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ADVICE 4 BUSINESS

Active Risk: not assessed
Private limited companyfounded 2020active for 6 yearsRue Chapelle Langlet(S-V) 38, 7100 La Louvière, BelgiumKBO/BCE: BE 0751.675.665

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ADVICE 4 BUSINESS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20,000 and a net result of €39,825. Equity has been stable since 2021 (±0% per year). Its solvency ranks better than 9% of 6,687 sector peers (NACE 64, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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ADVICE 4 BUSINESSActive
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Overview

Official details

KBO
Status
Active since 31-07-2020 Normal situation
Activity
Financial service activities, except insurance and pension funding NACE 64110and 2 others
Establishment unit
2.308.742.332 7110 La Louvière, since 31-07-2020
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Board and ownership

Board
  • ATM INVEST SRLDirector
  • DS ADVICE & FINANCE SRLDirector
  • M.S. FINANCES SRLDirector
  • MNV CONSEILS SRLDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€39,825
▼ 73.8%
Equity
€20,000
=
Total assets
€412,865
▼ 31.5%
Staff
9.5 FTE
▼ 1.0%
Net result -74%: other schema
Filed on 23-07-2026, 8 days before the deadlineat the National Bank
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 6687 sector peers (2025).
NBB · sector comparison
Position among 6687 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
8 days early
2024
26 days late
2023
7 days early
2022
6 days early
2021
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average on the deadline day. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 73.8% View
  • Caution: Less equity than 91% of companies in financial servicessector median €581,790 · 6,688 companies €20,000 View
  • Positive: 5 profitable years in a rowprofit 2025: €39,825 5 years View

Comparable companies

These companies have the same main activity as ADVICE 4 BUSINESS: financial service activities, except insurance and pension funding (NACE 64110). They are comparable in size and age: total assets between €352,000 and €2.2m, founded between 2001 and 2022.

CompanyTotal assetsGross margin
ADVICE 4 BUSINESS La Louvière€0.4m€0.8m
TIMMERMAN-ANTHIERENS Damme€0.7m€0.8m
FinSB Ramillies€2.2m€1.3m
FINVA Sint-Truiden€0.4m€0.3m
D INVESTMENTS Ukkel€1.6m€0.2m
B TO B Nivelles€0.8m€0.3m
Olivier Hanoul Anhée€1.5m€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ADVICE 4 BUSINESS
What is the company number of ADVICE 4 BUSINESS?
The company number of ADVICE 4 BUSINESS is 0751.675.665. The VAT number is the same number with BE in front: BE 0751.675.665.
Where is ADVICE 4 BUSINESS based?
The registered office is at Rue Chapelle Langlet(S-V) 38, 7100 La Louvière.Company details
What does ADVICE 4 BUSINESS do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64110).
What is the legal form of ADVICE 4 BUSINESS?
The legal form of ADVICE 4 BUSINESS is Private limited company (BV).
When was ADVICE 4 BUSINESS founded?
ADVICE 4 BUSINESS was founded on 31-07-2020.
Is ADVICE 4 BUSINESS still active?
Yes, ADVICE 4 BUSINESS is an active enterprise in the KBO register.
How many employees does ADVICE 4 BUSINESS have?
ADVICE 4 BUSINESS had an average of 9.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ADVICE 4 BUSINESS?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €827,183 and 33 comparable companies (NACE 64). It probably lies between €940,000 and €2.2m.
Is ADVICE 4 BUSINESS profitable?
In financial year 2025, ADVICE 4 BUSINESS made a profit of €39,825.
Where can I find the annual accounts of ADVICE 4 BUSINESS?
ADVICE 4 BUSINESS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ADVICE 4 BUSINESS due?
ADVICE 4 BUSINESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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