profit (loss) brought forward from the previous period14P€42k€42k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 19.21
Current ratio from 8.26 to 19.21; short-term debt falls from €16k to €8k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €67k ▲9.9%
Operating result €89k, net result €67k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.34
Current ratio from 2.85 to 8.34; short-term debt falls from €29k to €16k.
31-12
Financial
Equity above €100kEq €132k ▲105%
3 profitable years in a row build equity to €132k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arbeidsstraat 252500 LierGround area
5,122 m²
Building footprint
613 m²
Volume, LiDAR
6,862 m³
Parcel 12392A0527/00B002, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ADVISABELLA
since 20192.287.562.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0527/00B002 | Flanders | 5,122 m² | 1 · 613 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MB mngt & innovation consulting
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.