ADU HDJ
ActiveADU HDJ has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.98M and a net result of €17k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-29
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €480k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 2.59 in 2024; short-term debt: 1.7% and cash: 4.4% of total assets), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
66 d early
2023
57 d early
2022
167 d early
2021
40 d early
2020
32 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0▼ 100%
2021 · €558k
2021: €558k
2021 → 2022
EBIT margin
36.3%
Net result
€17k▼ 98.5%
2024 · €1.15M
2018: €1.53M
2019: €1.50M
2020: €657k
2021: €1.81M
2022: €550k
2023: €1.00M
2024: €1.15M
2018 → 2025
Working capital
€242k▲ 55.0%
2024 · €156k
2018: €-652k
2019: €-414k
2020: €-1.01M
2021: €-262k
2022: €-675k
2023: €-479k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€558k-€0▼ 100%
Equity€4.05M-€4.46M▲ 10.1%€5.46M▲ 22.5%€6.11M▲ 11.9%€5.98M▼ 2.2%
Operating result€203k-€207k▲ 2.3%€381k▲ 84.0%€315k▼ 17.4%€34k▼ 89.1%
Net result€1.81M-€550k▼ 69.7%€1.00M▲ 82.2%€1.15M▲ 14.9%€17k▼ 98.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 89% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.30M
Fixed assets
€5.95M▼ 0.2%
Current assets
€352k▲ 38.2%
Equity and liabilities €6.30M
Equity
€5.98M▼ 2.2%
Debt
€319k▲ 224%
The debt ratio rises from 1.6% to 5.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▼
2024 · €327k
Cash flow
€30k▼
2024 · €1.16M
Solvency
94.9%▼
2024 · 98.4%
Current ratio
3.21▲
2024 · 2.59
Quick ratio
3.21▲
2024 · 2.59
Debt / equity
0.05▲
2024 · 0.02
ROE
0.3%▼
2024 · 18.8%
ROA
0.3%▼
2024 · 18.5%
Interest coverage
5.22▼
2024 · 97.56
Debt
€319k▲
2024 · €98k
Debt ≤ 1 year
€110k▲
2024 · €98k
Debt > 1 year
€208k
Income taxes
€9k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.21M€6.30M▲
Formation expenses20€0€0=
Fixed assets21/28€5.95M€5.95M▼
Tangible fixed assets22/27€95k€85k▼
Land and buildings22€51k€45k▼
Furniture and vehicles24€44k€40k▼
Financial fixed assets28€5.86M€5.86M=
Current assets29/58€255k€352k▲
Amounts receivable within one year40/41€2k€73k▲
Trade receivables40€0€0=
Other amounts receivable41€2k€73k▲
Current investments50/53€1k€3k▲
Cash at bank and in hand54/58€252k€275k▲
Deferred charges and accrued income490/1€525€591▲
Equity and liabilities
Total equity and liabilities10/49€6.21M€6.30M▲
Equity10/15€6.11M€5.98M▼
Contributions10/11€12k€12k=
Reserves13€65k€65k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€6.03M€5.90M▼
Amounts payable17/49€98k€319k▲
Amounts payable after more than one year17-€208k
Financial debts170/4-€208k
Amounts payable within one year42/48€98k€110k▲
Current portion of amounts payable after more than one year42€0€59k▲
Trade debts44€4k€121▼
Suppliers440/4€4k€121▼
Taxes, remuneration and social security45€29k€51k▲
Taxes450/3€19k€41k▲
Remuneration and social security454/9€10k€10k=
Other amounts payable47/48€66k€545▼
Accrued charges and deferred income492/3€0€665▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€355k€656k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€220€440▲
Gross operating margin9900€327k€48k▼
Operating profit (loss)9901€315k€34k▼
Financial income75/76B€921k€1k▼
Recurring financial income75€921k€1k▼
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€1.23M€26k▼
Income taxes67/77€81k€9k▼
Profit (loss) for the period9904€1.15M€17k▼
Profit (loss) for the period to be appropriated9905€1.15M€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.03M€6.05M▲
Profit (loss) brought forward from the previous period14P€4.88M€6.03M▲
Transfer from equity791/2€500k€0▼
Profit to be distributed694/7€500k€150k▼
Return on contributions (dividend)694€500k€150k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €17k ▼98.5%
Net result drops to €17k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 6current ratio 2.59
Current ratio from 0.42 to 2.59; short-term debt falls from €832k to €98k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €5MEq €5.46M ▲22.5%
6 profitable years in a row build equity to €5.46M.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €1.81M ▲176%
Net result €1.81M, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €2MEq €2.25M ▲87.6%
2 profitable years in a row build equity to €2.25M.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Koukrotte 24870 TroozGround area
1.3 ha
Building footprint
178 m²
Parcel 62040D0113/00M000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62040D0113/00M000 | Wallonia | 1.3 ha | 1 · 178 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SACRE
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Of 1,020 companies in sector 69103 we hold annual accounts for 611. 179 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2011
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.