Financials
- Fiscal year
- 2025
- Total assets
- €3.2m
- Loss
- -€15,361
- Solvency
- 3.0%
Total assets▲ 369%
Net result
20182025
Advice Group
ActiveSummary
Advice Group has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,001 and a net result of -€15,361. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€3.2mtotal assets 2025
- Equity
- €95,001
- Loss
- -€15,361
Structure
- Holdings
- 1
Accounts filed 28 d late1 of 9 deeds read
Why 83- 1 change of registered office in 24 months- Equity €95,001 (3.0% of total assets)+ Size: total assets €3.2m+ Figures for FY 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
83
/ 100
Excellent
Probability in this band: under 0.55%
Better than 8% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
28-13
equity 3.0% of total assets
Liquidity
7-36
short-term debt 82.9% · cash 2.2%
Profitability
18-18
return on assets -0.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 19 months
04-2025: 0.9%
05-2025: 0.9%▼ -0.5% vs 04-2025
06-2025: 0.9%▼ -2.8% vs 05-2025
07-2025: 1.0%▲ +12.7% vs 06-2025
08-2025: 1.5%▲ +53.7% vs 07-2025
09-2025: 2.0%▲ +32.8% vs 08-2025highest value
10-2025: 0.2%▼ -88.1% vs 09-2025
11-2025: 0.2%▼ -0.8% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%▲ +0.4% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.3%▲ +5.4% vs 03-2026
05-2026: 0.3%▲ +13.8% vs 04-2026
06-2026: 0.3%▲ +9.7% vs 05-2026
07-2026: 0.4%▲ +21.5% vs 06-2026
08-2026: 0.7%▲ +82.8% vs 07-2026
09-2026: 0.2%▼ -69.4% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Size: total assets €3.2m lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 28-08-2026) lowers the probability
- Equity €95,001 (3.0% of total assets) raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.13 in 2024; short-term debt: 82.9% and cash: 2.2% of total assets), and 97% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 7%, liquidity 4%, profitability 8%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15,361
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9508 sector peers (2025).
NBB · sector comparisonPosition among 9508 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
23 d early
2022
30 d late
2021
25 d late
2020
23 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Board meeting · Registered-office moveState Gazette act
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 17-09-2026Board meeting · Registered-office move
- 28-08-2026Annual accounts filed
- 29-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 24-10-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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