Advantive Belgium
ActiveAdvantive Belgium has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €530k and a net result of €225k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency86▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.92 in 2024; short-term debt: 39% and cash: 74.8% of total assets), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
25.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
2 d early
2022
8 d late
2021
9 d late
2020
2 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€530k▲ 31.0%
2024 · €405k
2018: €79k
2019: €89k
2020: €142k
2021: €199k
2022: €244k
2023: €340k
2024: €405k
2018 → 2025
Total assets
€869k▲ 46.7%
2024 · €592k
2018: €338k
2019: €278k
2020: €453k
2021: €506k
2022: €533k
2023: €629k
2024: €592k
2018 → 2025
Net result
€225k▲ 147%
2024 · €91k
2018: €45k
2019: €65k
2020: €107k
2021: €101k
2022: €70k
2023: €99k
2024: €91k
2018 → 2025
Working capital
€495k▲ 38.5%
2024 · €357k
2018: €101k
2019: €87k
2020: €129k
2021: €159k
2022: €214k
2023: €303k
2024: €357k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€244k▲ 22.6%€340k▲ 39.1%€405k▲ 19.0%€530k▲ 31.0%
Operating result€128k-€92k▼ 28.1%€141k▲ 53.3%€124k▼ 11.9%€274k▲ 121%
Net result€101k-€70k▼ 31.4%€99k▲ 42.6%€91k▼ 7.9%€225k▲ 147%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €869k
Fixed assets
€35k▼ 27.6%
Current assets
€834k▲ 53.4%
Equity and liabilities €869k
Equity
€530k▲ 31.0%
Debt
€339k▲ 80.7%
The debt ratio rises from 31.7% to 39.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€284k▲
2024 · €137k
Cash flow
€235k▲
2024 · €104k
Solvency
61.0%▼
2024 · 68.3%
Current ratio
2.46▼
2024 · 2.92
Quick ratio
2.46▼
2024 · 2.92
Debt / equity
0.64▲
2024 · 0.46
ROE
42.5%▲
2024 · 22.6%
ROA
25.9%▲
2024 · 15.4%
Interest coverage
348.97▲
2024 · 178.05
Debt
€339k▲
2024 · €188k
Debt ≤ 1 year
€339k▲
2024 · €186k
Income taxes
€48k▲
2024 · €32k
Staff costs
€373k▲
2024 · €367k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€592k€869k▲
Fixed assets21/28€49k€35k▼
Tangible fixed assets22/27€42k€28k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€42k€26k▼
Financial fixed assets28€7k€7k=
Current assets29/58€544k€834k▲
Amounts receivable within one year40/41€155k€171k▲
Trade receivables40€140k€154k▲
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€367k€650k▲
Deferred charges and accrued income490/1€22k€13k▼
Equity and liabilities
Total equity and liabilities10/49€592k€869k▲
Equity10/15€405k€530k▲
Contributions10/11€19k€19k=
Reserves13€321k€386k▲
Distributable reserves133€321k€386k▲
Profit (loss) carried forward14€65k€125k▲
Amounts payable17/49€188k€339k▲
Amounts payable within one year42/48€186k€339k▲
Current portion of amounts payable after more than one year42€21k€42k▲
Trade debts44€99k€150k▲
Suppliers440/4€99k€150k▲
Taxes, remuneration and social security45€40k€47k▲
Taxes450/3€9k€6k▼
Remuneration and social security454/9€31k€41k▲
Other amounts payable47/48€27k€100k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€367k€373k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€119k€8k▼
Gross operating margin9900€628k€667k▲
Operating profit (loss)9901€124k€274k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€770€813▲
Recurring financial charges65€770€813▲
Profit (loss) for the period before taxes9903€123k€274k▲
Income taxes67/77€32k€48k▲
Profit (loss) for the period9904€91k€225k▲
Profit (loss) for the period to be appropriated9905€91k€225k▲
Appropriation of the result
Profit (loss) to be appropriated9906€187k€290k▲
Profit (loss) brought forward from the previous period14P€96k€65k▼
Transfer to equity691/2€96k€65k▼
To other reserves6921€96k€65k▼
Profit to be distributed694/7€27k€100k▲
Directors or managers695€20k€100k▲
Employees696€7k-
Social balance
Average headcount (FTE)90875.65.1▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Highest result since 2018net €225k ▲147%
Operating result €274k, net result €225k, both a record.
31-12
Financial
Equity above €500kEq €530k ▲31%
8 profitable years in a row build equity to €530k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
31-12
Financial
Equity above €200kEq €244k ▲22.6%
5 profitable years in a row build equity to €244k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Equity above €150kEq €199k ▲40.5%
4 profitable years in a row build equity to €199k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €142k ▲59.6%
3 profitable years in a row build equity to €142k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thor Park 83003600 GenkGround area
3,419 m²
Building footprint
1,991 m²
Volume, LiDAR
7,047 m³
2 parcels, Flanders · tallest building 41.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Priorijstraat(M) 25, 3630 Maasmechelen
since 20092.183.321.035
Advantive Genk
since 20212.313.372.596
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B1298/00M004 | Flanders | 2,963 m² | 1 · 1,879 m² | 41.0 m · 1 fl. |
| 73048B0444/02B000 | Flanders | 456 m² | 1 · 111 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 26,972 EUR awarded · 26,972 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 12,500 EUR |
| 2024 | 1 | 836 EUR | 836 EUR |
| 2023 | 2 | 26,136 EUR | 13,636 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2009
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
58290Other software publishing
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.