ADVIES & MANAGEMENT
ActiveSummary
ADVIES & MANAGEMENT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487k and a net result of €58k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 7.77 against 6.11 in 2024; short-term debt: 8.4% and cash: 30.4% of total assets), and 9.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
10.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
60 d early
2023
42 d early
2022
56 d early
2021
61 d early
2020
61 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€487k▲ 6.1%
2024 · €459k
2019: €219k
2020: €236k
2021: €236k
2022: €246k
2023: €361k
2024: €459k
2019 → 2025
Total assets
€540k▲ 1.4%
2024 · €533k
2019: €312k
2020: €304k
2021: €323k
2022: €351k
2023: €535k
2024: €533k
2019 → 2025
Net result
€58k▼ 43.8%
2024 · €104k
2019: €16k
2020: €17k
2021: €32k
2022: €15k
2023: €151k
2024: €104k
2019 → 2025
Working capital
€307k▲ 15.8%
2024 · €265k
2019: €146k
2020: €177k
2021: €159k
2022: €87k
2023: €175k
2024: €265k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€236k-€246k▲ 4.3%€361k▲ 46.6%€459k▲ 27.3%€487k▲ 6.1%
Operating result€44k-€21k▼ 52.9%€198k▲ 862%€130k▼ 34.5%€73k▼ 43.9%
Net result€32k-€15k▼ 53.3%€151k▲ 894%€104k▼ 31.3%€58k▼ 43.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets
€188k ▼ 13.0%
Current assets
€352k ▲ 11.2%
Equity and liabilities €540k
Equity
€487k ▲ 6.1%
Debt
€53k ▼ 28.1%
Debt's share of the balance-sheet total falls from 13.8% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158k▼
2024 · €195k
Cash flow
€143k▼
2024 · €168k
Current ratio
7.77▲
2024 · 6.11
Debt to equity
0.11▼
2024 · 0.16
ROE
11.9%▼
2024 · 22.6%
ROA
10.8%▼
2024 · 19.4%
Interest coverage
100.87▲
2024 · 98.05
Debt ≤ 1 year
€45k▼
2024 · €52k
Debt > 1 year
€7k▼
2024 · €21k
Income taxes
€18k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€533k€540k▲
Fixed assets21/28€216k€188k▼
Tangible fixed assets22/27€213k€185k▼
Land and buildings22€47k€45k▼
Plant, machinery and equipment23€45k€64k▲
Furniture and vehicles24€121k€76k▼
Financial fixed assets28€3k€3k=
Current assets29/58€317k€352k▲
Amounts receivable after more than one year29€120k€120k=
Other amounts receivable291€120k€120k=
Amounts receivable within one year40/41€52k€68k▲
Trade receivables40€45k€60k▲
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€143k€164k▲
Deferred charges and accrued income490/1€2k€598▼
Equity and liabilities
Total equity and liabilities10/49€533k€540k▲
Equity10/15€459k€487k▲
Contributions10/11€6k€6k=
Reserves13€140k€140k=
Distributable reserves133€140k€140k=
Profit (loss) carried forward14€313k€342k▲
Amounts payable17/49€74k€53k▼
Amounts payable after more than one year17€21k€7k▼
Financial debts170/4€21k€7k▼
Amounts payable within one year42/48€52k€45k▼
Current portion of amounts payable after more than one year42€30k€14k▼
Trade debts44€3k€970▼
Suppliers440/4€3k€970▼
Taxes, remuneration and social security45€18k€29k▲
Taxes450/3€18k€29k▲
Other amounts payable47/48€569€2k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€85k▲
Other operating charges640/8€642€597▼
Gross operating margin9900€195k€159k▼
Operating profit (loss)9901€130k€73k▼
Financial income75/76B€5k€5k=
Recurring financial income75€5k€5k=
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€133k€76k▼
Income taxes67/77€29k€18k▼
Profit (loss) for the period9904€104k€58k▼
Profit (loss) for the period to be appropriated9905€104k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318k€372k▲
Profit (loss) brought forward from the previous period14P€215k€313k▲
Profit to be distributed694/7€5k€30k▲
Return on contributions (dividend)694€5k€30k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 6.11
Current ratio from 2.42 to 6.11; short-term debt falls from €123k to €52k.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €151k ▲894%
Operating result €198k, net result €151k, both a record.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €15k ▼53.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liebroekstraat 1303545 HalenGround area
903 m²
Building footprint
102 m²
Volume, LiDAR
559 m³
Parcel 71020A0381/00T000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVIES & MANAGEMENT / A & M
since 20062.158.921.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71020A0381/00T000 | Flanders | 903 m² | 1 · 102 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VINFOMATIC
BE 0600.816.218
Etterbeek · Eq €487,452
CLEW SYSTEMS & SOFTWARE
BE 0632.827.208
Roeselare · Eq €487,100
JAMS CONSULTING
BE 0659.954.940
Brussel · Eq €487,694
EMPRO CONSULTING
BE 0463.856.473
Grimbergen · Eq €487,906
MANY
BE 0476.042.049
Anderlecht · Eq €487,921
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,078 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2006
Fiscal year end30-06
Abbreviation NL
A&M
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.