ADVICO VERZEKERINGEN

Active Risk: not assessed

Private limited companyfounded 2019active for 7 yearsKasteeldreef(BEV) 10, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0732.498.666

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ADVICO VERZEKERINGEN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €393,071 and a net result of €145,015. Equity has been growing by about 113% per year since 2020. Its solvency ranks better than 35% of 1,850 sector peers (NACE 66, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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ADVICO VERZEKERINGENActive

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Official details

KBO

Status: Active since 09-08-2019 Normal situation
Activity: Insurance agents and brokers NACE 66220
Establishment units: 3 establishment units
Financial year end: 31 December
Peppol: Reachable since 06-01-2025

Company details

Board and ownership

Board

CNCKXZSDirector · permanent representative EMPSEN Kristine Maria Lucia
CONINCKX Jan Michiel AliceDirector
Capten VOFDirector
Emmjan VOFDirector
Weflow VOFDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €145,015; ▲ 69.3%
Equity: €393,071; ▲ 52.2%
Total assets: €1.6m; ▲ 16.3%
Staff: 8 FTE; ▲ 9.6%

Filed on 30-07-2026, 1 day before the deadlineat the National Bank

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

1 day early

2024

30 days early

2023

2 days early

2022

35 days early

2021

26 days early

2020

26 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 20 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Result rose in 2025from €85,642 to €145,015 ▲ 69.3% View
New directorslatest change 31-12-2025 · 5 in office 2 joined View
Positive: Always filed on timeaccounts within the deadline every year 6 years View
Positive: 6 profitable years in a rowprofit 2025: €145,015 6 years View

Comparable companies

These companies have the same main activity as ADVICO VERZEKERINGEN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.3m and €2.1m, founded between 2017 and 2020.

Company	Total assets	Gross margin
ADVICO VERZEKERINGEN Beveren-Kruibeke-Zwijndrecht	€1.6m	€0.9m
OMEGA FINANCIAL ADVICE Sint-Martens-Latem	€2.1m	€0.9m
SNOEKS - VERSPEETEN Geraardsbergen	€1.7m	€0.6m
Zakenkantoor Wijnen & Meynen Geel	€1.3m	€0.9m
VONHOFF-HEUSCHEN & PARTNER Raeren	€1.5m	€0.7m
BvM FINANCE Herselt	€1.4m	€0.7m
FIDUCIAS Mol	€1.3m	€0.7m

Full comparison

Documents

Key facts about ADVICO VERZEKERINGEN

What is the company number of ADVICO VERZEKERINGEN?: The company number of ADVICO VERZEKERINGEN is 0732.498.666. The VAT number is the same number with BE in front: BE 0732.498.666.
Where is ADVICO VERZEKERINGEN based?: The registered office is at Kasteeldreef(BEV) 10, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does ADVICO VERZEKERINGEN do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of ADVICO VERZEKERINGEN?: The legal form of ADVICO VERZEKERINGEN is Private limited company (BV).
When was ADVICO VERZEKERINGEN founded?: ADVICO VERZEKERINGEN was founded on 09-08-2019.
Is ADVICO VERZEKERINGEN still active?: Yes, ADVICO VERZEKERINGEN is an active enterprise in the KBO register.
How many employees does ADVICO VERZEKERINGEN have?: ADVICO VERZEKERINGEN had an average of 8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ADVICO VERZEKERINGEN?: The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €855,849 and 31 comparable companies (NACE 66). It probably lies between €1.2m and €1.6m.
Is ADVICO VERZEKERINGEN profitable?: In financial year 2025, ADVICO VERZEKERINGEN made a profit of €145,015.
Where can I find the annual accounts of ADVICO VERZEKERINGEN?: ADVICO VERZEKERINGEN filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ADVICO VERZEKERINGEN due?: ADVICO VERZEKERINGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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Overview