Skip to content

Advies & Coaching A3L

Active
Private limited companyfounded 2020active for 6 yearsProvincieweg 471, 9550 Herzele, BelgiumKBO/BCE: BE 0741.509.867

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Advies & Coaching A3L has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,766 and a net result of €15,131. Equity has been growing by about 26% per year since 2020. Its solvency ranks better than 92% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 14-01-2020 Normal situation
Activity
Agents in the wholesale of timber and building materials NACE 46130and 5 others
Establishment unit
2.298.009.479 9550 Herzele, since 14-01-2020
Financial year end
31 December
Peppol
Reachable since 28-01-2025

Board and ownership

Board
  • Braekeveldt LeenDirector
  • Van Der Eecken AnthonyDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€31,754
▲ 34.2%
Turnover
≈ €130,000
estimated
Profit
€15,131
▲ 100%
Equity
€120,766
▲ 14.3%
Total assets
€131,090
▲ 15.2%
Filed on 06-07-2026, 25 days before the deadlineat the National Bank
Score breakdownraises riskSize: total assets €131,090Founded in 2020lowers riskLiquidity: current ratio 9.08, cash €32,531Equity €120,766 (92.1% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 92.1% of total assets
Liquidity 81-18
short-term debt 7.9% · cash 24.8%
Profitability 83+6
return on assets 11.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.08 (10.85 in 2024), above the usual 1.5. Short-term debt is 7.9% and cash 24.8% of total assets. 7.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 83% on liquidity, 77% on profitability and 70% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 9.08, cash €32,531
NBB · annual accounts
lowers risk · Equity €120,766 (92.1% of total assets)
NBB · annual accounts
raises risk · Size: total assets €131,090
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
25 days early
2024
28 days early
2023
22 days early
2022
27 days early
2021
27 days early
2020
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 20 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in wholesale tradesector median 40.6% · 13,716 companies 92.1% View
  • Positive: 6 profitable years in a rowprofit 2025: €15,131 6 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as Advies & Coaching A3L: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €108,000 and €212,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Advies & Coaching A3L Herzele€131,090€31,754
PUR-O-FLOORING Waregem€108,376€29,088
CONNECT HR Herzele€112,295€27,945
M&K Design Horebeke€212,147€33,943
Tok!Binnen Maarkedal€112,376€18,080
SL CORP Drogenbos€151,153€46,773
De Preter Christophe Heist-op-den-Berg€117,694€38,927
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Advies & Coaching A3L

What is the company number of Advies & Coaching A3L?
The company number of Advies & Coaching A3L is 0741.509.867. The VAT number is the same number with BE in front: BE 0741.509.867.
Where is Advies & Coaching A3L based?
The registered office is at Provincieweg 471, 9550 Herzele.Company details
What does Advies & Coaching A3L do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of Advies & Coaching A3L?
The legal form of Advies & Coaching A3L is Private limited company (BV).
When was Advies & Coaching A3L founded?
Advies & Coaching A3L was founded on 14-01-2020.
Is Advies & Coaching A3L still active?
Yes, Advies & Coaching A3L is an active enterprise in the KBO register.
What is the turnover of Advies & Coaching A3L?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €31,754 and 38 comparable companies (NACE 461). It probably lies between €87,000 and €350,000.Financials
Is Advies & Coaching A3L profitable?
In financial year 2025, Advies & Coaching A3L made a profit of €15,131.
Where can I find the annual accounts of Advies & Coaching A3L?
Advies & Coaching A3L filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Advies & Coaching A3L due?
Advies & Coaching A3L must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.