ADURO BUILD
ActiveADURO BUILD has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-15
Solvency51▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.52 in 2024; short-term debt: 68.4% and cash: 52.6% of total assets), and 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
-19.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
54 d late
2023
92 d late
2022
31 d late
2021
31 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 42.1%
2024 · €74k
2018: €13k
2019: €10k
2020: €-5k
2021: €-6k
2022: €23k
2023: €80k
2024: €74k
2018 → 2025
Total assets
€163k▼ 24.8%
2024 · €216k
2018: €31k
2019: €30k
2020: €15k
2021: €8k
2022: €101k
2023: €326k
2024: €216k
2018 → 2025
Net result
€-31k▼ 401%
2024 · €-6k
2018: €5k
2019: €-3k
2020: €-15k
2021: €-746
2022: €29k
2023: €57k
2024: €-6k
2018 → 2025
Working capital
€43k▼ 38.4%
2024 · €69k
2018: €13k
2019: €10k
2020: €-5k
2021: €-6k
2022: €23k
2023: €75k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€23k€80k▲ 247%€74k▼ 7.8%€43k▼ 42.1%
Operating result€-498-€30k€69k▲ 131%€-5k€-26k▼ 414%
Net result€-746-€29k€57k▲ 98.6%€-6k€-31k▼ 401%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€9k▼ 30.0%
Current assets
€154k▼ 24.5%
Equity and liabilities €163k
Equity
€43k▼ 42.1%
Debt
€120k▼ 15.8%
The debt ratio rises from 65.7% to 73.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €-1k
Cash flow
€-28k▼
2024 · €-3k
Solvency
26.4%▼
2024 · 34.3%
Current ratio
1.38▼
2024 · 1.52
Quick ratio
1.38▼
2024 · 1.52
Debt / equity
2.79▲
2024 · 1.92
ROE
-72.6%▼
2024 · -8.4%
ROA
-19.2%▼
2024 · -2.9%
Interest coverage
-4.16▼
2024 · -1.02
Debt
€120k▼
2024 · €142k
Debt ≤ 1 year
€111k▼
2024 · €135k
Debt > 1 year
€4k▼
2024 · €8k
Staff costs
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€163k▼
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€312€107▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€204k€154k▼
Amounts receivable within one year40/41€148k€68k▼
Trade receivables40€144k€64k▼
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€56k€86k▲
Deferred charges and accrued income490/1€73€130▲
Equity and liabilities
Total equity and liabilities10/49€216k€163k▼
Equity10/15€74k€43k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€66k€35k▼
Amounts payable17/49€142k€120k▼
Amounts payable after more than one year17€8k€4k▼
Financial debts170/4€8k€4k▼
Amounts payable within one year42/48€135k€111k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€64k€51k▼
Suppliers440/4€64k€51k▼
Taxes, remuneration and social security45€10k€284▼
Taxes450/3€2k€49▼
Remuneration and social security454/9€8k€235▼
Other amounts payable47/48€57k€57k=
Accrued charges and deferred income492/3€5€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€13k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€613€3k▲
Gross operating margin9900€12k€-13k▼
Operating profit (loss)9901€-5k€-26k▼
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€-6k€-31k▼
Income taxes67/77€-126-
Profit (loss) for the period9904€-6k€-31k▼
Profit (loss) for the period to be appropriated9905€-6k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€35k▼
Profit (loss) brought forward from the previous period14P€72k€66k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Highest result since 2018net €57k ▲98.6%
Operating result €69k, net result €57k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.30
Current ratio from 0.58 to 1.30.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Genval 121301 WavreGround area
2,441 m²
Building footprint
203 m²
Volume, LiDAR
1,806 m³
Parcel 25006B0099/00E000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ADURO BUILD
since 20072.162.532.054
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0099/00E000 | Wallonia | 2,441 m² | 1 · 203 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45212
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.