ADS Creations
ActiveThe computed 12-month bankruptcy probability of ADS Creations is 1.6% (moderate). The 2025 annual accounts show equity of €73k and a net result of €-10k. Its solvency ranks better than 74% of 13270 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-56
Solvency83▲+4
Growth32
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 10.43 against 8.27 in 2024; short-term debt: 9.2% and cash: 64.5% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
-7.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 11.8%
2024 · €82k
2024: €82k
2024 → 2025
Total assets
€125k▼ 17.6%
2024 · €151k
2024: €151k
2024 → 2025
Net result
€-10k
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€108k▼ 13.8%
2024 · €125k
2024: €125k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€82k-€73k▼ 11.8%
Operating result€27k-€-7k
Net result€14k-€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€5k▼ 40.2%
Current assets
€119k▼ 16.2%
Equity and liabilities €125k
Equity
€73k▼ 11.8%
Debt
€52k▼ 24.5%
The debt ratio falls from 45.6% to 41.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €30k
Cash flow
€-7k▼
2024 · €18k
Solvency
58.3%▲
2024 · 54.4%
Current ratio
10.43▲
2024 · 8.27
Quick ratio
10.34▲
2024 · 7.90
Debt / equity
0.72▼
2024 · 0.84
ROE
-13.3%▼
2024 · 17.1%
ROA
-7.8%▼
2024 · 9.3%
Interest coverage
-1.30▼
2024 · 4.09
Debt
€52k▼
2024 · €69k
Debt ≤ 1 year
€11k▼
2024 · €17k
Debt > 1 year
€40k▼
2024 · €51k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€125k▼
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€1k€0▼
Current assets29/58€142k€119k▼
Stocks and contracts in progress3€6k€985▼
Stocks30/36€6k€985▼
Amounts receivable within one year40/41€40k€37k▼
Trade receivables40€4k€71▼
Other amounts receivable41€36k€37k▲
Cash at bank and in hand54/58€95k€80k▼
Deferred charges and accrued income490/1€720€896▲
Equity and liabilities
Total equity and liabilities10/49€151k€125k▼
Equity10/15€82k€73k▼
Contributions10/11€1k€1k=
Reserves13€81k€72k▼
Distributable reserves133€81k€72k▼
Amounts payable17/49€69k€52k▼
Amounts payable after more than one year17€51k€40k▼
Financial debts170/4€51k€40k▼
Amounts payable within one year42/48€17k€11k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€733€673▼
Suppliers440/4€733€673▼
Taxes, remuneration and social security45€3k€206▼
Taxes450/3€3k€206▼
Other amounts payable47/48€3k€37▼
Accrued charges and deferred income492/3€821€198▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€669▼
Non-recurring operating charges66A-€800
Gross operating margin9900€31k€-3k▼
Operating profit (loss)9901€27k€-7k▼
Financial income75/76B€403€308▼
Recurring financial income75€403€308▼
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€20k€-10k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€14k€-10k▼
Profit (loss) for the period to be appropriated9905€14k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€14k€0▼
To other reserves6921€14k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muilaardstraat 419000 GentGround area
216 m²
Building footprint
55 m²
Volume, LiDAR
377 m³
Parcel 44808H0578/00A012, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ADS Creations
since 20062.156.288.818
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0578/00A012 | Flanders | 216 m² | 1 · 55 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GRILL X RESTO
BE 1000.300.820
Elsene · Eq €71k
Den Doktoor
BE 0665.606.080
Meerhout · Eq €74k
Healthy Vending
BE 0791.325.703
Namur · Eq €77k
Sports & Leisure Knowledge International
BE 0807.398.504
Hasselt · Eq €81k
DS SKY
BE 0670.886.345
Sint-Joost-ten-Node · Eq €83k
Of 619 companies in sector 56309 we hold annual accounts for 118. 91 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2006
Fiscal year end30-06
Activities, NACEBEL
56309Food and beverage service activities
47242Retail sale of chocolate and confectionery
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.