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ADVERDO

Active Risk: moderate
General partnershipfounded 2013active for 13 yearsPiers de Raveschootlaan 69, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0526.811.255
Summary

The computed 12-month bankruptcy probability of ADVERDO is 1.8% (moderate). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. No annual accounts have been filed with the National Bank.

Overview

Activity
“Tussenpersoon verzekeringen” (deed in Dutch)
From the articles, 4 activitiesNo NACE code in the KBO yet1 site
Size
No accounts; a small general or limited partnership need not file
Financial health
Bankruptcy probabilitywithin 12 months
1.8%
No score: no figures
Structure
2 of 4 deeds summarised
Signalsraises risk1 change of registered office in 24 monthsNo main activity registeredlowers riskLegal form: general partnershipFounded in 2013Show the evidence

Bankruptcy probability

Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.3%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 1.8%▲ +1.4 percentage points vs 07-2026highest value 09-2026: 1.8%● unchanged vs 08-2026highest value 10-2026: 1.8%● unchanged vs 09-2026highest value
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Signals

Four signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · No main activity registered
KBO
lowers risk · Legal form: general partnership
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Capital & shares · Amendment of…Share transfer · Partner ·…

Financials

No annual accounts filed
No annual accounts of this company are filed with the National Bank. A small general partnership whose unlimited partners are natural persons is not required to file.

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 2 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 12-04-2023 ↗
  • AERTS Geminien vennoot · 1 share
  • VAN DAMME Cyriel vennoot
  • VERDONCK Myriam 99 shares
Share transfer act of 12-04-2023 ↗
  • VAN DAMME Cyriel to AERTS Geminien 1 share

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-04-2023 Converted to unavailable equity · €100

Group and network

Connections & network

No directors read yet: 2 of 4 Gazette acts processed.

History

ADVERDO was incorporated on 9 April 2013.1 The registered office was moved to Knoкке in 2026.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-07-2026

Acts, filings and financial milestones

2026
13-07
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 25-06-2026
  • Registered-office move, Piers De Raveschootlaan 69 bus 12-8300 KNOККЕ
  • Director in office, VERDONCK Myriam (manager)
2023
12-04
Gazette deed Capital & shares · Amendment of the articles · Resignations & appointments
Share transfer · Partner · Shareholding11 facts ▸
  • General meeting, 23-03-2023
  • Share transfer, VAN DAMME Cyriel → AERTS Geminien
  • Partner, AERTS Geminien
  • Partner, VAN DAMME Cyriel
  • Shareholding, 23-03-2023, 99
  • Shareholding, 23-03-2023, 1
  • Amendment of the articles (2 times)
  • Capital conversion, “statutair onbeschikbare eigenvermogensrekening” (deed in Dutch)
  • Capital
  • General meeting, “goedkeuring gecoördineerde tekst van de statuten, Vijfde beslissing” (deed in Dutch)
  • Registered office clause, “8300 Knokke-Heist,Piers de Raveschootlaan 69 bus 32, Zesde beslissing” (deed in Dutch)
Gazette deed
2 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formGeneral partnership
Founded09-04-2013
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2013
registered office establishment The establishment unit on the map
Ground area
326 m²
Building footprint
288 m²
Building volume
1,515 m³
Parcel 31332F0031/00C000, Flanders · tallest building 22.7 m. Linked by address, not a title deed.
1 establishment unit
ADVERDO
Piers de Raveschootlaan 69, 8300 Knokke-HeistOther activities auxiliary to financial services, excluding insurance and pension funding
since 2013unit no. 2.218.515.209
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31332F0031/00C000 Flanders 326 m² 1 · 288 m² 22.7 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Tussenpersoon verzekeringen; Subagent verzekeringen; Advies op het vlak van verzekeringen; Alle financiële transacties en overeenkomsten” (deed in Dutch)
4 activities (deed in Dutch)
  1. Tussenpersoon verzekeringen
  2. Subagent verzekeringen
  3. Advies op het vlak van verzekeringen
  4. Alle financiële transacties en overeenkomsten

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ADVERDO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bestuurs- en uitbatingszetels,agentschappen en bijhuizen,bureaus en stapelhuizen in België bij eenvoudige beslissing van de…” (deed in Dutch)

deed of 12-04-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Bepaalde duur of zonder beperking van duur, bestuur” (deed in Dutch)

deed of 12-04-2023

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 12-04-2023

Meetings and financial year

Financial yearThe twelve-month period the company draws up its annual accounts for.
From 1 January to 31 December
Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
20 June at 19:00

deed of 12-04-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Overlijden,wettelijke onbekwaamheid of verhindering van een zaakvoerder, Artikel 10” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Artikel 16, na betaling schulden of consignatie nodige gelden,zuivere opbrengst onder aandelen,elk gelijk recht,na gelijkmaking wat betreft…” (deed in Dutch)

deed of 12-04-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Deelname in de winst en in het verlies, 1/100” (deed in Dutch)
Other provision: “Hoofdelijk en onbeperkt, alle verbintenissen van de vennootschap” (deed in Dutch)
Other provision: “Voorstel verworpen, stemrechten en aanwezigheidsquora” (deed in Dutch)
Other provision: “Artikel 13 en 14, aanwending van het resultaat” (deed in Dutch)
Other provision: “Netting, alle vorderingen tussen vennoten en/of zaakvoerder enerzijds en vennootschap anderzijds” (deed in Dutch)
Other provision: “Zetel van de vennootschap, individueel” (deed in Dutch)

deed of 12-04-2023