Advies & Coaching A3L

Active

Private limited companyfounded 2020active for 6 yearsProvincieweg 471, 9550 Herzele, BelgiumKBO/BCE: BE 0741.509.867

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Advies & Coaching A3L has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,766 and a net result of €15,131. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 92% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

Advies & Coaching A3LActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 14-01-2020 Normal situation
Legal form: Private limited company
Registered office: Provincieweg 471, 9550 Herzele
Activity: Agents in the wholesale of timber and building materials NACE 46130and 5 others
Establishment unit: 2.298.009.479 9550 Herzele, since 14-01-2020
Financial year end: 31 December
Peppol: Reachable since 28-01-2025

Company details

Who decides

Board

Braekeveldt LeenDirector
Van Der Eecken AnthonyDirector

Board & ownership

How it is doing

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Annual accounts 2025

Gross margin: €31,754; ▲ 34.2%
Turnover: ≈ €130,000; estimated
Profit: €15,131; ▲ 100%
Equity: €120,766; ▲ 14.3%
Total assets: €131,090; ▲ 15.2%

2025 accounts 25 days early

Filed on 06-07-2026at the National Bank

Financials

Why 94raises riskSize: total assets €131,090Founded in 2020lowers riskLiquidity: current ratio 9.08, cash €32,531Equity €120,766 (92.1% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 80% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 92.1% of total assets

Liquidity 81-18

short-term debt 7.9% · cash 24.8%

Profitability 83+6

return on assets 11.5%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity ample (current ratio 9.08, compared with 10.85 in 2024, above the usual 1.5; short-term debt: 7.9% and cash: 24.8% of total assets), and 7.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 83% on liquidity, 77% on profitability and 70% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 9.08, cash €32,531

NBB · annual accounts

Equity €120,766 (92.1% of total assets)

NBB · annual accounts

Size: total assets €131,090

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

25 days early

2024

28 days early

2023

22 days early

2022

27 days early

2021

27 days early

2020

10 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 20 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Among the best 8% on solvencysector median 40.6% · 13,716 companies 92.1% View
Positive: 6 profitable years in a rowprofit 2025: €15,131 6 years View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Documents

Key facts about Advies & Coaching A3L

What is the company number of Advies & Coaching A3L?: 0741.509.867. In Belgium the VAT number is the company number with BE in front: BE 0741.509.867.
Where is Advies & Coaching A3L based?: The registered office is at Provincieweg 471, 9550 Herzele.Company details
What does Advies & Coaching A3L do?: According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of Advies & Coaching A3L?: Private limited company (BV).
When was Advies & Coaching A3L founded?: On 14-01-2020.
Is Advies & Coaching A3L still active?: Yes, Advies & Coaching A3L is an active enterprise in the KBO register.
What is the turnover of Advies & Coaching A3L?: ≈ €130,000 in financial year 2025. Estimated from the gross margin of €31,754: probably between €87,000 and €350,000, based on 38 comparable companies, NACE 461.Financials
Is Advies & Coaching A3L profitable?: In financial year 2025, Advies & Coaching A3L made a profit of €15,131.
Where can I find the annual accounts of Advies & Coaching A3L?: Advies & Coaching A3L filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Advies & Coaching A3L due?: By 31-07-2027, for financial year 2026.Timeline