ADVICE THAT
ActiveThe computed 12-month bankruptcy probability of ADVICE THAT is 2.0% (moderate). The 2025 annual accounts show equity of €13k and a net result of €4k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 1605 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 2.92 in 2024), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
16%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
29 d late
2022
31 d late
2021
26 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€102k
EBIT margin
2.5%
Net result
€4k
2024 · €-3k
2020: €2k
2021: €4k
2022: €2k
2023: €-657
2024: €-3k
2020 → 2025
Working capital
€11k▲ 12.6%
2024 · €10k
2020: €5k
2021: €10k
2022: €13k
2023: €12k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€13k▲ 18.2%€12k▼ 5.0%€10k▼ 21.9%€13k▲ 36.9%
Operating result€5k-€3k▼ 39.6%€-378€-3k▼ 741%€5k
Net result€4k-€2k▼ 52.0%€-657€-3k▼ 313%€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k
Current assets
€20k
Equity and liabilities €22k
Equity
€13k▲ 36.9%
Debt
€9k▲ 78.1%
The debt ratio rises from 34.3% to 40.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€5k▲
2024 · €-3k
Cash flow
€4k▲
2024 · €-3k
Solvency
59.6%▼
2024 · 65.7%
Current ratio
2.21▼
2024 · 2.92
Quick ratio
2.21▼
2024 · 2.92
Debt / equity
0.68▲
2024 · 0.52
ROE
26.9%▲
2024 · -28.1%
ROA
16.0%▲
2024 · -18.5%
Interest coverage
91.81▲
2024 · -66.35
Debt
€9k▲
2024 · €5k
Debt ≤ 1 year
€9k▲
2024 · €5k
Income taxes
€1k▲
2024 · €-508
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€22k▲
Fixed assets21/28€0€2k▲
Tangible fixed assets22/27€0€2k▲
Furniture and vehicles24€0€2k▲
Current assets29/58€15k€20k▲
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€7k€16k▲
Equity and liabilities
Total equity and liabilities10/49€15k€22k▲
Equity10/15€10k€13k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€38€38=
Non-distributable reserves130/1€38€38=
Legal reserve130€38€38=
Profit (loss) carried forward14€5k€8k▲
Amounts payable17/49€5k€9k▲
Amounts payable within one year42/48€5k€9k▲
Trade debts44€170€4k▲
Suppliers440/4€170€4k▲
Taxes, remuneration and social security45€375€638▲
Taxes450/3€375€638▲
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195€349▲
Gross operating margin9900€-3k€5k▲
Operating profit (loss)9901€-3k€5k▲
Financial charges65/66B€45€57▲
Recurring financial charges65€45€57▲
Profit (loss) for the period before taxes9903€-3k€5k▲
Income taxes67/77€-508€1k▲
Profit (loss) for the period9904€-3k€4k▲
Profit (loss) for the period to be appropriated9905€-3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Profit (loss) brought forward from the previous period14P€7k€5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2020net €4k ▲126%
Operating result €5k, net result €4k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delwartstraat 1491070 AnderlechtGround area
156 m²
Building footprint
79 m²
Volume, LiDAR
554 m³
Parcel 21308H0726/00B003, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Advice That
since 20192.290.416.656
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0726/00B003 | Brussels | 156 m² | 1 · 79 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Zoltan@advicethat.be