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ADVICE ME

Active
Private limited companyfounded 20233 yrs activeAvenue des Dessus de Lives(LO) 2, 5101 Namur, BelgiumKBO/BCE: BE 0801.820.212
Summary

ADVICE ME has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €37,726 and a net result of €165,192. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 223 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
ADVICE MEActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€287,014total assets 2026
Staff
1 FTE
Equity
€37,726
Profit
€165,192
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 128 d early0 of 3 deeds read
Why 94- Equity €37,726 (13.1% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.13, cash €178,712+ Size: total assets €287,014Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 38-1
equity 13.1% of total assets
Liquidity 60+2
short-term debt 73.6% · cash 62.3%
Profitability 100=
return on assets 57.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +1.9% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.8% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▲ +1.8% vs 04-2025 06-2025: 0.1%▲ +21.4% vs 05-2025highest value 07-2025: 0.1%▼ -17.6% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +21.4% vs 05-2026highest value 07-2026: 0.1%▼ -45.6% vs 06-2026 08-2026: < 0.1%▼ -48.6% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 1.13, cash €178,712 lowers the probability
  • Size: total assets €287,014 lowers the probability for this profile
  • Equity €37,726 (13.1% of total assets) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.22 in 2025; short-term debt: 73.6% and cash: 62.3% of total assets), and 86.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 17%, liquidity 47%, profitability 82%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.13, cash €178,712
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €287,014
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €37,726 (13.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 223 sector peers (2026).
NBB · sector comparison
Position among 223 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-06-2026, 128 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
128 d early
2025
130 d early
2024
127 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 128 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 25 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. General meeting · Other statementStatutes amendment · Auditor report
  3. Highest result since 2024net €165,192 ▲41.7%

Key points

  • Caution: Among the weakest 18% on solvencysector median 65.0% · 223 companies 13.1% View
  • Total assets 20263 fiscal years filed €287,014 View
  • Active since 2023founded 16-05-2023 3 years View

By topic

Financials

Fiscal year
2026
Total assets
€287,014
Profit
€165,192
Solvency
13.1%
Total assets▲ 20.4%
Net result
20242026
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-10-2027
  1. 25-06-2026Annual accounts filed
  2. 22-04-2026General meeting · Other statement
  3. 31-03-2026Highest result since 2024
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
16-05-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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