ADRUME
ActiveADRUME has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €22k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 3209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.77 against 3.76 in 2024), and 17.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
16.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
53 d early
2024
28 d early
2023
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€109k▲ 24.7%
2024 · €88k
2023: €56k
2024: €88k
2023 → 2025
Total assets
€132k▲ 11.1%
2024 · €119k
2023: €81k
2024: €119k
2023 → 2025
Net result
€22k▼ 31.3%
2024 · €31k
2023: €51k
2024: €31k
2023 → 2025
Working capital
€109k▲ 26.3%
2024 · €86k
2023: €53k
2024: €86k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€56k-€88k▲ 56.2%€109k▲ 24.7%
Operating result€70k-€44k▼ 37.8%€29k▼ 34.0%
Net result€51k-€31k▼ 38.3%€22k▼ 31.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€383▼ 73.4%
Current assets
€132k▲ 12.2%
Equity and liabilities €132k
Equity
€109k▲ 24.7%
Debt
€23k▼ 26.9%
The debt ratio falls from 26.3% to 17.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €45k
Cash flow
€23k▼
2024 · €33k
Solvency
82.7%▲
2024 · 73.7%
Current ratio
5.77▲
2024 · 3.76
Quick ratio
5.77▲
2024 · 3.76
Debt / equity
0.21▼
2024 · 0.36
ROE
19.8%▼
2024 · 36.0%
ROA
16.4%▼
2024 · 26.5%
Interest coverage
39.49▼
2024 · 47.32
Debt
€23k▼
2024 · €31k
Debt ≤ 1 year
€23k▼
2024 · €31k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€132k▲
Fixed assets21/28€1k€383▼
Intangible fixed assets21€583€383▼
Tangible fixed assets22/27€858-
Furniture and vehicles24€858-
Current assets29/58€117k€132k▲
Amounts receivable within one year40/41€50k€50k=
Trade receivables40€50k€50k=
Other amounts receivable41-€22
Cash at bank and in hand54/58€65k€79k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€119k€132k▲
Equity10/15€88k€109k▲
Contributions10/11€5k€5k=
Reserves13€83k€104k▲
Distributable reserves133€83k€104k▲
Amounts payable17/49€31k€23k▼
Amounts payable within one year42/48€31k€23k▼
Trade debts44€207€1k▲
Suppliers440/4€207€1k▲
Taxes, remuneration and social security45€15k€5k▼
Taxes450/3€15k€5k▼
Other amounts payable47/48€16k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€821€791▼
Gross operating margin9900€46k€31k▼
Operating profit (loss)9901€44k€29k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€944€755▼
Recurring financial charges65€944€755▼
Profit (loss) for the period before taxes9903€43k€28k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€31k€22k▼
Profit (loss) for the period to be appropriated9905€31k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€22k▼
Transfer to equity691/2€31k€22k▼
To other reserves6921€31k€22k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €22k ▼31.3%
Net result drops to €22k, the lowest in the series.
31-12
Financial
Equity above €100kEq €109k ▲24.7%
3 profitable years in a row build equity to €109k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2022
Ground area
922 m²
Building footprint
180 m²
Volume, LiDAR
1,072 m³
Parcel 13017G0254/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Adrume
since 20222.339.599.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0254/00F000 | Flanders | 922 m² | 1 · 180 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EMMANUEL CARLIER AVOCAT
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Of 22,002 companies in sector 69101 we hold annual accounts for 9,007. 7,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.