ADVIFIN

Active Risk: not assessed

Private limited company (pre-2019)founded 2009active for 17 yearsHoutblookstraat 17, 3600 Genk, BelgiumKBO/BCE: BE 0819.631.093

Summary

ADVIFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €308,182 and a net result of -€4,005. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 93% of 3,019 sector peers (NACE 66, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

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ADVIFINActive

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Activity

Agents and brokers in banking services

NACE 66191

1 site

Size

€331,699total assets 2025

Staff: 0.3 FTE
Equity: €308,182
Loss: -€4,005

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Holdings: 1

Accounts filed 27 days late2 of 6 deeds read

SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

27 days late

2024

35 days early

2023

33 days early

2022

38 days early

2021

3 days early

2020

31 days late

2019

60 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

20-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€4,005
31-12-2025 Liquidity more than doubledcurrent ratio 13.78

Key points

Caution: From profit to loss in 2025after €173,776 in 2024 -€4,005 View
Caution: Among the weakest 14% on net resultsector median €32,539 · 3,020 companies -€4,005 View
Total assets 20256 financial years filed €331,699 View